What is the minimum credit limit?

The minimum credit limit of the Bank of us Visa credit card is $500. Note that credit limits are determined based on eligibility criteria and assessment, which means they could be different to this amount.

How can I change my credit limit?

You can submit a request to reduce your credit limit through the Bank of us website by clicking the "Reduce credit card amount" button. if you want to request a credit limit increase, call Bank of us on 1300 306 716.

What should I do if I lose my card?

If you've lost your card, you can put a temporary lock on it through the Bank of us mobile app. If you're worried the card has been stolen or compromised, report it straight away by calling the lost card hotline on 1800 653 326 from Australian, or +61 3 6421 4461 from overseas.

How do I cancel my card?

You can submit a request to cancel your card by filling in a simple form on the Bank of us website. Alternatively, you can visit a branch or call Bank of us on 1300 306 716.

Bank of us credit card comparison

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Bank of us is a customer-owned bank based in Tasmania, with a history dating back to the 1870s.
It offers one Visa credit card that's only available to existing Tasmanian residents, with a low rate, competitive annual fee and simple features.

Bank of us Credit Card

Purchase rate p.a.	Bonus points	Points per $ spent	Interest-free period	Balance transfer rate p.a.	Annual fee
Bank of us Visa Credit Card	Purchase rate p.a. 9.99%	Bonus points N/A	Points per $ spent N/A	Interest-free period Up to 58 days on purchases	Balance transfer rate p.a. 9.99%	Annual fee $39	Receive up to 58 days interest-free on purchases, the ability to use Visa payWave and up to 2 additional cardholders.	More info Compare product selectionCompare	loading

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Benefits of getting a credit card with Bank of us

One card for multiple accounts

Bank of us gives you the option of linking your Visa credit card with up to 2 other Bank of us accounts. This means you can choose between your accounts but only need to carry one card.

Visa benefits

You can pay with a Bank of us credit card online, in person or over the phone anywhere Visa is accepted. When you shop online, you'll get the added protection of Visa Secure to help verify your purchases. You can also get exclusive shopping, dining, entertainment and travel deals through Visa Offers + Perks.

Contactless and mobile payments

You can tap to pay with this card and won't need to enter a PIN at the checkout if your purchases are under $100. You can also make contactless payments straight from your iPhone, iPad or Apple Watch by adding the card to your Apple Pay account.

How to apply for a Bank of us credit card

Applying for a credit card online is fast and easy. You'll need to be at least 18 years of age and meet the card's eligibility criteria. For more about eligibility, the kinds of documentation you'll need and the factors that can affect whether your card application is approved, check out our full guide to applying for a credit card.

Credit card brands similar to Bank of us

If you want a credit card from a member-owned bank or one that has a region-specific connection, here are 3 other credit card providers you could compare with Bank of us:

Frequently asked questions

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Written by

Amy Bradney-George

Journalist

Amy is an experienced journalist with over 16 years of experience, contributing to major publications like Money Magazine, The Sydney Morning Herald, and ABC News Australia. Specialising in personal finance, she frequently appeared in media outlets and on radio. Amy holds a Bachelor of Arts in Journalism and Drama from Griffith University and earned RG146 certifications in Tier 1 Generic Knowledge and Tier 2 General Advice Deposit Products, ensuring her expertise is grounded in current financial regulations. Amy was Finder's Senior Writer for Credit Cards from 2016 to 2024. See full bio

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Amy has written 505 Finder guides across topics including:

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Bank of us credit cards

Find out about the low-cost Visa credit card available through Bank of us.