Hume Bank Credit Cards

Comparison of Hume Bank Credit Cards

Updated regularly

Purchase rate p.a.	Bonus points	Points per $ spent	Interest-free period	Balance transfer rate p.a.	Annual fee
Hume Clear Visa Credit Card Hume Loyalty Program	Purchase rate p.a. 14.95%	Bonus points N/A	Points per $ spent 1	Interest-free period Up to 55 days on purchases	Balance transfer rate p.a. N/A	Annual fee $30	Earn 1 cash-redeemable loyalty point per $1 on everyday spending.	ContinueMore info Compare product selection Compare	loading
Hume Business Visa Unsecured Credit Card Hume Loyalty Program	Purchase rate p.a. 13.6%	Bonus points N/A	Points per $ spent 1	Interest-free period Up to 55 days on purchases	Balance transfer rate p.a. N/A	Annual fee $60	Enjoy 55 days interest-free on purchases, an annual fee waiver if you spend $24,000 and Loyalty points per $1 spent.	ContinueMore info Compare product selection Compare	loading
Hume Business Visa Residentially Secured Credit Card Hume Loyalty Program	Purchase rate p.a. 10.1%	Bonus points N/A	Points per $ spent 1	Interest-free period Up to 55 days on purchases	Balance transfer rate p.a. N/A	Annual fee $60	Earn 1 cash-redeemable Loyalty point per $1 spent and nominate up to 9 additional cardholders with individual limits.	ContinueMore info Compare product selection Compare	loading
Hume Business Visa Commercially Secured Credit Card Hume Loyalty Program	Purchase rate p.a. 10.6%	Bonus points N/A	Points per $ spent 1	Interest-free period Up to 55 days on purchases	Balance transfer rate p.a. N/A	Annual fee $60	Receive up to 55 days interest-free on purchases, an annual fee waiver if you spend $24,000 and earn Loyalty points.	ContinueMore info Compare product selection Compare	loading
Hume Value Visa	Purchase rate p.a. 11.95%	Bonus points N/A	Points per $ spent N/A	Interest-free period Up to 55 days on purchases	Balance transfer rate p.a. N/A	Annual fee $0	A no-frills, basic credit that offers up to 55 days interest-free on purchases and $0 fee for additional cardholders.	ContinueMore info Compare product selection Compare	loading

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The benefits of getting a Hume Bank credit card

If you choose to get one of these credit cards from Hume Bank, some of the key benefits you can access include:

Digital wallets

You can add a Hume Bank credit card to Apple Pay or Google Pay, then make payments straight from your mobile phone or another compatible device.

Visa benefits

As well as worldwide acceptance through the Visa network, this card gives you access to exclusive offers on shopping, dining, travel and entertainment through Visa Offers + Perks. If you're shopping online, you have the option of setting up Visa Checkout for faster payments, as well as Visa Secure verification at any online store that supports it.

Banking options

Check your transactions and manage your account at any time with Internet banking, the Hume Bank mobile app or by calling the phone banking service on 1300 551 619. You can also visit a branch during business hours, with details of each branch's opening hours available on the Hume Bank website.

How to apply for a Hume Bank credit card

Applying for a credit card online is fast and easy. You'll need to be at least 18 years of age and meet the card's eligibility criteria. For more about eligibility, the kinds of documentation you'll need and the factors that can affect whether your card application is approved, check out our full guide to applying for a credit card.

Frequently asked questions

If you want to know more about Hume Bank credit cards, below you'll find answers to some common questions. If there's something else you want to know, you can also get in touch with the team at Finder using the contact form below.

• Do I need to be a Hume Bank customer to apply for a card?

  You can apply for a credit card with Hume Bank if you're not a current member, but you will need to join the bank before your application can be approved. As part of this process, you'll need to go through an identification process, which usually happens at a Hume Bank branch. If you have questions about this process, call Hume Bank on 1300 004 863.

• Can I make a balance transfer from existing card/s?

  Yes, you can include your balance transfer request when you apply for a Hume Bank credit card. Note that balance transfers are subject to lending criteria and approval. You could also check out Finder's guide to learn more about balance transfers and compare low or 0% p.a. balance transfer offers.

• What should I do if my card is lost or stolen?

  You should report a stolen card as soon as possible by calling 1800 621 199 in Australia or +61 2 9959 7686 from overseas. Both of these numbers operate 24/7 but if it's during work hours, you also have the option of calling Hume Bank on 1300 004 863.

  The Hume Bank app also gives you the option of locking or cancelling cards when they are lost or stolen – plus options for reordering and activating them.

• How can I cancel my card?

  You can close your Hume Bank credit card by filling in a request form on the Hume Bank website, or by calling 1300 004 863. Note that you will need to settle the account's entire balance before you can completely close it. You can learn more in this Finder guide to cancelling your credit card in Australia.

Written by

Amy Bradney-George

Journalist

Amy is an experienced journalist with over 16 years of experience, contributing to major publications like Money Magazine, The Sydney Morning Herald, and ABC News Australia. Specialising in personal finance, she frequently appeared in media outlets and on radio. Amy holds a Bachelor of Arts in Journalism and Drama from Griffith University and earned RG146 certifications in Tier 1 Generic Knowledge and Tier 2 General Advice Deposit Products, ensuring her expertise is grounded in current financial regulations. Amy was Finder's Senior Writer for Credit Cards from 2016 to 2024. See full bio

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