{"menuItems":[{"label":"Bank of us credit cards","anchorName":"#bank-of-us-credit-cards"},{"label":"Types of Bank of us credit cards","anchorName":"#types-of-bank-of-us-credit-cards"},{"label":"Benefits of a Bank of us credit card","anchorName":"#benefits-of-a-bank-of-us-credit-card"},{"label":"How to apply","anchorName":"#how-to-apply"},{"label":"Credit card brands similar to Bank of us","anchorName":"#credit-card-brands-similar-to-bank-of-us"},{"label":"Frequently asked questions","anchorName":"#frequently-asked-questions"},{"label":"Contact details and related links","anchorName":"#contact-details-and-related-links"}]}
Bank of us is a customer-owned bank based in Tasmania, with a history dating back to the 1870s. It offers one Visa credit card that's only available to existing Tasmanian residents, with a low rate, competitive annual fee and simple features.
We update our data regularly, but information can change between updates. Confirm details with the provider you're interested in before making a decision.
The Bank of us Visa has a 9.99% variable interest rate that's very competitive with other low rate credit cards. It's annual fee of $39 p.a. is also at the lower end of the scale and is waived if you spend more than $8,000 annually. It also offers contactless payments and Visa Secure protection when you shop online.
Benefits of a Bank of us credit card
One card for multiple accounts
Bank of us gives you the option of linking your Visa credit card with up to 2 other Bank of us accounts. This means you can choose between your accounts but only need to carry one card.
Visa benefits
You can pay with a Bank of us credit card online, in person or over the phone anywhere Visa is accepted. When you shop online, you'll get the added protection of Visa Secure to help verify your purchases. You can also get exclusive shopping, dining, entertainment and travel deals through Visa Offers + Perks.
Contactless and mobile payments
You can tap to pay with this card and won't need to enter a PIN at the checkout if your purchases are under $100. You can also make contactless payments straight from your iPhone, iPad or Apple Watch by adding the card to your Apple Pay account.
How to apply
You can apply for a Bank of us credit card by filling in a secure application form online. To get started, make sure you meet the following eligibility criteria and have all the documents and details you'll need to complete the application.
Eligibility criteria
Residency. You must be an existing resident of Tasmania to apply for this credit card.
Age. You must be at least 18 years of age.
Documents and details
Personal details. As part of your personal details you have to provide your complete name, residential address, email address, phone number, date of birth, marital status and the number of dependants you have. You also need to provide a valid form of ID, such as your driver's licence, passport or Medicare card details.
Employment details. This covers your main income, occupation, length of employment and your employer's contact details. You may also need to provide recent payslips, tax assessment notices or your accountant's contact details to help verify your income.
Financial details. This includes any other income, savings and assets, as well as existing cards, loans, debts or other liabilities. You also need to include details of your share of regular expenses such as rent, mortgage repayments, utility bills and groceries.
If you have any questions before you apply, or want to check on your application, you can call Bank of us on 1300 306 716, visit a branch or request a callback through the Bank of us website.
Credit card brands similar to Bank of us
If you want a credit card from a member-owned bank or one that has a region-specific connection, here are 3 other credit card providers you could compare with Bank of us:
The minimum credit limit of the Bank of us Visa credit card is $500. Note that credit limits are determined based on eligibility criteria and assessment, which means they could be different to this amount.
You can submit a request to reduce your credit limit through the Bank of us website by clicking the "Reduce credit card amount" button. if you want to request a credit limit increase, call Bank of us on 1300 306 716.
If you've lost your card, you can put a temporary lock on it through the Bank of us mobile app. If you're worried the card has been stolen or compromised, report it straight away by calling the lost card hotline on 1800 653 326 from Australian, or +61 3 6421 4461 from overseas.
You can submit a request to cancel your card by filling in a simple form on the Bank of us website. Alternatively, you can visit a branch or call Bank of us on 1300 306 716.
Contact details and related links
Bank of us phone number: 1300 306 716 8:30am-5pm, Mon-Fri
Amy Bradney-George is the senior writer for credit cards at Finder, and editorial lead for Finder Green. She has over 14 years’ experience as a journalist, with a particular focus on personal finance, and has been featured in publications including ABC News, Money Magazine and The Sydney Morning Herald.
How likely would you be to recommend finder to a friend or colleague?
0
1
2
3
4
5
6
7
8
9
10
Very UnlikelyExtremely Likely
Required
Thank you for your feedback.
Our goal is to create the best possible product, and your thoughts, ideas and suggestions play a major role in helping us identify opportunities to improve.
Important information about this website
finder.com.au is one of Australia's leading comparison websites. We are committed to our readers and stands by our editorial principles
We try to take an open and transparent approach and provide a broad-based comparison service. However, you should be aware that while we are an independently owned service, our comparison service does not include all providers or all products available in the market.
Some product issuers may provide products or offer services through multiple brands, associated companies or different labeling arrangements. This can make it difficult for consumers to compare alternatives or identify the companies behind the products. However, we aim to provide information to enable consumers to understand these issues.
We make money by featuring products on our site. Compensation received from the providers featured on our site can influence which products we write about as well as where and how products appear on our page, but the order or placement of these products does not influence our assessment or opinions of them, nor is it an endorsement or recommendation for them.
Products marked as 'Top Pick', 'Promoted' or 'Advertisement' are prominently displayed either as a result of a commercial advertising arrangement or to highlight a particular product, provider or feature. Finder may receive remuneration from the Provider if you click on the related link, purchase or enquire about the product. Finder's decision to show a 'promoted' product is neither a recommendation that the product is appropriate for you nor an indication that the product is the best in its category. We encourage you to use the tools and information we provide to compare your options.
Where our site links to particular products or displays 'Go to site' buttons, we may receive a commission, referral fee or payment when you click on those buttons or apply for a product. You can learn more about how we make money.
When products are grouped in a table or list, the order in which they are initially sorted may be influenced by a range of factors including price, fees and discounts; commercial partnerships; product features; and brand popularity. We provide tools so you can sort and filter these lists to highlight features that matter to you.
Please note that the information published on our site should not be construed as personal advice and does not consider your personal needs and circumstances. While our site will provide you with factual information and general advice to help you make better decisions, it isn't a substitute for professional advice. You should consider whether the products or services featured on our site are appropriate for your needs. If you're unsure about anything, seek professional advice before you apply for any product or commit to any plan and read any disclosure documents (such as any Target Market Determination (TMD) and/or Product Disclosure Statement (PDS)) issued by the provider before making a decision.
Providing or obtaining an estimated insurance quote through us does not guarantee you can get the insurance. Acceptance by insurance companies is based on things like occupation, health and lifestyle. By providing you with the ability to apply for a credit card or loan, we are not guaranteeing that your application will be approved. Your application for credit products is subject to the Provider's terms and conditions as well as their application and lending criteria.
Please read our website terms of use and privacy policy for more information about our services and our approach to privacy.
