Cairns Bank is an Australian bank. Cairns Bank offers a range of home loans for Australian borrowers. Check out the full table of Cairns Bank products below or read more about the lender.
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How we picked theseHere are the key features and details you need to know about Cairns Bank's mortgage products.
| Feature | Details |
|---|---|
| Minimum deposit | It is possible to get a home loan from Cairns Bank with a deposit as low as 5%. |
| Offset account? | You can get an offset account with several Cairns Bank loans. |
| Repayment options | Several Cairns Bank home loans allow you to make interest-only repayments for a limited period. The lender also offers the standard principal-and-interest repayments on its loans. |
📄 Property details. You can start a loan enquiry before you've bought a property. But to complete an application you need the address of the property and a signed contract of sale.
📄 Identification documents. You will need identification such as a driver's licence, passport or birth certificate.
📄 Proof of income documents. Recent payslips can establish your income.
📄 Asset and liability documents. You need to provide documents showing your current assets (savings accounts, investments) and liabilities (your outstanding debt).
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There is a house next door to me
At that time the house was financed through BAC;I called BAC and they said that Penny’s Loan Institution has it. I don’t want the house for myself, but I am inquiring about the sell price, or if will be for rent? I look forward to hearing from you soon.
Hi Vicki,
Thanks for your question.
Unfortunately you’ve come through to finder.com.au, an online comparison service. Please contact the customer service team at Cairns Penny Savings and Loans directly about your enquiry.
Cheers,
Shirley