Compare Regional Australia Bank Accounts

Compare transaction accounts, savings accounts and term deposits from Regional Australia Bank to find the right account to help you reach your savings goals.

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Regional Australia Bank

Regional Australia Bank is a customer-owned bank that has been helping to look after the financial needs of regional Australians for almost 50 years. The bank was founded in country NSW and is headquartered in Armidale. Its aim is to provide value for its members through competitive products and friendly customer service.

The bank offers a range of transaction accounts, savings accounts and term deposits to help customers build towards a secure financial future. Deposits of up to $250,000 with Regional Australia Bank are guaranteed by the Australian Government.

Regional Australia Bank savings accounts, bank accounts and term deposits

Regional Australia Bank savings accounts

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Finder Score Maximum interest rate Base interest rate Max rate type & duration Monthly max rate conditions
Regional Australia Bank logo
Finder score
Finder score
Maximum Variable Rate p.a.
4.25%
Standard Variable Rate p.a.
0.00%
Intro/Ongoing
Ongoing rate
(conditions apply)
Balance up to $250,000
Deposit $100 each month
No withdrawals
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Regional Australia Bank logo
Finder score
Finder score
Maximum Variable Rate p.a.
4.50%
Standard Variable Rate p.a.
2.50%
Intro/Ongoing
3 month intro rate
More info
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Regional Australia Bank logo
Finder score
Regional Australia Bank Freedom Retirement Account
Finder score
Maximum Variable Rate p.a.
2.00%
Standard Variable Rate p.a.
2.00%
Intro/Ongoing
Ongoing rate
(conditions apply)
Balance from $250,001
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Regional Australia Bank logo
Finder score
Regional Australia Bank Internet Maximiser (Business)
Finder score
Maximum Variable Rate p.a.
2.50%
Standard Variable Rate p.a.
2.50%
Intro/Ongoing
Ongoing rate
(conditions apply)
More info
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Regional Australia Bank logo
Finder score
Regional Australia Bank Buinesss Savings Booster Account
Finder score
Maximum Variable Rate p.a.
4.25%
Standard Variable Rate p.a.
0.00%
Intro/Ongoing
Ongoing rate
(conditions apply)
Balances up to $250,000
Deposit $100.
No withdrawals
More info
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How the Finder Score helps you find a better savings account

The Finder Score is a simple score out of 10. The higher a savings account's score, the better we think it is for the average customer.

We score each savings account in our database of hundreds based on a data-driven methodology with 2 main criteria: Does the account offer a high interest rate? And is it easy for savers to actually earn that rate?

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Regional Australia Bank bank accounts

1 of 1 result
Finder Score Monthly fee Govt. Guarantee Own network ATM fee Card type
Finder score
Monthly fee
$0
Government Guarantee
Own network ATM fee
$0
Card type
Visa
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Finder Score for bank accounts

We assess multiple product features for transaction accounts from over 100 providers and assign each product a score out of 10.

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Regional Australia Bank term deposits

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Finder Score 3 Mths p.a. 6 Mths p.a. 10 Mths p.a. 12 Mths p.a. 24 Mths p.a.
Regional Australia Bank logo
Finder Score
Regional Australia Bank Term Savings Account
$1,000 min. deposit
$500,000 max. deposit
Finder Score
3 Mths p.a.
2.95%
6 Mths p.a.
3.95%
10 Mths p.a.
-
12 Mths p.a.
3.50%
24 Mths p.a.
3.25%
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Finder Score for term deposits

Finder Score assigns Term Deposit products a score out of 10, comparing interest rates and features, to make comparison easier. We assess over 150 products from more than 90 providers, assessing products across different terms to determine an average score per product.

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What are the pros and cons of banking with Regional Australia Bank?

Pros

  • Plenty of choice. Whether you want the security of a term deposit, the convenience of instant access to your funds or the potential to maximise your interest-earning power, Regional Australia Bank offers an account to suit.
  • Easy access. Thanks to Internet, mobile and phone banking options, it’s quick and easy to manage the funds in your Regional Australia Bank account.
  • Owned by customers. As Regional Australia Bank is owned by its customers, any profits it earns are not distributed to company shareholders but instead are put towards providing better banking products for its customers.

Cons

  • Based in regional NSW. Regional Australia Bank’s branch network is based in regional NSW, so it may not be a convenient choice if you live in other parts of Australia.

How to apply for a Regional Australia Bank savings account

Applying online for a new bank account is fast and easy. You'll need identity documents such as your driving licence or passport. For more about the process, check out our full guide to opening an account online.

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