Regional Australia Bank Credit Cards

Compare Regional Australia Bank credit cards

Checked 24 June 2026

Purchase rate p.a.	Bonus points	Points per $ spent	Interest-free period	Balance transfer rate p.a.	Annual fee
Regional Australia Bank Your Choice Credit Card	Purchase rate p.a. 14.69%	Bonus points N/A	Points per $ spent N/A	Interest-free period Up to 55 days on purchases	Balance transfer rate p.a. 14.69%	Annual fee $40	ContinueView details Compare product selection Compare	loading

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Benefits of getting a Regional Australia Bank credit card

If you choose a Regional Australia Bank credit card, you can look forward to features and benefits that include:

Banking options

You can manage your Regional Australia Bank credit card at any time using Internet banking or the mobile app. You can also call the phone banking service on 1300 363 777 or visit one of the branches in NSW.

Visa benefits

You can use a Regional Australia Bank credit card to shop in store, online or over the phone anywhere Visa is accepted. When you're shopping online, you'll get the added protection of Visa Secure to help verify your transactions with participating businesses. You can also take advantage of exclusive offers on shopping, dining, travel, entertainment and more through Visa Offers + Perks, with the latest deals listed on the Visa Australia website.

How to apply for a Regional Australia Bank credit card

Applying for a credit card online is fast and easy. You'll need to be at least 18 years of age and meet the card's eligibility criteria. For more about eligibility, the kinds of documentation you'll need and the factors that can affect whether your card application is approved, check out our full guide to applying for a credit card.

Credit card brands similar to Regional Australia Bank

If you want a card from a member-owned bank or one with connections to a specific region of Australia, here are 3 other credit card providers you could compare:

• Bankwest credit cards
• BCU credit cards
• Bank Australia credit cards

Frequently asked questions

• How long does the credit card application?

  If you apply through the Regional Australia Bank website and have all the required details on hand, it should take around 15 minutes to complete the application.

• Can I get an additional card for someone?

  Yes, you can request an additional card for anyone over the age of 14, as long as they meet Regional Australia Bank's identity verification requirements. Note that you (as the primary cardholder) will be responsible for all account charges and repayments, even when they are made by an additional cardholder.

• What should I do if I lose my card?

  If you lose your card or notice suspicious transactions, you should report it as soon as possible. You can do this through the Regional Australia Bank mobile app by going to the management section, selecting the "lost or stolen card" option and following the prompts. You can also call Regional Australia Bank on 132 067 during office hours, or call the 24/7 lost and stolen cards hotline on 1800 139 241.

  If you're overseas, contact Visa on +1-303-967-1090. Note that you'll also need to contact Regional Australia Bank to order a new card after reporting yours as lost or stolen.

Compare other products from Regional Australia Bank

• Regional Australia Bank home loans
• Regional Australia Bank savings accounts
• Regional Australia Bank term deposits

Written by

Amy Bradney-George

Journalist

Amy is an experienced journalist with over 16 years of experience, contributing to major publications like Money Magazine, The Sydney Morning Herald, and ABC News Australia. Specialising in personal finance, she frequently appeared in media outlets and on radio. Amy holds a Bachelor of Arts in Journalism and Drama from Griffith University and earned RG146 certifications in Tier 1 Generic Knowledge and Tier 2 General Advice Deposit Products, ensuring her expertise is grounded in current financial regulations. Amy was Finder's Senior Writer for Credit Cards from 2016 to 2024. See full bio

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Amy has written 482 Finder guides across topics including:

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