Queensland Country Bank Credit Cards

Comparison of Queensland Country Bank Credit Cards

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Name	Product	Purchase rate (p.a.)	Interest Free Period	Annual fee	Balance transfer rate	Balance transfer rate
Queensland Country Bank Visa credit card		12.95% p.a.	Up to 55 days on purchases	$39 p.a.			Receive up to 55 days interest-free on purchases, access to the Great Rewarder program and the ability to pay with payWave.	More Info	Compare	loading Fetching your data...
Queensland Country Bank Business Visa credit card		12.95% p.a.	Up to 55 days on purchases	$90 p.a.			A business card with a low 12.95% p.a. interest rate, additional cards for employees and earns 1 point per $1 on everyday spending.	More Info	Compare	loading Fetching your data...

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Types of Queensland Country Bank credit cards

• Low rate and rewards credit card

If you’re looking to be rewarded for your credit card spending, then a rewards credit card could be a low cost option to consider. The Queensland Country Visa Credit Card has everything you need in a credit card and more. It offers low interest rate, up to 55 days interest-free and access to a rewards program. It also offers the freedom and security to make purchases over the phone, online or from any retail outlet in any country where Visa is accepted.

Learn more about gold credit cards

The benefits of banking with Queensland Country Bank

There are various advantages that come banking with Queensland Country Bank. Take a look at what you stand to benefit from:

• Rewarder

Unlike some rewards programs, Rewarder is a program where you actually benefit from it every day. That’s because every purchase you make on your Queensland Country Visa credit card accumulates points that are then converted into real dollars. These are stored on your Rewarder card and can be redeemed at any EFTPOS terminals across Australia and spent on anything you like.

• Visa benefits

As Queensland Country Bank offers a Visa card, when you use this card you'll stand to benefit from various additional features. Visa Offers + Perks gives you exclusive access to things like presale tickets to concerts and events, while Visa Zero Liability monitors your account for fraudulent use and charges.

• Contactless payments

For a convenient way to make payments, simply link your card to Apple Pay or Google pay and use your compatible phone or device to tap-and-go upon check out when you shop.

How to apply for a Queensland Country Bank credit card

Ready to apply for a Queensland Country Visa Credit Card? You can apply online, at any Queensland Country Bank branch or by calling the bank directly. You’ll need the following information for your application:

• Queensland Country Bank membership details (you can join at any branch)
• Statements of any credit, store or charge cards or other current debts or loans for the last six months
• Pay slips for the last four weeks or your income tax returns and assessments for the last two years
• If you're self-employed, your tax return, profit and loss statements and balance sheets for the last two years will be required.

Frequently asked questions

Here are a few of the most frequently asked questions about Queensland Country Bank credit cards. If you can’t find an answer to your question here, simply send us your query using the form at the bottom of this page.

• Who is eligible for a Queensland Country Bank credit card?

  Australian permanent residents at least 18 years of age who are currently residing in Australia.

• How do I know my information is secure?

  Your application is encrypted through the Queensland Country Bank website to protect it from unauthorised access.

• What is the interest rate charged on a Queensland Country Visa credit card?

  The current interest rate is a low 12.95% p.a., and that’s for both purchases and cash advances (many banks charge up to 10% more for cash advances).

• What does Visa Zero Liability mean?

  It means you won’t be held responsible for fraudulent charges or unauthorised purchases made with your card or account information when you use the credit function.

• What do I do if my Queensland Country Visa Credit Card is lost or stolen?

  Contact your local Queensland Country Bank branch during business hours. If outside of business hours, call the after hours number provided on their website.

• How does my credit card spending convert into Rewarder dollars?

  Every time you make a purchase on your Queensland Country Visa Credit Card, the points are automatically transferred onto your Rewarder card. Queensland Country Bank then converts your points into a dollar value, which you can spend wherever you like.

• How can I spend my Rewarder dollars?

  Just purchase something from any merchant in Australia with an EFTPOS terminal (note: you cannot withdraw from an ATM or EFTPOS cash out facility).

• How can I tell how many points I have earned?

  Simply login into the Rewarder website and enter your card details or contact your local Queensland Country Bank branch.

Image: Queensland Country Bank