Here are the key features and details you need to know about Coastline Bank's mortgage products.
| Minimum deposit | It's possible to get a home loan with a deposit as low as 10%. |
|---|---|
| Offset account | You can get an offset account with several of its loans. |
| Repayment options | Many of its home loans offer interest only repayments for a limited period. The lender also offers the standard principal and interest repayments on its loans. |
📄 Property details. You can start a loan enquiry before you've bought a property. But to complete an application you need the address of the property and a signed contract of sale.
📄 Identification documents. You will need identification such as a driver's licence, passport or birth certificate.
📄 Proof of income documents. Recent payslips can establish your income.
📄 Asset and liability documents. You need to provide documents showing your current assets (savings accounts, investments) and liabilities (your outstanding debt).
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To provide a Score, we compare like-for-like loans. So if you're comparing the best home loans for cashback, you can see how each home loan stacks up against other home loans with the same borrower type, rate type and repayment type. We also take into consideration the amount of cashback offered when calculating the Score so you can tell if it's really worth it.
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Have 40,000 would like to borrow 65,000 what’s my chance ?
Hi Daryl,
Thanks for the question.
Coastline Credit Union will take into account a range of factors when approving or denying your application, including your income, assets, existing debts, and your credit file. You might want to call them directly to discuss your options.
For a rough estimate of your borrowing power, you can use this calculator.
I hope this helps,
Marc