MOVE Bank home loans

MOVE Bank home loan packages can help you buy a property with minimal extra costs.

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On this page you can find information about MOVE Bank home loans. Skip ahead to the full table of products or read more about the lender.

Compare MOVE Bank home loans

Compare MOVE Bank home loan products below and hit "load more" to see a fuller selection of loans. You can also find more information on each individual product by clicking "more info".

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Name Finder Score Interest Rate p.a. Comparison Rate p.a. Fees Monthly Payment
MOVE Bank logo
Principal & Interest 3Y Fixed5% min. depositOwner-occupier
MOVE Bank logo
Principal & Interest 3Y Fixed5% min. depositOwner-occupier
Product NameMOVE Bank Everyday Fixed Home Loan
Interest Rate TypeFixed rate
Repayment Type Principal & Interest
Interest Rate p.a.5.84%
Comp. Rate p.a.6%
Minimum Loan Amount$100,000
Maximum Loan Amount $3,000,000
Maximum Loan Term30 years
Maximum LVR 95%
Loan Redraw FacilityYes
Offset AccountNo
Split Loan FacilityYes
Fixed Interest OptionYes
Loan PortableNo
Extra Repayments Yes
Finder score
Interest Rate
5.84%
Comparison Rate
6%
Fees
Application: $600
Ongoing: $0 p.a.
Monthly Payment
$885
MOVE Bank logo
Principal & Interest 3Y Fixed5% min. depositOwner-occupierOffset account
MOVE Bank logo
Principal & Interest 3Y Fixed5% min. depositOwner-occupierOffset account
Product NameMOVE Bank Everyday Fixed Home Loan
Interest Rate TypeFixed rate
Repayment Type Principal & Interest
Interest Rate p.a.6.04%
Comp. Rate p.a.6.20%
Minimum Loan Amount$100,000
Maximum Loan Amount $3,000,000
Maximum Loan Term30 years
Maximum LVR 95%
Loan Redraw FacilityYes
Offset AccountYes
Split Loan FacilityYes
Fixed Interest OptionYes
Loan PortableNo
Extra Repayments Yes
Finder score
Interest Rate
6.04%
Comparison Rate
6.20%
Fees
Application: $600
Ongoing: $0 p.a.
Monthly Payment
$905
MOVE Bank logo
Principal & Interest20% min. depositOwner-occupier
MOVE Bank logo
Principal & Interest20% min. depositOwner-occupier
Product NameMOVE Bank Everyday Variable Home Loan
Interest Rate TypeVariable rate
Repayment Type Principal & Interest
Interest Rate p.a.5.99%
Comp. Rate p.a.6.04%
Minimum Loan Amount$100,000
Maximum Loan Amount $3,000,000
Maximum Loan Term30 years
Maximum LVR 80%
Loan Redraw FacilityYes
Offset AccountNo
Split Loan FacilityYes
Fixed Interest OptionYes
Loan PortableNo
Extra Repayments Yes
Finder score
Interest Rate
5.99%
Comparison Rate
6.04%
Fees
Application: $600
Ongoing: $0 p.a.
Monthly Payment
$900
MOVE Bank logo
Principal & Interest5% min. depositOwner-occupierOffset account
MOVE Bank logo
Principal & Interest5% min. depositOwner-occupierOffset account
Product NameMOVE Bank Offset Fixed Home Loan
Interest Rate TypeVariable rate
Repayment Type Principal & Interest
Interest Rate p.a.6.49%
Comp. Rate p.a.6.54%
Minimum Loan Amount$100,000
Maximum Loan Amount $3,000,000
Maximum Loan Term30 years
Maximum LVR 95%
Loan Redraw FacilityYes
Offset AccountYes
Split Loan FacilityYes
Fixed Interest OptionYes
Loan PortableNo
Extra Repayments Yes
Finder score
Interest Rate
6.49%
Comparison Rate
6.54%
Fees
Application: $600
Ongoing: $0 p.a.
Monthly Payment
$948
MOVE Bank logo
Principal & Interest 1Y Fixed5% min. depositOwner-occupierOffset account
MOVE Bank logo
Principal & Interest 1Y Fixed5% min. depositOwner-occupierOffset account
Product NameMOVE Bank Offset Fixed Home Loan
Interest Rate TypeFixed rate
Repayment Type Principal & Interest
Interest Rate p.a.6.19%
Comp. Rate p.a.6.24%
Minimum Loan Amount$100,000
Maximum Loan Amount $3,000,000
Maximum Loan Term30 years
Maximum LVR 95%
Loan Redraw FacilityYes
Offset AccountYes
Split Loan FacilityYes
Fixed Interest OptionYes
Loan PortableNo
Extra Repayments Yes
Finder score
Interest Rate
6.19%
Comparison Rate
6.24%
Fees
Application: $600
Ongoing: $0 p.a.
Monthly Payment
$919
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MOVE Bank lender profile

  • MOVE Bank was first established in 1968 as the Railways Credit Union to service railway workers and their families. MOVE Bank is a customer-owned financial institution.
  • MOVE Bank has 22,000 members and is an accredited deposit taking institution, meaning that deposits with MOVE are guaranteed by the government (up to $250,000).
  • MOVE Bank offers investor and owner-occupier mortgages, insurance, credit cards, personal loans and car loans.

How do I apply for a MOVE Bank mortgage?

If you'd like to apply for a home loan from MOVE Bank, please contact the lender directly.

Eligibility

Each MOVE Bank product has specific eligibility criteria but some will apply to all products. For example:

  • Age. You must be over 18 years of age.
  • Residency. You should be a resident of Australia.
  • Employment. You should have a regular source of income.

Documents required

When you apply for a mortgage with MOVE Bank you are required to provide certain information so make sure you have all your documents ready before you apply. The documents you will be expected to provide are:

  • Identification documents. You will need identification such as a driver's license, passport or birth certificate.
  • Proof of income documents. Recent payslips can establish your income.
  • Asset and liability documents. You need to provide documents showing your current assets (savings accounts, investments) and liabilities (your outstanding debt).

Detailed guide to home loan applications and paperwork

Looking for more mortgage options?

Compare other products from MOVE Bank

What is Finder Score?

The Finder Score crunches 7,000 home loans across 120+ lenders. It takes into account the product's interest rate, fees and features, as well as the type of loan eg investor, variable, fixed rate - this gives you a simple score out of 10.

To provide a Score, we compare like-for-like loans. So if you're comparing the best home loans for cashback, you can see how each home loan stacks up against other home loans with the same borrower type, rate type and repayment type. We also take into consideration the amount of cashback offered when calculating the Score so you can tell if it's really worth it.

Read the full Finder Score breakdown

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Editor

Richard Whitten is a money editor at Finder, and has been covering home loans, property and personal finance for 6+ years. He has written for Yahoo Finance, Money Magazine and Homely; and has appeared on various radio shows nationwide. He holds a Certificate IV in mortgage broking and finance (RG 206), a Tier 1 Generic Knowledge certification and a Tier 2 General Advice Deposit Products (RG 146) certification. See full bio

Richard's expertise
Richard has written 558 Finder guides across topics including:
  • Home loans
  • Property
  • Personal finance
  • Money-saving tips
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