In this guide

  • Review
  • Details
    • Product details
    • Eligibility
    • Rewards
    • Fees
  • How to apply
  • Card benefits
  • Rates & fees
  • Your reviews
  • Ask a question
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Greater Bank Visa Credit Card

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Greater Bank Visa Credit Card

This card is not currently available via Finder. Visit the provider's website directly, or compare other options.

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Balance transfer rate with no balance transfer fee
9.95% p.a.
Purchase rate
9.95% p.a.
Annual fee
$49 p.a.
Interest-free on purchases
Up to 55 days

Summary

Take advantage of a low interest rate on purchases while enjoying the savings from a bank owned by customers.

The Greater Bank Visa Credit Card can be seen as a 'greater' option in more ways than one, and is worth considering if you're looking for a credit card. The Greater Bank offers you a card with all the basic features you want without paying for the extras you don't need. You can enjoy a low interest rate on purchases and cash advances, and can also avoid paying the annual fee after the first year. Take a look at the features this card has to offer and see if it's right for you.

Pros

  • The $49 annual fee will be waived when you spend $12,000 annually after the first year
  • A low variable interest rate of 9.95% p.a. on purchases and cash advances
  • 55 days interest-free on purchases

Cons

  • No rewards program or travel insurance

In this guide

  • Review
  • Details
    • Product details
    • Eligibility
    • Rewards
    • Fees
  • How to apply
  • Card benefits
  • Rates & fees
  • Your reviews
  • Ask a question

Details

Product details

Product Name Greater Bank Visa Credit Card
Balance transfer rate p.a. 9.95%
Purchase rate p.a. 9.95%
Interest-free period Up to 55 days on purchases
Cash advance rate p.a. 9.95%
Min credit limit $1,000
Max credit limit $25,000
Card type Visa

Eligibility

Available to temporary residents No
Minimum income $20,000
Joint application No

Rewards

Bonus points N/A

Fees

Annual fee $49
Minimum monthly repayment 3% of the closing balance or $10, whichever is greater
Late payment fee $20
Foreign currency conversion fee 3%
Cash advance fee $1.50
Overseas cash advance fee $4

How to apply

To apply for the Greater Bank Visa Credit Card you can follow the secure link on this page to the online application form. When you complete the application you will need to print it off and sign it, and then send that along with other required documents to The Greater Bank for verification.
 

Eligibility criteria

To be eligible for this card you'll need to meet the following:

  • Be aged 18 years or older
  • Have a good credit history

Card benefits

  • Low interest rate. The 9.95% interest rate on the card is among the lowest currently on offer.
  • Save on the annual fee. The $49 annual fee will be waived after the first year if you spend at least $12,000 on the card annually.

Rates & fees

  • Balance transfer rate. If you are bringing over an existing credit card balance, you will be charged a rate of 9.95%, as there is no promotional balance transfer offer.
  • Cash advance fee. A cash advance fee of $1.50 will apply to any domestic cash advance transaction.

While the Greater Bank Visa could be a great options for those looking for a low rate, no-frills card, be sure to compare your options before deciding to apply for any credit card.

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Purchase rate p.a.
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