Auswide Bank Credit Cards

Auswide Bank offers a low rate credit card with a 0% balance transfer offer and Visa benefits.

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Amy Bradney-George

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Auswide Bank

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Key takeaways

  • Auswide Bank started as a Queensland-based building society and has since grown to a national bank that has been providing financial products and services for over 50 years.
  • It offers a range of products, including a no-frills credit card with a competitive low rate and an annual fee that can be waived if you're under the age of 25.

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Benefits of getting a credit card with Auswide Bank

If you decide to apply for an Auswide Bank credit card, some of the features and benefits you could enjoy include:

Balance transfers

If you have an existing credit card with another bank or provider, you can request a balance transfer up to your available credit limit and your balance will be charged at the purchase rate, currently 9.74% p.a.

Additional cards

If you want to share your Auswide Bank credit card account with your partner or another family member, you can request an additional card for them and enjoy no additional cardholder fee. Note that you will be the one responsible for keeping the account in good standing.

Security features

The Auswide Bank Low Rate card offers extra layers of security for online purchases through Visa Secure, EFTPOS Secure and Visa Zero Liability.

Mobile payments

Auswide Bank is compatible with Apple Pay and Google Pay, so you can add your card details to the relevant app and tap to pay straight from your mobile phone or device.

Visa benefits

As a Visa credit card, you will get access to certain benefits such as contactless payments with Visa PayWave for purchases under $100 and faster checkout with Visa Checkout.

How to apply for a Auswide Bank credit card

Applying for a credit card online is fast and easy. You'll need to be at least 18 years of age, and you'll need to meet minimum income requirements (which vary depending on the card). For more about eligibility, the kinds of documentation you'll need and the factors that can affect whether your card application is approved, check out our full guide to applying for a credit card.

Credit card brands similar to Auswide Bank

If you're after a low rate credit card similar to that offered by Auswide Bank, you can consider credit cards from the following brands:

Frequently asked questions

Sources

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Journalist

Amy is an experienced journalist with over 16 years of experience, contributing to major publications like Money Magazine, The Sydney Morning Herald, and ABC News Australia. Specialising in personal finance, she frequently appeared in media outlets and on radio. Amy holds a Bachelor of Arts in Journalism and Drama from Griffith University and earned RG146 certifications in Tier 1 Generic Knowledge and Tier 2 General Advice Deposit Products, ensuring her expertise is grounded in current financial regulations. Amy was Finder's Senior Writer for Credit Cards from 2016 to 2024. See full bio

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Amy has written 505 Finder guides across topics including:
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