Compare Qudos Bank savings accounts

Earn rewards worth getting, as well as competitive interest, with a Qudos Bank savings account.

No reviews yet. Write a review
4.7 based on 821 reviews

Key takeaways

  • Qudos Bank offers savings accounts with maximum rates up to 4.45% and specific options for Qantas points.
  • Accounts like the Bonus Saver often provide 4.25% interest if no monthly withdrawals are made.
  • All Qudos Bank deposits are government guaranteed up to $250,000, offering security for your savings.
Qudos Bank was formerly known as Qantas Credit Union, one of the largest in Australia with almost 100,000 members and a commitment to doing right by its members wherever possible. Qudos continues this vision, which you can see in the bank’s rewards programs, competitive interest rates and minimal fees.

Qudos Bank savings accounts, bank accounts and term deposits

Qudos Bank savings accounts

Finder Score Maximum interest rate Base interest rate Max rate type & duration Monthly Max Rate Conditions Table Description
Qudos Bank logo
Finder score
9.5
Qudos Bank Retirement Savings Accounts
Finder score
9.5
Maximum Variable Rate p.a.
4.95%
Standard Variable Rate p.a.
4.95%
Intro/Ongoing
Ongoing rate
Monthly Max Rate Conditions
  • No deposit or withdrawal conditions
  • Balance $500,000 to $999,999.99
View details
Compare product selection
Qudos Bank logo
Finder score
9.5
Qudos Bank Retirement Savings Accounts
Finder score
9.5
Maximum Variable Rate p.a.
4.95%
Standard Variable Rate p.a.
4.95%
Intro/Ongoing
Ongoing rate
Monthly Max Rate Conditions
  • No deposit or withdrawal conditions
  • Balance from $1,000,000
View details
Compare product selection
Qudos Bank logo
Finder score
9.3
Qudos Bank Retirement Savings Accounts
Finder score
9.3
Maximum Variable Rate p.a.
4.70%
Standard Variable Rate p.a.
4.70%
Intro/Ongoing
Ongoing rate
Monthly Max Rate Conditions
  • No deposit or withdrawal conditions
  • Balance $50,000 to $249,999.99
View details
Compare product selection
Qudos Bank logo
Finder score
9.3
Qudos Bank Retirement Savings Accounts
Finder score
9.3
Maximum Variable Rate p.a.
4.70%
Standard Variable Rate p.a.
4.70%
Intro/Ongoing
Ongoing rate
Monthly Max Rate Conditions
  • No deposit or withdrawal conditions
  • Balance $250,000 to $499,999
View details
Compare product selection
Qudos Bank logo
Finder score
9.1
Qudos Bank QSaver
Finder score
9.1
Maximum Variable Rate p.a.
4.45%
Standard Variable Rate p.a.
4.45%
Intro/Ongoing
Ongoing rate
Monthly Max Rate Conditions
  • No deposit or withdrawal conditions
  • Balance from $500,000
View details
Compare product selection
Qudos Bank logo
Finder score
9
Qudos Bank QSaver
Finder score
9
Maximum Variable Rate p.a.
4.35%
Standard Variable Rate p.a.
4.35%
Intro/Ongoing
Ongoing rate
Monthly Max Rate Conditions
  • No deposit or withdrawal conditions
  • Balance $0 to $499,999.99
View details
Compare product selection
Qudos Bank logo
Finder score
8.9
Qudos Bank Qantas Points Saver
Finder score
8.9
Maximum Variable Rate p.a.
4.25%
Standard Variable Rate p.a.
4.25%
Intro/Ongoing
Ongoing rate
Monthly Max Rate Conditions
  • No deposit or withdrawal conditions
View details
Compare product selection
Qudos Bank logo
Finder score
8.9
Qudos Bank Bonus Saver
Finder score
8.9
Maximum Variable Rate p.a.
5.10%
Standard Variable Rate p.a.
0.10%
Intro/Ongoing
Ongoing rate
(conditions apply)
Monthly Max Rate Conditions
  • No withdrawals in the calendar month
View details
Compare product selection
Qudos Bank logo
Finder score
8.9
Qudos Bank Retirement Savings Accounts
Finder score
8.9
Maximum Variable Rate p.a.
4.05%
Standard Variable Rate p.a.
4.05%
Intro/Ongoing
Ongoing rate
Monthly Max Rate Conditions
  • No deposit or withdrawal conditions
  • Balance up to $4,999
View details
Compare product selection
Qudos Bank logo
Finder score
8.5
Qudos Bank Bonus Saver
Finder score
8.5
Maximum Variable Rate p.a.
4.75%
Standard Variable Rate p.a.
0.10%
Intro/Ongoing
Ongoing rate
(conditions apply)
Monthly Max Rate Conditions
  • No withdrawals in the calendar month
View details
Compare product selection
Qudos Bank logo
Finder score
8.5
Qudos Bank Cash Management Account
Finder score
8.5
Maximum Variable Rate p.a.
3.50%
Standard Variable Rate p.a.
3.50%
Intro/Ongoing
Ongoing rate
Monthly Max Rate Conditions
  • No deposit or withdrawal conditions
View details
Compare product selection
Qudos Bank logo
Finder score
8.5
Qudos Bank DIY super saver
Finder score
8.5
Maximum Variable Rate p.a.
4.70%
Standard Variable Rate p.a.
0.35%
Intro/Ongoing
Ongoing rate
(conditions apply)
Monthly Max Rate Conditions
  • No deposit or withdrawal conditions
  • Balance from $10,000
View details
Compare product selection
Qudos Bank logo
Finder score
8
Qudos Bank QSaver
Finder score
8
Maximum Variable Rate p.a.
2.75%
Standard Variable Rate p.a.
2.75%
Intro/Ongoing
Ongoing rate
Monthly Max Rate Conditions
  • No deposit or withdrawal conditions
  • Balance from $2,000,000
View details
Compare product selection
Qudos Bank logo
Finder score
5.5
Qudos Bank General Savings Account
Finder score
5.5
Maximum Variable Rate p.a.
0.05%
Standard Variable Rate p.a.
0.05%
Intro/Ongoing
Ongoing rate
Monthly Max Rate Conditions
  • No deposit or withdrawal conditions
  • Balance from $50,000
View details
Compare product selection
Qudos Bank logo
Finder score
5.2
Qudos Bank DIY super saver
Finder score
5.2
Maximum Variable Rate p.a.
0.35%
Standard Variable Rate p.a.
0.35%
Intro/Ongoing
Ongoing rate
(conditions apply)
Monthly Max Rate Conditions
  • No deposit or withdrawal conditions
  • Balance $0 to $9,999
View details
Compare product selection
Qudos Bank logo
Finder score
2.9
Qudos Bank General Savings Account
Finder score
2.9
Maximum Variable Rate p.a.
0.00%
Standard Variable Rate p.a.
0.00%
Intro/Ongoing
Ongoing rate
Monthly Max Rate Conditions
  • No deposit or withdrawal conditions
  • Balance below $50,000
View details
Compare product selection
loading
Showing 16 of 16 results

How the Finder Score helps you find a better savings account

The Finder Score is a simple score out of 10. The higher a savings account's score, the better we think it is for the average customer.

We score each savings account in our database of hundreds based on a data-driven methodology with 2 main criteria: Does the account offer a high interest rate? And is it easy for savers to actually earn that rate?

Read the full breakdown

Want more interest on your savings?

Compare now and find a better rate.

Qudos Bank bank accounts

1 of 1 result
Finder Score Monthly fee Own network ATM fee International transaction fee International ATM Fee
Qudos Bank logo
Finder score
Qudos Bank General Savings Accounts
Apple PayGoogle PaySamsung Pay
Finder score
Monthly fee
$0
Own network ATM fee
$0
International transaction fee
3%
3.65%
View details
Compare product selection
loading
Showing 1 of 1 result

Finder Score for bank accounts

We assess multiple product features for transaction accounts from over 100 providers and assign each product a score out of 10.

Read the full methodology

Looking for a better bank account?

Compare everyday accounts and find one that works harder for you.

Qudos Bank term deposits

Finder Score 3 Mths p.a. 6 Mths p.a. 10 Mths p.a. 12 Mths p.a. 24 Mths p.a.
Qudos Bank logo
Qudos Bank Term Deposits - $500+
$500 min. deposit
3 Mths p.a.
5.00%
6 Mths p.a.
5.20%
10 Mths p.a.
-
12 Mths p.a.
5.30%
24 Mths p.a.
5.10%
View details
Compare product selection
loading
Showing 1 of 1 result

Finder Score for term deposits

Finder Score assigns Term Deposit products a score out of 10, comparing interest rates and features, to make comparison easier. We assess over 150 products from more than 90 providers, assessing products across different terms to determine an average score per product.

Read the full methodology

Lock in a great rate

Compare term deposits to grow your savings with confidence.

What are the pros and cons of a Qudos savings account?

Pros

  • Qantas rewards program. Frequent flyers can open a Qantas Points Saver account to earn Qantas points alongside their regular interest.
  • No monthly fees. No monthly fees are charged on savings accounts.
  • SMS and mobile banking. Through your smartphone, you can receive SMS alerts about chosen account transactions, activities and more with the Qudos app.
  • Security. Qudos Bank is obligated to follow the same laws and regulations as the larger banks, such as a guarantee for your deposits of up to $250,000.

Cons

  • Membership. Membership is required for Qudos Bank products, but this is included in the account signup process so you can simply compare accounts as usual.

How to apply for a Qudos Bank savings account

Applying online for a new bank account is fast and easy. You'll need identity documents such as your driving licence or passport. For more about the process, check out our full guide to opening an account online.

Compare other products from Qudos Bank

Sources

Shirley Liu's headshot
Written by

Publisher

Shirley Liu is Finder's global program manager. She was previously the publisher for banking and investments and has also written comparisons for energy, money transfers, Uber Eats and many other topics. Shirley has a Master of Commerce and a Bachelor of Media, Journalism and Communications from the University of New South Wales. She is passionate about helping people find the best deal for their needs. See full bio

Get rewarded $$ for switching with Finder Rewards

Find a better deal, save on your bills and get a free gift card. Sign up to be the first to hear about new Finder Rewards.

Ask a question

You are about to post a question on finder.com.au:

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • finder.com.au is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder only provides general advice and factual information, so consider your own circumstances, or seek advice before you decide to act on our content. By submitting a question, you're accepting our Terms Of Service and Finder Group Privacy & Cookies Policy.

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

2 Responses

    Rodo's avatar
    RodoSeptember 12, 2018

    Who has pensioner Deeming Accounts with the 1.75 & 3.25 interest rates?

      Jhezelyn's avatarFinder
      JhezelynSeptember 12, 2018Finder

      Hello Rodo,

      Thank you for your comment.

      You may refer to our list of deeming accounts. As of this writing, Border Bank Online Supersaver has the 1.25% interest rate.

      For term deposit deeming account, listed is the ING SMSF Term Deposit with an interest rate from 2% depending on the number of terms.

      Should you wish to have real-time answers to your questions, try our chatbox on the lower right corner of our page.

      Regards,
      Jhezelyn

More guides on Finder

  • Australian debit card statistics

    Explore how the typical Australian uses their debit card in our detailed guide to debit card statistics.

  • Virgin Money Savings Accounts

    Compare Virgin Money's savings and transaction accounts.

  • How many bank accounts should I have?

    It's common to have a few different bank accounts that each have a different purpose. Here's how you may benefit from having multiple bank accounts and the traps to avoid.

  • Spriggy review: Kids pocket money app and prepaid card

    Spriggy is an app and prepaid card that helps Australian kids understand how to manage digital money, with the help of their parents.  

  • Kids debit cards

    Support your child's financial knowledge and teach important real-life money skills in a safe and controlled way with a kids debit card.

  • Compare bank accounts with no fees

    Don’t pay unnecessary bank fees, compare financial institutions and learn about the pros and cons of a fee-free bank account.

  • New bank account sign up bonuses & offers

    Now is the best time to start looking at the new bank account offers and promotions available. There is fierce competition between banks for your business so you should take advantage of this opportunity and get yourself a deal.

  • Debit cards with no foreign transaction fees

    International transaction fees can add up to a lot of wasted money. These debit cards are great for travelling and online shopping and will save you money by waiving this annoying fee.

  • Best bank accounts in Australia July 2026

    The best bank account will help you manage your everyday spending with low fees and easy access to your money. Check out our Top Picks curated by experts.

  • Compare Debit Cards Australia

    When used wisely, a debit card provides you with great flexibility when it comes to handling your everyday financial needs.

Go to site