Queensland Country Credit Union Credit Cards

QCCU

Comparing cards from the customer-owned organisation that helps hardworking regional Queenslanders enjoy a good life

Queensland Country Credit Union is an independent, customer-owned organisation that puts Queenslanders first. A one-stop shop for a full range of financial services including banking and insurance, QCCU has nearly 60,000 members and 23 branches across regional Queensland. Their offices stretch all the way from Weipa in the north to Mount Isa in the west and Stanthorpe in the south, and they pride themselves in helping regional Queenslanders achieve their goals in life. One way they do this is with their Visa Credit Card.

Comparison of QCCU Credit Cards

Rates last updated July 20th, 2018
Name Product Purchase rate (p.a.) Interest Free Period Annual fee Balance transfer rate (p.a.) Product Description
Queensland Country Credit Union Visa Credit Card
13.20% p.a.
Up to 55 days on purchases
$39 p.a.
Receive up to 55 days interest-free on purchases, access to the Great Rewarder program and the ability to pay with payWave.

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Types of Country Credit Union credit cards

  • Low rate and rewards credit card

If you’re looking to be rewarded for your credit card spending, then a credit union rewards credit card could be a low cost option to consider. The Queensland Country Visa Credit Card has everything you need in a credit card and more. It offers low interest rate, up to 55 days interest-free and access to a rewards program. It also offers the freedom and security to make purchases over the phone, online or from any retail outlet in any country where Visa is accepted.Learn more about gold credit cards

The benefits of banking with QCCU

There are various advantages that come banking with Queensland Country Credit Union. Take a look at what you stand to benefit from:

  • The credit union difference

When you bank with Queensland Country Credit Union, you benefit from knowing that, as a customer-owned bank, their focus is entirely on you. They offer a level of personalised service you won’t find anywhere else and their sole aim is to help regional Queenslanders enjoy a better life. As they reinvest profits back into the organisation, they’re able to offer competitive products and services like the Visa Credit Card.

  • Rewarder

Unlike some rewards programs, Rewarder is a program where you actually benefit from it every day. That’s because every purchase you make on your Queensland Country Visa Credit Card accumulates points that are then converted into real dollars. These are stored on your Rewarder card and can be redeemed at any EFTPOS terminals across Australia and spent on anything you like.

  • Visa benefits

As QCCU offers a Visa card, when you use this card you'll stand to benefit from various additional features. Visa Entertainment gives you exclusive access to things like presale tickets to concerts and events, while Visa Zero Liability monitors your account for fraudulent use and charges.

How to apply for a Queensland Country Visa Credit Card

Ready to apply for a QCCU Visa Credit Card? You can apply online, at any QCCU branch or by calling the credit union directly. You’ll need the following information for your application:

  • Queensland Country Credit Union membership details (you can join at any branch)
  • Statements of any credit, store or charge cards or other current debts or loans for the last six months
  • Pay slips for the last four weeks or your income tax returns and assessments for the last two years
  • If you're self-employed, your tax return, profit and loss statements and balance sheets for the last two years will be required.

Frequently asked questions

Here are a few of the most frequently asked questions about Queensland Country Visa Credit Cards. If you can’t find an answer to your question here, simply send us your query using the form at the bottom of this page.

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