Hume Bank Credit Cards

Comparison of Hume Bank Credit Cards

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Name	Product	Purchase rate (p.a.)	Interest Free Period	Annual fee	Balance transfer rate	Balance transfer rate
Hume Value Visa		11.95% p.a.	Up to 55 days on purchases	$0 p.a.			A no-frills, basic credit that offers up to 55 days interest-free on purchases and $0 for additional cardholders.	More Info	Compare	loading Fetching your data...
Hume Business Visa Residentially Secured Credit Card		10.1% p.a.	Up to 55 days on purchases	$60 p.a.			Earn 1 cash-redeemable Loyalty point per $1 spent and nominate up to 9 additional cardholders with individual limits.	More Info	Compare	loading Fetching your data...
Hume Business Visa Commercially Secured Credit Card		10.6% p.a.	Up to 55 days on purchases	$60 p.a.			Receive up to 55 days interest-free on purchases, an annual fee waiver if you spend $24,000 and earn Loyalty points.	More Info	Compare	loading Fetching your data...
Hume Business Visa Unsecured Credit Card		13.6% p.a.	Up to 55 days on purchases	$60 p.a.			Enjoy 55 days interest-free on purchases, an annual fee waiver if you spend $24,000 and Loyalty points.	More Info	Compare	loading Fetching your data...
Hume Clear Visa Credit Card		14.95% p.a.	Up to 55 days on purchases	$30 p.a.			Earn 1 cash-redeemable loyalty point per $1 on everyday spending.	More Info	Compare	loading Fetching your data...

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Types of credit cards that Hume Bank offers

• Low rate credit cards

Low interest rate credit cards can provide you with a lower interest credit solution, giving you the flexibility and convenience to spend and make purchases on your credit card whilst taking advantage of lowest interest repayments. Hume Bank’s low rate credit card offers a low rate of interest at no annual fee.

• Business credit cards

Business credit cards provide various advantages for business owners including tax deductions on spending and maximising points earnings potential. Hume provides the choice of three cards that give you the freedom to manage your cash flow.

The benefits of banking with Hume Bank

• Mutual banking benefit

Banking with a mutual bank means that decisions are made on what is ideal for customers rather than the shareholders.

• iBank

Internet banking offers access 24 hours a day, seven days a week.

• mBank

Allows you to manage your money with smart phone banking, available for iPhone, iPad, Android (phone), Windows Phone and web application via a mobile device web browser.

• Hume Connect

Offers a system to manage your account wherever there is access to a phone, providing the following services:

• Find out balances of your savings and loan accounts
• List details of the last five transactions on your accounts
• Transfer funds between internal accounts
• Pay your bills using BPAY
• Find out interest details on your accounts

• Branches & ATMs

With an expanding network of 19 branches and 45 ATMs across Australia, members have access to a convenient and comprehensive service.

• Mobile payment and banking options

Linking your Hume Bank credit card to either Apple Pay or Google Pay allows you to make contactless payments using your compatible mobile phone or device, which is convenient.

How to apply for Hume Bank Credit Cards

If you would like to apply for a Hume Bank credit card press the ‘Go to Site’ button and you will be redirected to a secure web form. Please have the following details on hand to assist with your application:

Application criteria

• You must be at least 18 years of age.
• You must be an Australian citizen or permanent resident to apply.

Required Information

• Personal Details. Full name, your driver's licence (if you have one)
• Employment details. Your employer's address and contact number, accountant's name and contact number (if self-employed)
• Income details. Details of your income, assets and liabilities
• Customer Number. Your Hume customer number is located on your statement (if you're already a Hume customer)

What happens next?

After completion of the online application Hume Bank will notify you of whether the application has been approved. Once your application has been approved by Hume Bank, it should take within 10 working days to receive your card.

If you are not already a customer of Hume Bank you will need to come into a Hume branch and provide the appropriate ID.

Frequently asked questions

• Do I need to be a Hume customer to apply for a card?

  You need to be an existing customer of Hume to be eligible for a Hume Visa Card. If you are a new customer, one of Hume’s consultants will contact you.

• Can I make a balance transfer from existing card/s?

  Yes, balance transfers can be requested on the application form.

• Does Hume Bank support joint account applications?

  Yes, joint accounts can be requested via a separate PDF form available in the application process.

• How do I activate my Visa card?

  You can activate your Visa credit via iBank or by calling Hume Bank’s dedicated customer service line. You’ll just need to log on to Hume Bank’s online banking portal, ‘Bank. Then, select ‘Activate Card’ and enter the required details.