South West Slopes Credit Union has been operating since 1972 in regional NSW. Its head office is in Young and it has branch facilities in Cootamundra, Temora, West Wyalong and Harden. It offers one credit card with a low interest rate and simple features.
Types of credit cards from South West Slopes Credit Union
Low rate credit cards
The South West Slopes Credit Union Visa Classic Credit Card has a 13.45% p.a. interest rate that's competitive with other low rate credit card. Its $30 p.a. annual fee is also relatively low.
Benefits of a South West Slopes Credit Union credit card
Visa benefits
South West Slopes Credit Union credit cards are accepted in over 200 countries and regions around the world through the Visa card network. You can also get access to offers on shopping, dining, travel and entertainment through Visa Offers + Perks. Plus protection against fraudulent transactions with Visa's Zero Liability Policy.
Account access
South West Slopes Credit Union offers a mobile banking app, internet banking and phone or branch banking to help you manage your credit card account.
Digital wallets
You can add a South West Slopes Credit Union credit card to Apple Pay, Google Pay and Samsung Pay to make payments straight from your mobile phone or device.
How to apply
You can apply for a South West Slopes Credit Union credit card online by filling in a secure application form on the bank's website. To get started, make sure you meet the eligibility requirements and have all the documents and details needed for the application.
Australian residency status. You must be an Australian citizen or permanent resident.
Age. You must be at least 18 years of age.
Documents and details
Personal details. This includes your full name, date of birth, residential address, email address, phone number and living arrangements. You also need to provide a valid form of ID, such as your driver's licence, Medicare card or passport.
Employment details. As well as your salary, you'll need to provide details of your employment status, as well as your employer's name and contact details. You may also need to include recent payslips or bank statements to help verify these details.
Financial details. This covers any other forms of income, assets and savings, as well as existing loans, credit cards, debts or other liabilities. You also need to provide details of your share of household expenses such as rent, mortgage payments, utility bills and groceries.
If you have questions about the application, you can call South West Slopes Credit Union on (02) 6384 1111, visit a branch or request a callback. Finder also has a guide with tips to help get your credit card application approved if you want more insights.
Credit card brands similar to Regional Australia Bank
If you want a card from a member-owned bank or one with connections to a specific region of Australia, here are 3 other credit card providers you could compare:
The minimum credit limit on this card is $500 and the maximum limit is $20,000. Your credit limit is based on the lending criteria and assessment, but will be within this range if your application is successful.
When you get your credit card statement, you'll see details of your repayment options, including the different ways to pay. If you have questions about your account or repayments, call South West Slopes Credit Union on (02) 6384 1111 or visit a branch.
Contact details and related links
South West Slopes Credit Union phone number: (02) 6384 1111 9am-5pm Mon-Fri
Amy Bradney-George was the senior writer for credit cards at Finder, and editorial lead for Finder Green. She has over 16 years of editorial experience and has been featured in publications including ABC News, Money Magazine and The Sydney Morning Herald. See full bio
Amy's expertise
Amy has written 588 Finder guides across topics including:
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