Greater Bank Home Loans Rates & Fees Comparison | Finder

Greater Bank Home Loans

Compare a range of competitive home loans from Greater Bank.

Greater Bank

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On this page you can find information about Greater Bank home loans. Skip ahead to the full table of products or read more about the lender.

Compare Greater Bank home loans

Compare Greater Bank home loan products below and hit "load more" to see a fuller selection of loans. "Go to site" will direct you to Greater Bank's website for the product you selected.

Data updated regularly
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Name Product Interest Rate (p.a.) Comp. Rate^ (p.a.) Application Fee Ongoing Fees Max LVR Monthly Payment
Greater Bank Great Rate Home Loan
3.66%
3.67%
$0
$0 p.a.
90%
$688.09
Fund the construction of your new family home with a very competitive variable interest rate. Available with a 10% deposit.
Greater Bank Ultimate Home Loan
3.46%
3.88%
$0
$395 p.a.
90%
$671.29
Build your new home with a variable interest rate and enjoy a 100% offset account. 10% deposit option available.
Greater Bank Great Rate Fixed Home Loan
1.69%
3.49%
$0
$0 p.a.
110%
$532.6
Requires a family member to act as guarantor.
Get one of the lowest rates on the market with this fixed rate mortgage and borrow more with help from a family guarantor. NSW, QLD and ACT residents only.
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Greater Bank lender profile

  • Greater Bank is a customer-owned bank which has branches across NSW and southeast Queensland. Opening its doors in 1945, Greater Bank now has over $6 billion in assets.
  • They offer competitive home loans to borrowers buying property in NSW, southeast Queensland and the ACT, as well as a range of other financial products.

Greater Bank mortgage features

Greater Bank offers competitive mortgages for a range of needs.

FeatureDetails
Deposit sizeYou can borrow up to 90% with some Greater Bank mortgages, and 110% with a Family Pledge loan (this requires a guarantor).
Guarantor OptionGreater Bank's Family Pledge allows borrowers to get a parental guarantor on their mortgage, meaning you can borrow more with a smaller deposit.
Interest onlyThe Ultimate Home Loan has an interest only rate for investors.
Offset accountThe Ultimate Home Loan comes with a 100% offset account.

How do I apply for a Greater Bank mortgage?

Clicking "Go to Site" on Greater Bank's comparison table will start your application process and redirect you through to Greater Bank's website.

Eligibility

Each Greater Bank product have specific eligibility criteria but some will apply to all products. For example:

  • Age. You must be over 18 years of age.
  • Residency. You should be a resident of Australia.
  • Employment. You should have a regular source of income.

Documents required

When you apply for a mortgage with Greater Bank you are required to provide certain information so make sure you have all your documents ready before you apply. The documents you will be expected to provide are:

  • Identification documents. You will need identification such as a driver's license, passport or birth certificate.
  • Proof of income documents. Recent payslips can establish your income.
  • Asset and liability documents. You need to provide documents showing your current assets (savings accounts, investments) and liabilities (your outstanding debt).

Detailed guide to home loan applications and paperwork

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2 Responses

    Default Gravatar
    trevorMay 28, 2015

    Hi, my wife on a disability pension, I am on cares pension daughter on a single mothers pension have a guarantor and 20 thousand in the bank. Is there any way to borrow 200000 for a home loan kind?
    regards Trevor

      Default Gravatar
      BelindaJune 1, 2015

      Hi Trevor,

      Thanks for your enquiry.

      You may be eligible to apply for a home loan while on Centrelink benefits. I also recommend getting in touch with a licensed mortgage broker. A broker can help you understand your financial position and they can leverage their panel of networks to find a lender that’s more inclined to review your application.

      Thanks,
      Belinda

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