Greater Bank
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Greater Bank Credit Cards

Greater Bank offers one credit card with low-cost features and worldwide acceptance through the Visa card network. Here's what you need to know.

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The Greater Bank is a member-owned bank with branches across NSW and the Gold Coast. It is part of the NGM Group, with over 500,000 members and a history dating back to 1924. It offers one Visa credit card with a low interest rate, low annual fee and other simple features.

Greater Bank Visa Credit Card

Name Purchase rate p.a. Bonus points Points per $ spent Interest-free period Balance transfer rate p.a. Annual fee
Greater Bank Visa Credit Card
Purchase rate p.a.
9.95%
Bonus points
N/A
Points per $ spent
N/A
Interest-free period
Up to 55 days on purchases
Balance transfer rate p.a.
9.95%
Annual fee
$49
More Info
Same low 9.95% p.a. interest rate on purchases and cash advances, plus, up to 55 days interest-free on purchases.
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Types of credit cards from Greater Bank

  • Low rate credit card

The Greater Bank Visa Credit Card has a low 9.95%p.a. variable interest rate on purchases and cash advances. This is much lower than the average credit card interest rate (around 20% p.a. in Australia), and gives you a way to save on interest charges as you pay off the balance. Its $49 annual fee is also competitive with other low rate credit cards and is waived after the first year if you spend at least $12,000 per year.

Benefits of a Greater Bank credit card

  • Digital wallets

You can add a Greater Bank Visa Credit Card to Apple Pay and Google Pay to make payments straight from your mobile phone or other devices.

  • Internet and mobile banking

Greater Bank offers internet and mobile banking, including an app for Apple or Android devices, so you can manage your account. It also offers phone and branch banking.

  • Visa benefits

Greater Bank's Visa credit card offers acceptance in over 200 countries and regions around the world, with any business that accepts Visa. You'll also get access to deals on shopping, dining, travel and entertainment through Visa Offers + Perks.

  • Security

Greater Bank credit cards offer an extra layer of protection when you shop online, with Visa Secure and EFTPOS Secure to verify transactions. You also get 24/7 support though Greater Bank and Visa Global Assist, and protection against fraudulent transactions with Visa's Zero Liability policy.

How to apply

You can apply for the Greater Bank Visa credit card online in minutes. Before you get started, make sure you meet the eligibility requirements and have the documents and details you'll need to complete the application.

Eligibility criteria

  • Age. You must be at least 18 years old.
  • Residency. This card is available to permanent Australian residents or citizens who live in NSW, QLD or ACT.
  • Income. You must earn at least $20,000

Documents and details

  • Personal information. This includes your full name, residential address, contact details and number of financial dependents.
  • Identification. Provide a copy of your photo identification including a driver's licence, passport, proof of age card or national identity card.
  • Income and employment. You'll need to provide your current income and employment details, including contact information for your employer/s. You may also need to provide recent payslips or other supporting documentation. If you're self-employed, you may need to provide your accountant's contact information or a Notice of Assessment from the past two years.
  • Finances. This covers your average spending on essentials such as bills and groceries, as well as any existing cards, debts and assets.
  • Credit card details. If you want to transfer a balance to the new card, you'll need to provide the account information and amount you want to transfer. Greater Bank also requires the last statement of the account(s) that you want to transfer from.

If you have any questions about the application, call Greater Bank on 13 13 86. You can also check out Finder's credit card application tips for more details on what to think about before applying for a credit card.

Credit card brands similar to Greater Bank

If you're interested in a credit card from a member-owned bank or building society, here are 3 other credit card providers you could compare with Greater Bank:

Frequently asked questions

Want to compare a wider range of credit cards? Check out the latest offers for rewards, balance transfers, low rates and more.

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More guides on Finder

  • Greater Bank Visa Credit Card

    If you're looking for a no-frills, low rate credit card the Greater Bank Visa is worth considering. It offers the same low rate on purchases and balance transfers, plus a low annual fee.

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2 Responses

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      May

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