Woolworths Team Bank just offer a low-cost Visa credit card that you can apply for if you work for Woolworths or another Woolworths Group Limited company. You can also apply if someone in your family is a member of the bank. If you're a member of the bank or are thinking of joining, here you'll find details about the Woolworths Team Bank Visa credit card, including different features and how to apply.
Woolworths Team Bank credit cards
Types of Woolworths Team Bank credit cards
Low rate credit cards
The Woolworths Team Bank Visa credit card has an interest rate of 13.45% p.a. for purchases and cash advances, which is competitive with other low rate credit cards. You can use this card to make payments anywhere Visa is accepted, and get the security of a zero liability policy for fraudulent transactions. While the features on this card are simple, it has a low $0 annual fee that could help you keep your credit card costs down compared to some other options.
The benefits of a Woolworths Team Bank credit card
Some of the key features you'll get with a Woolworths Team Bank credit card include:
Mobile payments
If you have Apple Pay, Google Pay or Samsung Pay, on your mobile phone, tablet or smartwatch, you can add your Woolworths Team Bank credit card and make payments straight from your device.
Visa benefits
As a Visa card, you'll be able to pay in-store, online or over the phone with businesses all around the world. Online, you get the added protection of Visa Secure when you're shopping online with participating retailers. Plus, you can enjoy exclusive deals on your shopping, dining, entertainment and travel through Visa Offers + Perks.
Banking options
You can check your account balance, make payments and manage your account at any time through Woolworths Team Bank's Internet banking, mobile banking or phone banking service.
How to apply for a Woolworths Team Bank credit card
You can apply for a Woolworths Team Bank credit card by filling in a secure application form online. You also have the option of completing a PDF application form and emailing it to loans@woolworthsteambank.com.au. To get started, make sure you meet the following eligibility criteria and have all the documents and details you'll need on hand.
Eligibility criteria
Membership. You need to be a member of Woolworths Team Bank to get a credit card. You can apply for membership as part of your credit card application, as long as you work for a Woolworths Group Limited company or are related to someone who is already a member of the bank.
Age. You must be at least 18 years of age.
Required documents
Personal details. You'll need to provide your full name, date of birth, residential address, phone number and number of dependents. You also need to show a valid form of ID, such as your driver's licence or passport.
Employment details. Unless you're applying as a family member, you'll need to include details of which Woolworths Group Limited team you're a part of, as well as details of your current job, including your salary, length of employment and your employer's contact details. You may also be asked to submit recent payslips, bank statements or other documents that help verify these details.
Financial details. This covers any other forms of income, savings and other assets, as well as existing credit cards, loans and other debts. You also need to share details of your regular household expenses such as rent, mortgage payments, utility bills and grocery shopping.
If you have any questions before you apply, or if you want to follow up once you have submitted an application, call Woolworths Team Bank on 1300 665 553.
Frequently asked questions
If you want to know more about Woolworths Team Bank credit cards, here you'll find answers to some common questions. You can also get in touch with the Finder team using the contact form below.
The Woolworths Team Bank Visa Credit Card does not offer reward points. If that's one of your goals, you could compare a range of reward credit cards to find one that works for you.
If you want to increase your credit limit, call Woolworths Team Bank on 1300 665 553 to discuss your options. If you want to reduce your limit, you can either call or fill in a request form via the bank's website.
As soon as you can, call the 24/7 Visa card hotline on 1800 648 027 if you're in Australia or +61 2 8299 9101 if you're overseas. You can do this if your card is lost, stolen or if you think the details have been compromised online.
Amy Bradney-George was the senior writer for credit cards at Finder, and editorial lead for Finder Green. She has over 16 years of editorial experience and has been featured in publications including ABC News, Money Magazine and The Sydney Morning Herald.
Available to Woolworths Group employees and family, this low-cost card comes with simple features and mobile payment options.
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