
Get exclusive money-saving offers and guides
Straight to your inbox
Updated
We’re reader-supported and may be paid when you visit links to partner sites. We don’t compare all products in the market, but we’re working on it!
Sydney Mutual Bank (formerly Sydney Credit Union) offers a straightforward Visa credit card with a 10.49% p.a. variable interest rate for purchases and a competitive annual fee. As a member-owned financial institution, any profits made by Sydney Mutual Bank are passed on to account-holders – usually in the form of competitive rates and fees.
The Sydney Mutual Bank Low Rate Visa has a 10.49% p.a. variable interest rate for purchases and a competitive annual fee of $30. It also offers up to 55 days interest-free on purchases when you pay the closing balance in full by the due date on each statement, as well as mobile payment options.
The 10.49% p.a. variable interest rate offered on the Sydney Mutual Bank Low Rate Visa credit card is one of the lowest purchase rates on the market. If you carry a balance from your purchases, this low rate could help you save on interest charges compared to other cards.
The Sydney Mutual Bank Low Rate Visa credit card's $30 annual fee is competitive with other low fee credit cards.
If you have Apple Pay, Google Pay or Samsung Pay, you can add the Sydney Mutual Bank Low Rate Visa credit card to your account and use your mobile to tap-and-pay.
You have the option of setting your own PIN via the Sydney Mutual Bank mobile app or at a branch.
Take advantage of exclusive entertainment, travel and shopping promotions through Visa Offers + Perks, plus get extra security online through Verified by Visa.
You can apply for the Sydney Mutual Bank Low Rate Visa online by filling in a secure application form. Before you apply, make sure you meet the following eligibility requirements and have the essential documents and details ready.
Available to Woolworths Group employees and family, this low-cost card comes with simple features and mobile payment options.
This low rate credit card has a $0 annual fee and is available to firefighters and other service workers or volunteers.
A low rate platinum credit card that includes a cashback offer and perks such as complimentary travel insurance and purchase insurance.
The BankSA Vertigo Platinum card offers a $300 cashback a low ongoing purchase rate and a range of complimentary insurance covers.
Take advantage of a 0% balance transfer offer for 30 months and a discounted annual fee for the first year with this Citi Rewards credit card offer.
Get an introductory rate of 7.9% p.a. on purchases and balance transfers for 6 months and save with an ongoing $0 annual fee with the Health Professionals Bank Credit Card.
The Special Fixed Home Loan from Sydney Mutual Bank is a fixed rate mortgage for owner-occupiers and investors. Available with a 5% deposit.
This card gives you a way to support a program that matches rescue dogs with veterans in need and enjoy a low interest rate on all your spending.
Get rewarded for an excellent credit score with a Now Finance personalised rate secured personal loan. Rates vary between 5.95% p.a. and 15.45% p.a. Apply today.
New no interest monthly fee credit cards, like the NAB StraightUp and CommBank Neo, offer no interest charges, limits up to $3,000 and only charge a monthly fee when you use it. Read more to find out more about how they work in our comprehensive guide.