Credit Union SA Credit Cards

Comparison of Credit Union SA Credit Cards

Updated regularly

Purchase rate p.a.	Bonus points	Points per $ spent	Interest-free period	Balance transfer rate p.a.	Annual fee
Credit Union SA Visa Credit card	Purchase rate p.a. 11.99%	Bonus points N/A	Points per $ spent N/A	Interest-free period Up to 55 days on purchases	Balance transfer rate p.a. 0% for 6 months with 0% balance transfer fee	Annual fee $59	Receive a 0% p.a. interest rate for 6 months on balance transfers, up to 55 days interest-free on purchases and $0 overseas ATM withdrawal fees.	ContinueMore info Compare product selection Compare	loading
Credit Union SA Education Community Credit Card	Purchase rate p.a. 0% for 6 months, then 11.49%	Bonus points N/A	Points per $ spent N/A	Interest-free period Up to 55 days on purchases	Balance transfer rate p.a. 0% for 6 months with 0% balance transfer fee	Annual fee $0	Save with an ongoing $0 annual fee and 0% p.a. interest on purchases, balance transfers and cash advances for the first 6 months.	ContinueMore info Compare product selection Compare	loading
Credit Union SA Workplace Benefits Credit Card	Purchase rate p.a. 0% for 6 months, then 11.49%	Bonus points N/A	Points per $ spent N/A	Interest-free period Up to 55 days on purchases	Balance transfer rate p.a. 0% for 6 months with 0% balance transfer fee	Annual fee $0	Get an introductory 0% p.a. interest rate for purchases, balance transfers and cash advances in the first 6 months. SA Power Networks employees only.	ContinueMore info Compare product selection Compare	loading

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How we picked these

The benefits you can get with a Credit Union SA credit card

If you choose a credit card from Credit Union SA, some of the key features you can get include:

Education community banking benefits

If you work in South Australia's education sector or are studying to work in education, you can access a range of specialised accounts and offers through Credit Union SA. This includes the Education Community credit card. Credit Union SA also puts profits towards education associations, awards and charitable organisations including SALA (South Australian Living Artists Festival) for Schools and the SA Public Education Awards.

Workplace banking benefit

Credit Union SA also partners with local community associations to provide special product offers through its Workplace Banking programs. One of these is the Workplace Benefits Credit Card which has no annual fee and is available to SA Power Networks employees.

Mobile payments

If you use Apple Pay, Google Pay, Samsung Pay or Garmin Pay, you can add a Credit Union SA credit card and make payments straight from your mobile device.

Visa benefits

Make payments online, in person or over the phone with businesses around the world, wherever you see the Visa logo. You'll also get an added layer of protection when you shop online with Visa Secure's authentication process, plus exclusive shopping, dining, entertainment and travel deals through Visa Offers + Perks.

Security

This card comes with Visa's Zero Liability policy for fraudulent transactions, which means you won't have to cover the cost of unauthorised transactions. It also offers 24/7 card monitoring and the option to temporarily lock your card if you can't find it.

Internet and mobile banking

You can check your balance and manage account details at any time through the Credit Union SA Internet banking service or mobile banking app.

How to apply for a Credit Union SA credit card

Applying for a credit card online is fast and easy. You'll need to be at least 18 years of age and meet the card's eligibility criteria. For more about eligibility, the kinds of documentation you'll need and the factors that can affect whether your card application is approved, check out our full guide to applying for a credit card.

Credit card brands that are similar to Credit Union SA

If you're looking for credit cards from other credit unions and customer-owned banks available in South Australia, you can consider the following options:

• Great Southern Bank credit cards
• People's Choice Credit Union credit cards
• Beyond Bank credit cards

Frequently asked questions

• Are there any restrictions in making balance transfers?

  Balance transfers cannot exceed your available credit limit, the minimum you can transfer is $500 and cannot be used to pay out one of your Credit Union SA accounts. You also cannot transfer balances from delinquent accounts.

• Do Credit Union SA credit cards offer rewards or reward points?

  No, these cards are both low-cost, simple options without reward programs. If you're interested in earning rewards as you spend, you can compare a range of other cards here.

• What should I do if I lose my credit card?

  If you think you've misplaced your card, you can temporarily lock it through Internet banking or the Credit Union SA mobile app. This option is under the "Card management" section when you log in.

  If you want to cancel the card, you can report it as lost or stolen through Internet banking, the app or by calling Credit Union SA on (02) 8202 7777 during business hours. If it's after hours, call the Fraud Bureau Service on 1300 705 750. If you're overseas, call +612 8299 9101.

• How can I cancel my card?

  You can cancel your Credit Union SA credit card via Internet or mobile banking. Alternatively, call Credit Union SA on (02) 8202 7777. Keep in mind that you will need to make sure the entire account balance is paid off before it can be closed.

Written by

Amy Bradney-George

Journalist

Amy is an experienced journalist with over 16 years of experience, contributing to major publications like Money Magazine, The Sydney Morning Herald, and ABC News Australia. Specialising in personal finance, she frequently appeared in media outlets and on radio. Amy holds a Bachelor of Arts in Journalism and Drama from Griffith University and earned RG146 certifications in Tier 1 Generic Knowledge and Tier 2 General Advice Deposit Products, ensuring her expertise is grounded in current financial regulations. Amy was Finder's Senior Writer for Credit Cards from 2016 to 2024. See full bio

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