In this guide

  • Our verdict
  • Details
    • Product details
    • Eligibility
    • Rewards
    • Fees
  • How to apply
  • Card benefits
  • Rates & fees
  • Your reviews
  • Ask a question
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Coastline Visa Business Rewarder Credit Card

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Coastline Business Visa Rewarder Credit Card
Terms and conditions apply
Purchase rate
18.25% p.a.
Annual fee
$75 p.a.
Interest-free on purchases
Up to 55 days

Our verdict

Let your business be rewarded for spending, but still enjoy up to 55 days interest-free on purchases.

This Coastline Visa Business credit card charges a competitive interest rate of 18.25% p.a. What helps is that this rate applies to both purchases and cash advances, so you don’t end up paying more interest when you need to withdraw cash. The rewards program does not impose limitations on how you redeem your reward points, allowing you to turn to any EFTPOS terminal to redeem.

Pros

  • $10 monthly fee will be waived if you maintain a monthly membership balance of $10,000 or more.
  • Accepted at over 24 million locations through Visa

Cons

  • Doesn't offer complimentary travel insurance
  • You need to spend more than $20,000 per year to get the $75 annual fee waived

In this guide

  • Our verdict
  • Details
    • Product details
    • Eligibility
    • Rewards
    • Fees
  • How to apply
  • Card benefits
  • Rates & fees
  • Your reviews
  • Ask a question

The Coastline Visa Business Rewarder Credit Card comes linked to a rewards program that offers great freedom when it comes to redeeming reward points.

Details

Product details

Product Name Coastline Business Visa Rewarder Credit Card
Purchase rate p.a. 18.25%
Interest-free period Up to 55 days on purchases
Cash advance rate p.a. 18.25%
Min credit limit $500
Card type Visa

Eligibility

Available to temporary residents No
Joint application No

Rewards

Rewards program Rewarder Rewards Program
Bonus points N/A

Fees

Annual fee $75
Minimum monthly repayment $20 per transaction
Late payment fee $25
Foreign currency conversion fee 3.65%
Cash advance fee 3.5%
Overseas ATM withdrawal fee $5

How to apply

You can apply for the Coastline Visa Business Rewarder card by submitting an online enquiry, or by visiting any Coastline Credit Union branch. The following eligibility criteria will apply:

Eligibility criteria

  • Residency. You should be a permanent resident of Australia.
  • Age. You must be at least 18 years old to apply.

Card benefits

  • Rewards program. Making business purchases using the Business Rewarder Credit Card makes sense because every time you make an eligible purchase you earn reward points. Unlike most other reward programs that limit how members can redeem their points, the Rewarder program gives you the ability to use your reward points to make regular purchases at any merchant in Australia that accepts EFTPOS payments.
  • Monthly and annual fee waiver. You don’t have to pay any annual fee if your annual spending exceeds $20,000. If you maintain a combined monthly balance of $10,000 or more in your Coastline savings, investment, and loan accounts, you can look forward to a monthly fee waiver.

Rates & fees

  • Monthly and annual fee. This card attracts nominal monthly and annual fees, which stand at $10 and $75, respectively. By reaching the minimum spend thresholds you can look forward to a waiver of both.
  • Interest-free days. By paying your account’s closing balance completely at the end of each billing cycle, you can get as many as 55 interest-free days on purchases.

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Sally Finder

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