In this guide

  • Our verdict
  • Details
    • Product details
    • Eligibility
    • Rewards
    • Fees
  • How to apply
  • Card benefits
  • Rates & fees
  • Your reviews
  • Ask a question
Finder makes money from featured partners, but editorial opinions are our own.

South West Slopes Credit Union Visa Classic Credit Card

  • Amy Bradney-George's headshot
South West Slopes CU Visa Classic Credit Card
Terms and conditions apply
Purchase rate
13.45% p.a.
Annual fee
$30 p.a.
Interest-free on purchases
Up to 55 days

Our verdict

A no-frills credit card with a low 13.45% p.a. interest rate and a $30 p.a. annual fee.

The Southwest Slopes Visa Classic is a simple credit card that charges the same 13.45% p.a. variable interest rate for purchases and cash advances (although these also attract cash advance fees). Its $30 annual fee is also competitive with other low rate credit cards.

Pros

  • Low 13.45% p.a. variable interest rate
  • Up to 55 days interest-free on purchases
  • Compatible with Apple Pay, Google Pay and Samsung Pay

Cons

  • No rewards program or travel insurance

In this guide

  • Our verdict
  • Details
    • Product details
    • Eligibility
    • Rewards
    • Fees
  • How to apply
  • Card benefits
  • Rates & fees
  • Your reviews
  • Ask a question

The South West Slopes Credit Union Visa Classic Credit Card offers very simple and low-cost features. Similar to most other credit cards, this includes up to 55 days interest-free days on purchases if you pay off the total balance listed on your statement by the due date. You'll also get Visa 24-hour emergency support and a zero liability policy to help protect against fraud.

Details

Product details

Product Name South West Slopes CU Visa Classic Credit Card
Purchase rate p.a.
13.45%
Interest-free period
Up to 55 days on purchases
Cash advance rate p.a. 13.45%
Min credit limit $500
Max credit limit $20,000
Card type Visa

Eligibility

Available to temporary residents No
Joint application No

Rewards

Bonus points N/A

Fees

Annual fee
$30
Minimum monthly repayment 3% of the closing balance or $20, whichever is greater
Late payment fee $0
Foreign currency conversion fee
1.5%
Additional cardholder fee $0
Number of additional cardholders 1

How to apply

You can apply for the South West Slopes Credit Union Visa Classic Credit Card by filling in a secure application through the credit union's website. You could also visit a SWSCU branch. Get started by checking that you meet the eligibility requirements and have all the documents and details you'll need for the application.

Eligibility criteria

  • Australian residency status. You must be an Australian citizen or permanent resident, living in Australia.
  • Age. You must be over 18 years of age.

Card benefits

  • Low rate. The South West Slopes Credit Union Visa Classic's 13.45% p.a. variable interest rate is competitive with other low rate cards. It's also much lower that the average credit card interest rate of around 20%, which could help you save on interest costs if you carry a balance over from one month to the next.
  • Mobile payments. You can add this card to your Apple Pay, Google Pay and Samsung Pay wallets to make payments straight from your mobile phone or device.

Rates & fees

  • Annual fee. The $30 annual fee on this card is at the lower end of the scale for credit cards in Australia.
  • Interest-free days. If you pay the total closing balance of your account by the due date on each statement, you'll get up to 55 days interest-free on purchases.

Your reviews

No reviews yet. Write a review

Ask a question

Ask a question
Avatar

Amy Finder

Editor

Hi there, looking for more information? Ask us a question.

Error label

You are about to post a question on finder.com.au:

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • finder.com.au is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked
Accept and continue

Finder only provides general advice and factual information, so consider your own circumstances, or seek advice before you decide to act on our content. By submitting a question, you're accepting our Terms Of Service and Finder Group Privacy & Cookies Policy.

This site is protected by reCAPTCHA and the Privacy Policy and Terms of Service apply.

Go to site