Queensland Country Bank

Queensland Country Bank

Queensland Country Bank has home loan rates starting from 3.74%.

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Queensland Country Bank is a member-owned bank that offers a range of home loans for Australian borrowers. Check out the full table of Queensland Country Bank products below or read more about the lender.

Compare Queensland Country Bank home loans for May 2022

1 - 4 of 4
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Name Product Interest Rate (p.a.) Comp. Rate p.a. Fees Monthly Payment

Queensland Country Bank Fixed Rate Home Loan P&I 2Y Fixed≥ 5% Deposit

Queensland Country Bank Fixed Rate Home Loan
3.74%
4.51%
  • App: $250
  • Ongoing: $10 per month
$695

Queensland Country Bank Fixed Rate Home Loan IO 2Y Fixed≥ 20% Deposit

Queensland Country Bank Fixed Rate Home Loan
3.74%
4.79%
  • App: $250
  • Ongoing: $10 per month
$695

Queensland Country Bank Line of credit P&IIO≥ 20% Deposit

Queensland Country Bank Line of credit
4.44%
  • App: $250
  • Ongoing: $100 p.a.
$756

Queensland Country Bank Home Equity Loan P&I≥ 10% Deposit

Queensland Country Bank Home Equity Loan
5.49%
6.36%
  • App: $250
  • Ongoing: $10 per month
$852
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Queensland Country Bank key facts

  • Queensland Country Bank is a member-owned bank based in Aitkenvale, Queensland.
  • Queensland Country Bank offers home loan products for owner-occupiers and investors.
  • This lender also offers other financial products such as personal, business banking and insurance.

Queensland Country Bank home loan features

Here are the key features and details you need to know about Queensland Country Bank's mortgage products.

FeatureDetails
Minimum depositIt is possible to get a home loan from Queensland Country Bank with a deposit as low as 5%.
Offset account?You can get an offset account with several Queensland Country Bank loans.
Repayment optionsSeveral Queensland Country Bank home loans allow you to make interest-only repayments for a limited period. The lender also offers the standard principal-and-interest repayments on its loans.

How do I apply for a mortgage from Queensland Country Bank?

When applying for any home loan, you will need various documents to establish your identity, your financial situation, employment status and details about the property.

Eligibility

The following information is general in nature and applies to most home loans. There may be specific criteria that apply for this lender.

  • Age. You must be over 18 years of age.
  • Residency. You should be a resident of Australia.
  • Employment. You should have a regular source of income.

Documents required

When you apply for a mortgage with Queensland Country Bank you are required to provide certain information so make sure you have all your documents ready before you apply. The documents you will be expected to provide are:

📄 Property details. You can start a loan enquiry before you've bought a property. But to complete an application you need the address of the property and a signed contract of sale.

📄 Identification documents. You will need identification such as a driver's licence, passport or birth certificate.

📄 Proof of income documents. Recent payslips can establish your income.

📄 Asset and liability documents. You need to provide documents showing your current assets (savings accounts, investments) and liabilities (your outstanding debt).

How to apply for a home loan

More lenders to compare

Check out Finder's main home loans guide if you want to compare more home loans from a range of lenders. Or you could try one of the following lenders:

  • ING. This online bank is part of the global, Dutch financial group of the same name.
  • Commonwealth Bank. The nation's largest bank has a large selection of home loans and a convenient banking app.
  • UBank. This online bank is actually owned by NAB.
  • Athena. This digital fintech lender offers low-rate mortgages and an entirely online, convenient service.
  • Tic:Toc. This lender's online application tool can process your mortgage application fast. Backed by the Bendigo and Adelaide Bank.
  • Bank of Queensland. Outside of the Big Four this is one of Australia's larger banks. BOQ owns Virgin Money.
  • HSBC. The local Australian banking arm of this international bank offers various home loans.

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  • RBA cash rate rise: Will you get a higher rate on your savings?

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  • RBA cash rate rise: Find out if your lender is lifting interest rates now

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  • CBA offers lower interest rate for green homes

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2 Responses

  1. Default Gravatar
    SusanMay 20, 2014

    HHow do I increase my visa credit on line aapplication

    • Avatarfinder Customer Care
      ShirleyMay 21, 2014Staff

      Hi Susan,

      Thanks for your question.

      Please contact the customer service team at Queensland Country Credit Union to assist you with increasing your credit limit.

      Cheers,
      Shirley

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