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Queensland Country Bank Credit Cards

Comparing cards from the customer-owned organisation that helps hardworking regional Queenslanders enjoy a good life

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Queensland Country Bank

Queensland Country Bank (former Queensland Country Credit Union) is an independent, customer-owned organisation that puts Queenslanders first. A one-stop shop for a full range of financial services including banking and insurance, Queensland Country Bank has nearly 60,000 members and 23 branches across regional Queensland. Their offices stretch all the way from Weipa in the north to Mount Isa in the west and Stanthorpe in the south, and they pride themselves in helping regional Queenslanders achieve their goals in life. One way they do this is with their Visa Credit Card.

Comparison of Queensland Country Bank Credit Cards

Data indicated here is updated regularly
Name Product Purchase rate (p.a.) Interest-free period Annual fee Balance transfer rate Balance transfer rate
Queensland Country Bank Visa credit card
12.95% p.a.
Up to 55 days on purchases
$39 p.a.
Receive up to 55 days interest-free on purchases, access to the Great Rewarder program and the ability to pay with payWave.
Queensland Country Bank Business Visa credit card
12.95% p.a.
Up to 55 days on purchases
$90 p.a.
A business card with a low 12.95% p.a. interest rate, additional cards for employees and earns 1 point per $1 on everyday spending.
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Types of Queensland Country Bank credit cards

  • Low rate and rewards credit card

If you’re looking to be rewarded for your credit card spending, then a rewards credit card could be a low cost option to consider. The Queensland Country Visa Credit Card has everything you need in a credit card and more. It offers low interest rate, up to 55 days interest-free and access to a rewards program. It also offers the freedom and security to make purchases over the phone, online or from any retail outlet in any country where Visa is accepted.

Learn more about gold credit cards

The benefits of banking with Queensland Country Bank

There are various advantages that come banking with Queensland Country Bank. Take a look at what you stand to benefit from:

  • Rewarder

Unlike some rewards programs, Rewarder is a program where you actually benefit from it every day. That’s because every purchase you make on your Queensland Country Visa credit card accumulates points that are then converted into real dollars. These are stored on your Rewarder card and can be redeemed at any EFTPOS terminals across Australia and spent on anything you like.

  • Visa benefits

As Queensland Country Bank offers a Visa card, when you use this card you'll stand to benefit from various additional features. Visa Offers + Perks gives you exclusive access to things like presale tickets to concerts and events, while Visa Zero Liability monitors your account for fraudulent use and charges.

  • Contactless payments

For a convenient way to make payments, simply link your card to Apple Pay or Google pay and use your compatible phone or device to tap-and-go upon check out when you shop.

How to apply for a Queensland Country Bank credit card

Ready to apply for a Queensland Country Visa Credit Card? You can apply online, at any Queensland Country Bank branch or by calling the bank directly. You’ll need the following information for your application:

  • Queensland Country Bank membership details (you can join at any branch)
  • Statements of any credit, store or charge cards or other current debts or loans for the last six months
  • Pay slips for the last four weeks or your income tax returns and assessments for the last two years
  • If you're self-employed, your tax return, profit and loss statements and balance sheets for the last two years will be required.

Frequently asked questions

Here are a few of the most frequently asked questions about Queensland Country Bank credit cards. If you can’t find an answer to your question here, simply send us your query using the form at the bottom of this page.

Image: Queensland Country Bank

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Credit Cards Comparison

Data indicated here is updated regularly
Name Product Purchase rate (p.a.) Balance transfer rate Annual fee
ANZ Low Rate - Exclusive Offer
12.49% p.a.
0% p.a. for 25 months with 1.5% balance transfer fee
$0 p.a. annual fee for the first year ($58 p.a. thereafter)
Finder Exclusive
Save with 0% p.a on balance transfers for 25 months (with a 1.5% BT fee) and $0 first year annual fee.
HSBC Platinum Credit Card - Balance Transfer Offer
19.99% p.a.
0% p.a. for 22 months
$129 p.a.
Save with a 22-month balance transfer offer. Plus, lounge passes, travel insurance and an annual fee refund when you spend an eligible $6k/year.
Bankwest Breeze Classic Mastercard
0% for 15 months, reverts to 12.99% p.a.
2.99% p.a. for 9 months
$79 p.a.
Save with an introductory rate of 0% p.a on purchases for 15 months and 2.99% p.a. on balance transfers for 9 months.
NAB Qantas Rewards Signature Card
19.99% p.a.
0% p.a. for 6 months with 2% balance transfer fee
$295 p.a. annual fee for the first year ($395 p.a. thereafter)
Collect up to 130,000 bonus Qantas Points. Get 100k when you spend $3,000 on eligible purchases in the first 60 days and 30k after 12 months.
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* The credit card offers compared on this page are chosen from a range of credit cards finder.com.au has access to track details from and is not representative of all the products available in the market. Products are displayed in no particular order or ranking. The use of terms 'Best' and 'Top' are not product ratings and are subject to our disclaimer. You should consider seeking independent financial advice and consider your own personal financial circumstances when comparing cards.

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