Horizon Bank key facts
- It's an online, customer owned lender based in Wollongong NSW.
- It offers home loan products for owner-occupiers and investors.
- This lender also offers other financial products such as savings accounts and insurance.
Horizon Bank offers a range of home loans for Australian borrowers. Check out the full table of Horizon Bank products below or read more about the lender.
|Minimum deposit||It's possible to get a home loan with a deposit as low as 5%.|
|Offset account||You can get an offset account with several of its loans.|
|Repayment options||Horizon Bank does not allow you to make interest only repayments on its loans.|
📄 Property details. You can start a loan enquiry before you've bought a property. But to complete an application you need the address of the property and a signed contract of sale.
📄 Identification documents. You will need identification such as a driver's licence, passport or birth certificate.
📄 Proof of income documents. Recent payslips can establish your income.
📄 Asset and liability documents. You need to provide documents showing your current assets (savings accounts, investments) and liabilities (your outstanding debt).
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