Qudos Bank Credit Cards

Comparison of Qudos Bank Credit Cards

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Purchase rate p.a.	Annual fee	Balance transfer rate p.a.	Amount Saved
Qudos Bank Visa Platinum Credit Card Qantas Frequent Flyer	Purchase rate p.a. 4.99% for 5 months, then 18.99%	Annual fee $189	Balance transfer rate p.a. 4.99% for 5 months with 0% balance transfer fee, then 18.99%	$113.87 over 5 months	Receive a complimentary Qantas Frequent Flyer membership and earn up to 2 Qantas Points per $1 spent on Qantas services and products.	ContinueMore info Compare product selection Compare	loading
Qudos Bank Lifestyle Plus Credit Card	Purchase rate p.a. 4.99% for 5 months, then 15.85%	Annual fee $0	Balance transfer rate p.a. 4.99% for 5 months with 0% balance transfer fee, then 15.85%	$306.6 over 5 months	Receive up to 46 days interest-free on purchases, special offers from Visa Entertainment and payWave capabilities.	ContinueMore info Compare product selection Compare	loading
Qudos Bank Lifestyle Credit Card	Purchase rate p.a. 4.99% for 5 months, then 12.59%	Annual fee $0	Balance transfer rate p.a. 4.99% for 5 months with 0% balance transfer fee, then 12.59%	$306.6 over 5 months	Includes the ability to make contactless payments with Visa payWave, 24/7 card monitoring services and additional cards for $0.	ContinueMore info Compare product selection Compare	loading

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Benefits of a Qudos Bank credit card

Visa benefits

You can use a Qudos Bank credit card at the shops, online or over the phone with any business that accepts Visa cards. You also get access to deals on shopping, dining, entertainment and travel through Visa Offers + Perks, with the latest offers listed on the Visa Australia website.

Account access

You can check your account balance, change your PIN, report a lost or stolen card and update other details through the Qudos Bank app or internet banking service. You can also use the phone banking service by calling 1300 360 865. Or, visit a Qudos Bank branch in Sydney, Melbourne, Brisbane or Perth.

Contactless payments and digital wallets

If you have Apple Pay or Google Pay, you can add a Qudos Bank credit card and make contactless payments straight from your mobile phone or device. You also have the option of tapping to pay with your actual Qudos Bank credit card when you're shopping in-store.

Security

Qudos Bank credit cards offer 24/7 account protection services to help keep you safe from fraud. You also get access to Visa's worldwide emergency hotline for lost or stolen cards, as well as the Visa zero liability policy to help keep your money safe if fraud does occur.

How to apply for a Qudos Bank credit card

Applying for a credit card online is fast and easy. You'll need to be at least 18 years of age and meet the card's eligibility criteria. For more about eligibility, the kinds of documentation you'll need and the factors that can affect whether your card application is approved, check out our full guide to applying for a credit card.

Credit card brands similar to Qudos Bank

If you want frequent flyer rewards or customer-owned banking benefits, here are 3 other credit card providers you could compare with Qudos Bank:

• Qantas Money credit cards
• Virgin Money credit cards
• Bank Australia credit cards

Frequently asked questions

• How can I transfer my credit card debt to a Qudos Bank credit card?

  When you apply for a Qudos Bank credit card, you can include details of your existing debt and request a balance transfer to the new card. Keep in mind that balance transfers are subject to lending criteria and approval. You can learn more about balance transfers and compare other options in this guide.

• How do I activate the complimentary international travel insurance?

  The Qudos Bank Visa Platinum Credit Card offers complimentary international travel insurance, which is provided by Allianz. To get cover, you need to meet these requirements:

  1. Be a permanent resident in Australia
  2. Use the card to pay for at least $500 of your overseas travel booking before you leave
  3. Have a return overseas travel ticket to and from Australia before your trip starts
  4. Be aged under 81 years at the time you become eligible for cover

  As with any insurance policy, there are different requirements, benefits and claim details to consider. So make sure you check the insurance policy document available on the Qudos Bank website to decide if this cover is suitable.

• What purchases earn reward points?

  If you have a Qudos Bank Visa Platinum credit card, you can get rewarded with Qantas Points when you make an eligible purchase. Eligible purchases cover most of your day-to-day credit card transactions, including groceries, petrol, plane tickets and food delivery. Transactions that don't earn points include balance transfers, cash advances and BPAY payments.

• How can I make a repayment to my Qudos Bank credit card?

  When you get your credit card statement, you'll see details of your repayment options, including the different ways to pay. If you have questions about your account or repayments, visit a Qudos Bank branch or call 1300 747 747.

• How can I cancel my Qudos Bank credit card?

  You can close your account through the Qudos Bank app or internet banking. Note that you'll need to settle the account's entire balance before it can be fully closed.

Written by

Amy Bradney-George

Journalist

Amy is an experienced journalist with over 16 years of experience, contributing to major publications like Money Magazine, The Sydney Morning Herald, and ABC News Australia. Specialising in personal finance, she frequently appeared in media outlets and on radio. Amy holds a Bachelor of Arts in Journalism and Drama from Griffith University and earned RG146 certifications in Tier 1 Generic Knowledge and Tier 2 General Advice Deposit Products, ensuring her expertise is grounded in current financial regulations. Amy was Finder's Senior Writer for Credit Cards from 2016 to 2024. See full bio

Amy's expertise

Amy has written 503 Finder guides across topics including:

• Credit cards
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