In this guide

  • Review
  • Details
    • Key details
    • Eligibility
  • Key features
  • How to apply
  • Compare other transaction accounts
  • Your reviews
  • Ask a question
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Heritage Bank Simply Access

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Heritage Bank Simply Access

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Account keeping fee
$0
ATM withdrawal fee
$0
Overseas ATM withdrawal fee
$5
Overseas transaction fee of transaction value
3%

Summary

The Simply Access account allows you access to your money through over 2,900 ATMs around Australia.

With Heritage Bank’s Simply Access transaction account, you have the purchase power of Visa to make cash withdrawals using one of Australia’s largest ATM networks. You can also make purchases as if you have cash in hand, using the debit card to make payments straight from your account. With this type of flexibility in banking, it is simple to keep on top of your spending needs.

Pros

  • $$0 account keeping fee per month
  • Access account via internet, phone and mobile banking

Cons

  • Withdrawal fees on network ATMs
  • Overseas transaction fees apply
  • $5 Overseas ATM Withdrawal Fee

In this guide

  • Review
  • Details
    • Key details
    • Eligibility
  • Key features
  • How to apply
  • Compare other transaction accounts
  • Your reviews
  • Ask a question

Details

Key details

Product Name Heritage Bank Simply Access
Monthly account fee $0
Card access Visa
Own network ATM fee $0
International ATM Fee $5 + 3%
International transaction fee 3%
Monthly deposit required to waive account fee N/A
Contactless Payments Apple Pay, Google Pay, Samsung Pay, Fitbit Pay, Garmin Pay

Eligibility

Minimum Age 18
Joint account availability Yes
Minimum opening deposit $1

Key features

Picture not described

Credit union membership

Before being able to apply for the Simply Access transaction account, you will need to become a member. This will involve a separate application along with a $1 to pay for your share.

Monthly account keeping fee

You are not required to make a monthly payment for the maintenance of this everyday account.

Online banking

With the Simply Access you are permitted unlimited free access to your account online, including with a mobile phone or other device.


How to apply

Eligibility

If the Heritage Bank Simply Access Account has all you need to stay on top of your spending, you can begin filling out your application online. Remember that you do have to become a member first, which requires a $1 payment for your share. Other eligibility requirements for opening the Simply Access Account include:

  • Minimum age. Heritage Bank does not set forth a minimum age requirement for this account.
  • Residency requirements. Permanent residents and citizens are eligible to apply for this account.

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Alison Finder

Editor

Hi there, looking for more information? Ask us a question.

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Ransford

February 20, 2023

As a Ghanaian citizen, I would like to open a bank account in Australia, but I don’t intend to migrate there soon.

I would just love to bank with you people.

Is that possible?


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Alison Banney Finder

February 21, 2023

Hi Ransford,

Unfortunately that is not possible – you need to be an Australian citizen with an Australian residential address to open an account with Heritage Bank.


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