UniBank Credit Cards

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UniBank offers a single Visa credit card account with simple, low-cost features and contactless payment options.
As the name suggests, UniBank accounts are designed for people who study or work at Australian universities and you need to be a member to apply.

Purchase rate p.a.	Bonus points	Points per $ spent	Interest-free period	Balance transfer rate p.a.	Annual fee
UniBank Credit Card	7.9% for 6 months, then 11.5%	Bonus points N/A	Points per $ spent N/A	Interest-free period Up to 55 days on purchases	Balance transfer rate p.a. 7.9% for 6 months with 0% balance transfer fee	Annual fee $0	View details Compare product selectionCompare	loading

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Benefits of banking with UniBank

If you're interested in becoming a UniBank member and getting this credit card, some of the features you'll get include:

Contactless payments

The UniBank Visa credit card lets you tap-to-pay at the checkout. You also have the option of paying from your mobile phone or other device with Apple Pay, Google Pay or Samsung Pay.

Visa benefits

This Visa card gives you access to offers on shopping, entertainment, travel and more through Visa Offers + Perks. It also comes with a zero liability policy to help protect you against fraudulent transactions, plus extra security when you shop online through the Visa Secure verification service.

Ethical banking initiatives

UniBank is carbon neutral and does not lend money to the fossil fuel industry. It puts profits back towards the education sector and is committed to not making any donations to political candidates or organisations. In addition, it has clear guidelines and reporting standards for social responsibility, including independent certification through the Responsible Investment Association Australasia (RIAA) for a range of its products.

How to apply for a UniBank credit card

Applying for a credit card online is fast and easy. You'll need to be at least 18 years of age and meet the card's eligibility criteria. For more about eligibility, the kinds of documentation you'll need and the factors that can affect whether your card application is approved, check out our full guide to applying for a credit card.

Compare other products from Unibank

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1. UniBank Credit Cards information PDF
2. UniBank Credit Cards TMD

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Written by

Amy Bradney-George

Journalist

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Amy is an experienced journalist with over 16 years of experience, contributing to major publications like Money Magazine, The Sydney Morning Herald, and ABC News Australia. Specialising in personal finance, she frequently appeared in media outlets and on radio. Amy holds a Bachelor of Arts in Journalism and Drama from Griffith University and earned RG146 certifications in Tier 1 Generic Knowledge and Tier 2 General Advice Deposit Products, ensuring her expertise is grounded in current financial regulations. Amy was Finder's Senior Writer for Credit Cards from 2016 to 2024. See full bio

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UniBank Credit Cards

Compare the features of UniBank’s Visa credit card, including a low interest rate and no annual fee ever.