Bank of us Home Loans

Compare home loan rates from Bank of us.

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Bank of us

On this page you can find information about Bank of us home loans. Skip ahead to the full table of products or read more about the lender.

Compare Bank of us home loans

Compare Bank of us home loan products below and hit "load more" to see a fuller selection of loans.

Rates last updated February 28th, 2020
Loan purpose
Offset account
Loan type
Repayment type
Your filter criteria do not match any product
Name Product Interest Rate (p.a.) Comp Rate^ (p.a.) Application Fee Ongoing Fees Max LVR Monthly Payment Short Description
Bank of us FlexiDiscount Home Loan - Variable LVR ≤ 80%
$10 monthly ($120 p.a.)
Bank of us Flexichoice Home Loan - 2 Year Fixed Special LVR ≤80% (Investor)
$10 monthly ($120 p.a.)
Bank of us Topline Home Loan - LVR ≤80% (Owner Occupier)
$0 p.a.

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Bank of us lender profile

  • Bank of us started way back in 1870 as the Launceston Equitable Building and Investment Society. Today it is a member-owned credit union operating in Tasmania.
  • Bank of us has multiple branches in the following Tasmanian cities and towns: Hobart, Launceston, Devonport, Ulverstone, Burnie, Wynyard, Glenorchy and Rosny Park.
  • Bank of us also offers its members saving accounts, term deposits, personal loans, business banking and insurance.

How do I apply for a Bank of us mortgage?

If you'd like to apply for a home loan from Bank of us, please contact the lender directly.


Each Bank of us product has specific eligibility criteria but some will apply to all products. For example:

  • Age. You must be over 18 years of age.
  • Residency. You should be a resident of Australia.
  • Employment. You should have a regular source of income.

Documents required

When you apply for a mortgage with Bank of us you are required to provide certain information so make sure you have all your documents ready before you apply. The documents you will be expected to provide are:

  • Identification documents. You will need identification such as a driver's license, passport or birth certificate.
  • Proof of income documents. Recent payslips can establish your income.
  • Asset and liability documents. You need to provide documents showing your current assets (savings accounts, investments) and liabilities (your outstanding debt).

Detailed guide to home loan applications and paperwork

Looking for more mortgage options?

Home Loan Offers

Important Information*
Logo for Athena Variable Home Loan - Owner Occupier, P&I
Athena Variable Home Loan - Owner Occupier, P&I

Owner occupiers can get one of the lowest rates in the market with this variable rate mortgage. $0 application fee and $0 ongoing fees.

Logo for UBank UHomeLoan Variable Rate - Discount offer for Owner Occupiers, P&I Borrowing over $200,000
UBank UHomeLoan Variable Rate - Discount offer for Owner Occupiers, P&I Borrowing over $200,000

Take advantage of a low-fee mortgage with a special interest rate of just 2.84% p.a. and a 2.84% p.a. comparison rate.

Logo for Essentials - Variable (Owner Occupier, P&I) Essentials - Variable (Owner Occupier, P&I)

A competitive interest rate home loan with interest only options. Interest rate 3.04% p.a.
comp rate of 3.06% p.a.

Logo for Smart Home Loan - (Owner Occupier, P&I) Smart Home Loan - (Owner Occupier, P&I)

Get one of the lowest variable interest rates on the market and pay 0 application or ongoing fees.

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