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SureSave Travel Insurance offers several different travel insurance policies that allow their customers to select the one that meets their travel needs and fits within their budget. Different levels of benefits are included with each travel insurance policy and some only cover domestic travel, while other plans will only cover international travel. Below is a general overview of the different plans available to help you select the right one for you.
This is the premier plan offered by SureSave Travel Insurance that is only available for international trips. This plan includes all of the major benefits offered by SureSave and can be used for trips up to 12 months in length.
This plan is similar to the comprehensive plan and provides all of the same great benefits, but it allows the policyholder to take as many international trips as they want during the course of one year. Trip duration for any single trip cannot exceed 50 days.
The Budget Plan is for those travellers who want to be protected, but at a rate that fits their budget. This plan covers only international holidays and only provides single trip coverage. Policyholders are eligible for many of the same benefits offered with the Comprehensive Plan, including overseas medical and dental expenses, cancellation costs, additional expenses, luggage and personal effects, travel delay, and personal liability.
The Necessities Plan is designed for those travellers who only require basic insurance coverage for international trips. This policy includes several benefits, including overseas medical and dental expenses, additional expenses, luggage and personal effects, and personal liability.
The Domestic Plan is only for domestic travel in Australia and its territories. Reimbursement for medical expenses is not included in this plan because you will be covered under the insurance policies of Australia. The policy does include several other great benefits, such as cancellation costs, additional expenses, luggage and personal effects cover, rental vehicle insurance excess, skiing piste closure, accidental death, and personal liability.
This travel insurance plan only covers cancellation costs in the event that you must cancel your trip prior to departure. This cancellation must be due to circumstances that are beyond your control.
SureSave Travel Insurance offers many different benefits with their insurance policies. Benefits provided may vary between policies so it is critical you know exactly what you are covered for prior to departure.
There are certain pre-existing medical conditions that are not covered by SureSave Travel Insurance. These conditions include;
If you incur any sudden illness that is a result from any of these pre-existing conditions, you will not be eligible for reimbursement for these medical expenses.
There are certain pre-existing medical conditions that are covered under the SureSave Travel Insurance policies. This means that if you incur a serious illness that is a result of one of these pre-existing conditions you will be eligible for reimbursement of your medical expenses. The only condition is that you must not have been treated for this pre-existing condition within the past 24 hours. These conditions include, but are not limited to;
Other pre-existing conditions that may be covered depending on your specific set of circumstances include epilepsy, high blood pressure, asthma, diabetes, high cholesterol, allergies, high blood lipids, and early pregnancies.
If you suffer a sudden illness, serious injury or require hospitalisation for any other reason while on your trip, you must contact SureSave Travel Insurance immediately. They will take the appropriate steps to ensure that you receive the medical attention you require. This may include transferring you to another medical facility or transporting you back to Australia. If your luggage or personal belongings are stolen, damaged, or lost while on your trip, you must make a report within 24 hours to the appropriate authorities.
If you are making a claim upon your arrival back in Australia, you have a maximum of 30 days from the date of the conclusion of your trip. You must submit a completed claim form that can be obtained online or from your local travel agent. You must also include any appropriate documents, such as police reports, receipts, medical reports and proof of ownership, with your claim.
SureSave Travel Insurance will process all claims within 10 days of receipt. They will either approve your claim and make the necessary payments, request additional information prior to approving the claim, or deny the claim. If additional information is needed, or your request has been denied, you will be notified by SureSave in writing.
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Hi l am going on the kokoda track in october ,could you recommend a insurance cover for me please and email it to me thanks.
Hi Christina,
Thanks for getting in touch. finder.com.au is a comparison service and we are not allowed to make product recommendations. You may find our travel insurance for trekking article helpful.
All the best,
Richard
Do you have an application form I can fill in on line and email back to our travel agent?
Hi Michael,
Thanks for your question. finder.com.au is a comparison service and not an insurer. You will need to contact SureSave directly for any forms you need.
All the best,
Richard
With travel provider insolvency, if a provider becomes insolvent and you are halfway through your overseas trip will you be compensated for rest of cost of trip and will you be given money to return home.
Hi Elaine,
Thanks for your question. Unfortunately, finder.com.au is not an insurer and does not have access to this provider. You may want to get in contact with SureSave directly (here is a link to its contact page) as they will be able to give you a definitive answer to this question.
I hope this was helpful,
Richard
Hi, I am flying to the USA with family – all tickets and accom purchased on Westpac Platinum Visa. Travel agent has provided a SureSave Comprehensive family quote for just over $300. I am finding it hard to compare Apples with Apples to determine whether the complimentary westpac (Zurich) cover will suffice or whether I should take up the sure save option. Is there anywhere that lists travel insurance key covers and limits side b side in a table for example so I can make a decision ? if not, what is your advise as best option ? We may purchase a car hire to drive whilst in Florida but this is not confirmed.
Other than that just normal travel holiday to the USA with family – NYC, Orlando and Vegas.
Thanks
Hi Kim,
Thanks for your question. Whether or not the complimentary travel insurance provided by your credit card is the right option for you depends on what you are looking for in your cover. We have a page dedicated to this topic that may be of interest to you, Credit Card Travel Insurance vs. Standalone Travel Insurance: Pros & Cons Reviewed. This page should allow you to make a decision on which option is right for you and your family. If you wish to do a side-by-side comparison of the policy options available from our panel of insurers, please fill out the quote form at the top of the page.
Other pages that I thought may interest you include:
Find America Travel Insurance Online
Travel Money Guide: USA
I hope this was helpful,
Richard