Coastline Credit Union offers a low rate credit card with simple features, including contactless payments and the option to transfer a balance from an existing credit card.
We currently don't have a partnership for that product, but we have other similar offers to choose from (how we picked these
):
What types of credit cards does Coastline Credit Union offer?
Low interest credit card
The Coastline Visa Credit Card has a 9.99% p.a. purchase rate and offers up to 55 days interest-free if you pay your balance in full by the due date on each statement. The annual fee for this card is $0 and can be waived if you spend more than $12,000 p.a.
Benefits of banking with Coastline Credit Union
Waived annual fee options
With the Coastline Visa credit card, you can avoid the $75 annual fee if you spend at least $12,000 per year.
Account access
Check your balance, make payments and manage your account features on-the-go with Coastline Credit Union's Internet and phone banking services.
Visa benefits
Get access to exclusive ticket, music and movie offers through Visa Entertainment, as well as seasonal travel, dining and retail offers listed on the Visa Australia website.
Security
Coastline credit cards offer zero liability for fraudulent transactions, a 24-hour phone service for lost or stolen cards and Visa Secure when you shop online.
Contactless payments
Coastline credit cards are enabled with Visa payWave, meaning you can use your card to "tap and go" to make contactless payments at participating merchants. You can also use eligible devices to make contactless payments if you link your card to your Apple Pay or Google Pay wallet.
How to apply for a Coastline credit card
If you want to apply for the Coastline Visa credit card, you can fill in an online application via the credit union's website. Otherwise, you can apply for a Coastline Credit Union card by visiting a branch, with locations in Kempsey, Taree, Crescent Head, Port Macquarie and Southwest Rocks. Alternatively, you can call 1300 36 1066 or fill in a contact form online.
As part of the application process, you'll need to make sure you meet the eligibility requirements and have all the documents and details needed to complete the application.
Eligibility criteria
Residential status. You must be a citizen or permanent resident of Australia.
Income. You must currently be in paid employment.
Bankruptcy history. You must not be bankrupt.
Age. You must be over 18 years old.
Documents and details you need
Personal details. This includes your name, phone number, residential address, email address, marital status and number of dependents. You also need a valid form of ID, such as your driver's licence.
Employment details. This includes your salary, occupation and employer's contact details. If you're self-employed, you may be asked for your accountant's contact details. You may also need to provide proof of income, such as recent payslips or tax assessment notices.
Financial information. This covers details of any other forms of income and assets, as well as existing debts, loans and regular expenses.
Frequently asked questions
Have a question about Coastline credit cards? Check out these answers to FAQs or leave a comment below and one of the team will help you out.
No. With access to all the required information, you can complete the online application in a matter of minutes. You can also save a partially completed application and finish it later.
If you are an existing Coastline member, you may also be able to speed up the process by accessing the application via Internet banking, which helps fill in some of the essential information.
You can check the status of your credit card application by calling the Coastline contact centre at 1300 36 1066.
Payment options are listed on your statement and include BPAY, bank transfers and cheque.
To report a lost or stolen credit card, call 1800 621 199. If you're calling from overseas, phone +61 2 9959 7686.
Amy is an experienced journalist with over 16 years of experience, contributing to major publications like Money Magazine, The Sydney Morning Herald, and ABC News Australia. Specialising in personal finance, she frequently appeared in media outlets and on radio. Amy holds a Bachelor of Arts in Journalism and Drama from Griffith University and earned RG146 certifications in Tier 1 Generic Knowledge and Tier 2 General Advice Deposit Products, ensuring her expertise is grounded in current financial regulations. Amy was Finder's Senior Writer for Credit Cards from 2016 to 2024. See full bio
Amy's expertise
Amy has written 557 Finder guides across topics including:
Coastline Visa Business Rewarder Credit Card comes linked with a rewards program and can waive the monthly and annual fees provided the minimum spend requirements are met.
Clear existing debt with an introductory balance transfer offer, a low purchase interest rate and up to 55 interest-free days on purchases.
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