Easy Street has been operating since 2004 as a division of Community First Credit Union Limited.
It has a digital-first approach to banking, with no branches and a range of banking and insurance products.
It offers one credit card, the Easy Street Low Rate Visa, which has the same low variable interest rate for purchases, cash advances and balance transfers (outside of any promotions).
Easy Street credit cards can be added to Apple Pay, Google Pay and Samsung Pay so you can shop straight from your mobile phone or other devices.
Visa benefits
The Easy Street Low Rate Visa Credit Card can be used in-store, online and overseas, with acceptance in over 200 countries and regions around the world. It also gives you access to exclusive offers on shopping, dining, travel and entertainment through Visa Offers + Perks.
Free additional credit card
The Easy Street Easy Low Rate Visa offers an additional card at no extra cost. This can be helpful if you want to share your account with a partner or family member, but keep in mind that you'll still be responsible for managing the account.
Security features
This card gives you access to Visa's Zero Liability Policy against fraudulent transactions and 24/7 phone support for lost and stolen cards. It also offers Visa Secure and EFTPOS Secure for an added level of protection when you're shopping online.
Internet and mobile banking
Keep track of your balance, make payments and manage your account through Internet banking or Easy Street’s smartphone app.
How to apply for a Easy Street credit card
Applying for a credit card online is fast and easy. You'll need to be at least 18 years of age and meet the card's eligibility criteria. For more about eligibility, the kinds of documentation you'll need and the factors that can affect whether your card application is approved, check out our full guide to applying for a credit card.
Credit card brands similar to Easy Street
If you want a credit card from a member-owned bank (or credit union), here are 3 other credit card providers you could compare with Easy Street:
Amy is an experienced journalist with over 16 years of experience, contributing to major publications like Money Magazine, The Sydney Morning Herald, and ABC News Australia. Specialising in personal finance, she frequently appeared in media outlets and on radio. Amy holds a Bachelor of Arts in Journalism and Drama from Griffith University and earned RG146 certifications in Tier 1 Generic Knowledge and Tier 2 General Advice Deposit Products, ensuring her expertise is grounded in current financial regulations. Amy was Finder's Senior Writer for Credit Cards from 2016 to 2024.
See full bio
Amy's expertise
Amy
has written
494
Finder guides across topics including:
Find a better deal, save on your bills and get a free gift card. Sign up to be the first to hear about new Finder Rewards.
Important information about this website
Finder makes money from featured partners, but editorial opinions are our own.
Finder is one of Australia's leading comparison websites. We are committed to our readers and stand by our editorial principles.
We try to take an open and transparent approach and provide a broad-based comparison service. However, you should be aware that while we are an independently owned service, our comparison service does not include all providers or all products available in the market.
Some product issuers may provide products or offer services through multiple brands, associated companies or different labeling arrangements. This can make it difficult for consumers to compare alternatives or identify the companies behind the products. However, we aim to provide information to enable consumers to understand these issues.
We make money by featuring products on our site. Compensation received from the providers featured on our site can influence which products we write about as well as where and how products appear on our page, but the order or placement of these products does not influence our assessment or opinions of them, nor is it an endorsement or recommendation for them.
Products marked as 'Top Pick', 'Promoted' or 'Advertisement' are prominently displayed either as a result of a commercial advertising arrangement or to highlight a particular product, provider or feature. Finder may receive remuneration from the Provider if you click on the related link, purchase or enquire about the product. Finder's decision to show a 'promoted' product is neither a recommendation that the product is appropriate for you nor an indication that the product is the best in its category. We encourage you to use the tools and information we provide to compare your options.
Where our site links to particular products or displays 'Go to site' buttons, we may receive a commission, referral fee or payment when you click on those buttons or apply for a product.
When products are grouped in a table or list, the order in which they are initially sorted may be influenced by a range of factors including price, fees and discounts; commercial partnerships; product features; and brand popularity. We provide tools so you can sort and filter these lists to highlight features that matter to you.
Please read our website terms of use and privacy policy for more information about our services and our approach to privacy.
We update our data regularly, but information can change between updates. Confirm details with the provider you're interested in before making a decision.
How likely would you be to recommend Finder to a friend or colleague?
0
1
2
3
4
5
6
7
8
9
10
Very UnlikelyExtremely Likely
Required
Thank you for your feedback.
Our goal is to create the best possible product, and your thoughts, ideas and suggestions play a major role in helping us identify opportunities to improve.
The information provided by Frankie is general in nature and has been prepared without considering your objectives, financial situation or needs. Frankie may make mistakes so it's important that you review the information before deciding. By messaging Frankie, you agree to our Terms and have read our Privacy Policy.