The Queensland Country Bank Visa Credit Card has a $39 annual fee and a 14.45% p.a. variable interest rate for both purchases and cash advances. While this interest rate is not as low as some other cards in the market, it's still much lower than the average credit card interest rate, which is around 20% according to Reserve Bank of Australia data.
Finder makes money from featured partners, but editorial opinions are our own.
Queensland Country Bank Visa Credit Card
Terms and conditions apply
- Purchase rate
- 14.45% p.a.
- Annual fee
- $39 p.a.
- Interest-free on purchases
- Up to 55 days
Our verdict
A no-frills credit card that offers a low 14.45% p.a. interest rate for purchases and a $39 annual fee.
The Queensland Country Bank Visa Credit Card's interest rate and annual fee are competitive with other low-cost credit cards. Its other features are relatively simple and include Visa Offers + Perks and mobile payments through Apple Pay and Google Pay. You can also share the account with your partner by getting an additional card at no extra cost.
Pros
-
Same low 14.45% p.a. interest rate on purchases and cash advances
-
A low $39 annual fee
-
Up to 55 days interest-free on purchases
Cons
-
Does not have complimentary travel insurance
-
Does not earn rewards for spending
Details
Product details
| Product Name | Queensland Country Bank Visa credit card |
| Purchase rate p.a. | 14.45% |
| Interest-free period | Up to 55 days on purchases |
| Cash advance rate p.a. | 14.45% |
| Min credit limit | $500 |
| Card type | Visa |
Eligibility
| Available to temporary residents | No |
| Joint application | No |
Rewards
| Bonus points | N/A |
Fees
| Annual fee | $39 |
| Minimum monthly repayment | 3% of the closing balance or $20, whichever is greater |
| Foreign currency conversion fee | 3.65% |
| Overseas ATM withdrawal fee | $4 |
| Additional cardholder fee | $0 |
Your reviews
No reviews yet.
Write a review
Amy Finder
Editor
Hi there, looking for more information? Ask us a question.
You are about to post a question on finder.com.au:
- Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
- finder.com.au is a financial comparison and information service, not a bank or product provider
- We cannot provide you with personal advice or recommendations
- Your answer might already be waiting – check previous questions below to see if yours has already been asked
Finder only provides general advice and factual information, so consider your own circumstances, or seek advice before you decide to act on our content. By submitting a question, you're accepting our Terms Of Service and Finder Group Privacy & Cookies Policy.
More resources on Finder
Card types
Cards from