If you need to repay existing debt, you can request a balance transfer and pay no interest for a promotional period with the Coastline Visa credit card. This card also offers up to 55 interest-free days on purchases and a $0 annual fee.
Coastline Visa Credit Card
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- Balance transfer rate for 6 months with no balance transfer fee
- 0% p.a.
- Purchase rate
- 9.99% p.a.
- Annual fee
- $0 p.a.
- Interest-free on purchases
- Up to 55 days
Our verdict
Save with an ongoing $0 annual fee and a 0% interest rate on balance transfers for 6 months with the Coastline Visa credit card.
The Coastline Visa gives you access to essential credit card features, along with a 6-month balance transfer offer. It also charges the same 9.99% p.a. variable interest rate for purchases and cash advances and offers an ongoing $0 annual fee.
Pros
-
Ongoing $0 annual fee
-
0% p.a. for 6 months on balance transfers
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Low 9.99% interest rates on purchases and cash advances
Cons
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No rewards program and insurance covers
Details
Product details
| Product Name | Coastline Visa Credit Card |
| Balance transfer rate p.a. | 0% for 6 months, then 9.99% |
| Purchase rate p.a. | Purchase rate p.a.9.99% |
| Interest-free days | Up to 55 days on purchases |
| Cash advance rate p.a. | 9.99% |
| Min credit limit | $500 |
| Card type | Visa |
Eligibility
| Available to temporary residents | No |
| Joint application | No |
Rewards
| Bonus points | N/A |
Fees
| Annual fee | $0 |
| Minimum monthly repayment | 3% of the closing balance or $20, whichever is greater |
| Late payment fee | $25 |
| Foreign currency conversion fee | 3.65% |
| Cash advance fee | $3.50 |
| Overseas ATM withdrawal fee | $5 |
Sources
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Sally Finder
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Richard Whitten Finder
October 21, 2025
Hi Narelle,
With a credit card you get a monthly statement. The statement tells the payment due date and the minimum monthly payment.
You can repay your spending in full on or before that date and avoid any interest charges. If you pay the minimum (or less than the full amount) you get charged interest.
I hope this helps.
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Vicki
October 01, 2025
Could my elderly mother apply for a credit card. Currently has a coles credit card and we are having a lot of problems getting her new card activated. She wants a card for emergencies but with no ongoing annual fees.
Richard Whitten Finder
October 06, 2025
Hi Vicki,
It’s possible but definitely harder to get a credit card approved for someone who may be retired or not working. Having evidence of income like investment income or a pension stream through super can help.
Darren B
May 11, 2025
Can you apply for a second credit card to this account for my wife ?
Angus Kidman Finder
May 12, 2025
Hi Darren, Coastline doesn’t appear to offer dual-card options for its Visa card, though your wife might be able to apply for a card in her own right.
Craig
March 05, 2025
I’m looking at the Coastline Visa Credit Card and I’ve noticed that the minimum monthly repayment is $20-00 per transaction. I’m unsure what is meant by this. Are they saying that the minimum monthly repayment is $20-00 per monthly transaction on the statement or something else. Can you please let me know. Thanks.
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Richard Whitten Finder
March 07, 2025
Hi Craig,
Sorry there was a missing detail there. It’s 3% of your balance or $20, whichever is greater. We are updating the page.
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Narelle
October 21, 2025
How do you pay your monthly bill, do you send a bill and is there any costs?