Coastline Credit Union Credit Cards

Compare the personal and business credit card options available through Coastline Credit Union.

Coastline Credit Union

Coastline Credit Union credit cards give you a way to earn rewards for your spending, with both a personal credit card and a business credit card on offer. Learn more about these cards below so you can decide if one is right for you.

Compare Coastline credit cards

Updated December 11th, 2019
Name Product Purchase rate (p.a.) Interest Free Period Annual fee Balance transfer rate Balance transfer rate
17% p.a.
Up to 55 days on purchases
$75 p.a.
0% p.a. for 6 months
0% p.a. for 6 months
Receive up to 55 days on purchases and get up to 6 months interest-free on balance transfers
17% p.a.
Up to 55 days on purchases
$75 p.a.
Enjoy a low interest rate of 17% p.a. on both purchases and cash advances, which are interest-free for up to 55 days.

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What types of credit cards does Coastline Credit Union offer?

  • Rewards credit card

The Coastline Visa credit card gives you access to the Rewarder loyalty program and earns 1 loyalty point per $1 spent on eligible purchases (capped at 15,000 points per month).

It also has a 17% p.a. purchase rate and offers up to 55 days interest-free if you pay your balance in full by the due date on each statement. The annual fee for this card is $75 and can be waived if you spend more than $12,000 p.a.

  • Business credit card

The Coastline Visa Business Rewarder credit card is also linked to the Rewarder loyalty program and offers 1 point per $1 spent (capped at 15,000 points per month). It has a 17% p.a. purchase interest rate but does not offer interest-free days on purchases. The annual fee for this card is $75, which can be waived if you make more than $20,000 business purchases per annum.

Benefits of banking with Coastline Credit Union

  • Rewards program

Coastline Credit Union credit cards offer complimentary membership to the Rewarder Loyalty Program, which gives you a way to use points for your purchases. When you have earned enough points, you just swipe your Rewarder Loyalty Card at an EFTPOS terminal and enter your PIN to pay for some or all of your chosen purchase. As the value of points may vary, you will need to check your Rewarder balance online to see how much value you have to spend. Visit the Rewarder website for more details about this program.

  • Waived annual fee options

With the Coastline Visa credit card, you can avoid the $75 annual fee if you spend at least $12,000 per year. With the Coastline Visa Business Rewarder, you can avoid the annual fee by spending at least $20,000 p.a.

  • Account access

Check your balance, make payments and manage your account features on-the-go with Coastline Credit Union's Internet and phone banking services.

  • Visa benefits

Get access to exclusive ticket, music and movie offers through Visa Entertainment, as well as seasonal travel, dining and retail offers listed on the Visa Australia website.

  • Security

Coastline credit cards offer zero liability for fraudulent transactions, a 24-hour phone service for lost or stolen cards and Verified by Visa security features when you shop online.

How to apply for a Coastline credit card

If you want to apply for the Coastline Visa credit card, you can fill in an online application via the credit union's website. Otherwise, you can apply for a Coastline Credit Union card by visiting a branch, with locations in Kempsey, Taree, Crescent Head, Port Macquarie and Southwest Rocks. Alternatively, you can call 1300 36 1066 or fill in a contact form online.

As part of the application process, you'll need to make sure you meet the eligibility requirements and have all the documents and details needed to complete the application.

Eligibility criteria

  • Residential status. You must be a citizen or permanent resident of Australia.
  • Income. You must currently be in paid employment.
  • Bankruptcy history. You must not be bankrupt.
  • Age. You must be over 18 years old.

Documents and details you need

  • Personal details. This includes your name, phone number, residential address, email address, marital status and number of dependents. You also need a valid form of ID, such as your driver's licence.
  • Employment details. This includes your salary, occupation and employer's contact details. If you're self-employed, you may be asked for your accountant's contact details. You may also need to provide proof of income, such as recent payslips or tax assessment notices.
  • Financial information. This covers details of any other forms of income and assets, as well as existing debts, loans and regular expenses.

Frequently asked questions

Have a question about Coastline credit cards? Check out these answers to FAQs or leave a comment below and one of the team will help you out.

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Credit Cards Comparison

Updated December 11th, 2019
Name Product Purchase rate (p.a.) Balance transfer rate Annual fee
21.99% p.a.
$0 p.a.
Save with 0% foreign transaction fees on purchases. Plus, complimentary flight delay passes and a global wifi access.
19.99% p.a.
0% p.a. for 18 months
$199 p.a. annual fee for the first year ($299 p.a. thereafter)
Get 20,000 bonus Qantas Points per month for the first 6 months when you spend $1,500/month. Total of up to 120,000 bonus Qantas Points.
0% for 9 months, reverts to 14.99% p.a.
0% p.a. for 9 months
$0 p.a. annual fee for the first year ($99 p.a. thereafter)
Enjoy a $0 first year annual fee and a 0% introductory rate on purchases and balance transfers. Plus, complimentary purchase insurance cover.

Compare up to 4 providers

* The credit card offers compared on this page are chosen from a range of credit cards has access to track details from and is not representative of all the products available in the market. Products are displayed in no particular order or ranking. The use of terms 'Best' and 'Top' are not product ratings and are subject to our disclaimer. You should consider seeking independent financial advice and consider your own personal financial circumstances when comparing cards.

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