What do I do if my Queensland Country Bank credit card is lost or stolen?

You can report your card as lost or stolen at any time through Internet banking or the Queensland Country Bank mobile app. You can also call Queensland Country Bank on 1800 075 078 during office hours. After hours, you can call Queensland Country Bank's third-party card and bank security service on 1800 621 199 or +612 9959 7686.

How does my credit card spending convert into cashback rewards?

With the Queensland Country Bank Visa My Rewards Credit Card, the reward dollars are automatically transferred onto your credit card account each month.

Who owns Queensland Country Bank

Queensland Country Bank is a member-owned financial institution and subscribes to the Customer Owned Banking Code of Practice. Its entity details are: ABN 77 087 651 027, AFSL/Australian Credit Licence 244 533.

Queensland Country Bank Credit Cards

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Queensland Country Bank is a member-owned bank that's been operating since 1971.
It offers a choice of Visa credit cards with low-cost features, including one for business spending.

Queensland Country Bank credit cards

Purchase rate p.a.	Bonus points	Points per $ spent	Interest-free period	Balance transfer rate p.a.	Annual fee
Queensland Country Bank Business Visa My Rewards Credit Card Rewarder Rewards Program	Purchase rate p.a. 13.99%	Bonus points N/A	Points per $ spent 1	Interest-free period Up to 55 days on purchases	Balance transfer rate p.a. N/A	Annual fee $85	A business card with a low 13.99% p.a. interest rate, additional cards for employees and earns 1 point per $1 on everyday spending.	More info Compare product selectionCompare	loading
Queensland Country Bank Visa credit card	Purchase rate p.a. 13.99%	Bonus points N/A	Points per $ spent N/A	Interest-free period Up to 55 days on purchases	Balance transfer rate p.a. N/A	Annual fee $39	Receive up to 55 days interest-free on purchases, a low annual fee and the ability to pay with payWave, Apple Pay and Google Pay.	More info Compare product selectionCompare	loading
Queensland Country Bank Visa My Rewards Credit Card My Rewards	Purchase rate p.a. 13.99%	Bonus points N/A	Points per $ spent 0.01	Interest-free period Up to 55 days on purchases	Balance transfer rate p.a. N/A	Annual fee $89	Get 0.01 My Rewards dollar per $150 of eligible spending (equivalent to 0.66% cashback) and access to Visa Offers + Perks.	More info Compare product selectionCompare	loading

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Benefits of banking with Queensland Country Bank

Visa benefits

You can use a Queensland Country Bank credit card in-store, online, over the phone or at ATMs that show a Visa logo. If you're shopping in person, you can make contactless payments and won't have to enter a PIN for purchases of less than $100. You also get access to shopping, dining, entertainment and travel deals through Visa Offers + Perks.

Mobile wallets

Queensland Country Bank credit cards can be added to Apple Pay and Google Pay accounts so that you can make payments straight from your mobile device (instead of pulling out your card every time you shop).

Security

Queensland Country Bank credit cards have the protection of Visa's Zero Liability Policy for any fraudulent transactions. The bank also has a 24-hour fraud monitoring service to help detect suspicious transactions and keep your account safe. Plus, you can report your card as lost or stolen at any time through Internet or mobile banking.

How to apply for a Queensland Country Bank credit card

Applying for a credit card online is fast and easy. You'll need to be at least 18 years of age and meet the card's eligibility criteria. For more about eligibility, the kinds of documentation you'll need and the factors that can affect whether your card application is approved, check out our full guide to applying for a credit card.

Credit card brands similar to Queensland Country Bank

If you want credit card from a bank with a regional focus, here are 3 other credit card providers you could compare with Queensland Country Bank:

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Written by

Amy Bradney-George

Journalist

Amy is an experienced journalist with over 16 years of experience, contributing to major publications like Money Magazine, The Sydney Morning Herald, and ABC News Australia. Specialising in personal finance, she frequently appeared in media outlets and on radio. Amy holds a Bachelor of Arts in Journalism and Drama from Griffith University and earned RG146 certifications in Tier 1 Generic Knowledge and Tier 2 General Advice Deposit Products, ensuring her expertise is grounded in current financial regulations. Amy was Finder's Senior Writer for Credit Cards from 2016 to 2024. See full bio

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Queensland Country Bank Credit Cards

Compare Queensland Country Bank credit cards with features including low rates, rewards and mobile wallets.