In this guide

  • Our verdict
  • Details
    • Product details
    • Eligibility
    • Rewards
    • Fees
  • How to apply
  • Card benefits
  • Rates & fees
  • Your reviews
  • Ask a question
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Woolworths Team Bank Visa Credit Card

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Woolworths Team Bank Visa Credit Card
Terms and conditions apply
Purchase rate
13.45% p.a.
Annual fee
$0 p.a.
Interest-free on purchases
Up to 55 days

Our verdict

Get a low rate of 13.45% p.a. and a $0 annual fee with the Woolworths Team Bank Visa Credit Card.

The Woolworths Team Bank Visa Credit Card offers you a mix of low-cost, simple features, with the same interest rate of 13.45% p.a. for purchases and cash advances, and an ongoing $0 annual fee. It also offers contactless payments at the checkout and through mobile phones or devices set up with Apple Pay, Google Pay or Samsung Pay.

Pros

  • Ongoing $0 annual fee
  • Low ongoing 13.45% interest rate on purchases
  • Fee-free balance transfers
  • Compatible with Samsung Pay, Google Pay and Apple Pay

Cons

  • No rewards program and travel insurance

In this guide

  • Our verdict
  • Details
    • Product details
    • Eligibility
    • Rewards
    • Fees
  • How to apply
  • Card benefits
  • Rates & fees
  • Your reviews
  • Ask a question

This low rate credit card from Woolworths Team Bank is available to anyone who works for a Woolworths Group Limited company, as well as family members. It charges $0 annual fee and offers the same low rate for purchases and cash advances.

Details

Product details

Product Name Woolworths Team Bank Visa Credit Card
Purchase rate p.a. 13.45%
Interest-free period Up to 55 days on purchases
Cash advance rate p.a. 13.45%
Min credit limit $2,000
Card type Visa

Eligibility

Available to temporary residents No
Joint application No

Rewards

Bonus points N/A

Fees

Annual fee $0
Minimum monthly repayment 3% of the closing balance outstanding
Foreign currency conversion fee 2.5%
Cash advance fee $1.50

How to apply

You can apply for the Woolworths Team Bank Visa Credit Card online or by completing a PDF application form and emailing it to loans@woolworthsteambank.com.au. To get started, make sure you meet the following eligibility criteria and have all the documents and details you'll need on hand.

Eligibility criteria

  • Woolworths Group Limited employee. You can only apply for this card if you work for a Woolworths Group Limited company or are a family member of someone employed by Woolworths Group Limited.
  • Age. You must be at least 18 years of age.

Card benefits

  • Annual fee. This card has an ongoing $0 annual fee.
  • Low interest rate. The Woolworths Team Bank Visa charges a competitive 13.45% p.a. interest rate for all your transactions.

Rates & fees

  • Cash advances. A fee of $1.50 is charged when you use this card to withdraw cash or make any other cash advance transactions. Note that cash advances will also be charged interest from the date they are added to your account.
  • Currency conversion fee. A 2.5% fee applies when you use this card to make a payment in a foreign currency.

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Amy Finder

Editor

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