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CHI Travel Insurance provides Australians with an affordable travel insurance option for both international and domestic travel. Its policies are underwritten by Hollard.
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CHI Travel Insurance offers Australians travel insurance for both international and domestic trips. The CHI policy range includes:
This covers trips to countries outside of Australia and provides cover for the following:
This insures you for trips outside of Australia. It doesn't cover you for as much as Top Plus International but you'll still get cover for the following:
This covers you for multiple holidays both overseas and within Australia (so long as your trip takes you at least 200km from your home). The maximum period for any one journey is 45 days. For overseas journeys, you'll be covered for the same benefits as the Top Plus International policy, and when you travel within Australia you'll get covered for:
This policy covers you for trips within Australia, including Norfolk Island and Lord Howe Island, so long as it's at least 200km from your home. You'll get covered for:
As with all travel insurance policies, CHI Travel Insurance has a list of situations when cover is not provided. CHI Travel Insurance will not pay if:
Yes, but you might not be covered for claims related to that pre-existing medical condition. It depends on whether or not CHI automatically covers you. Conditions that can be automatically covered include:
Condition | Additional criteria |
---|---|
Acne | No additional criteria |
Allergy | You have no known respiratory conditions, e.g. asthma, and you haven't needed treatment in the last 6 months. |
Asthma |
|
Bell's palsy | No additional criteria |
Bunions | Fully covered |
Carpal tunnel syndrome | Fully covered |
Cataracts | In the last 90 days, you haven't had an operation for this condition |
Coeliac disease | In the last 6 months, you haven't been treated by a medical practitioner for this condition |
Congenital blindness | Fully covered |
Congenital deafness | Fully covered |
Ear grommets | You haven't had an ear infection in the last 3 months |
Epilepsy |
|
Gastric reflux | Your gastric reflux doesn't relate to an underlying diagnosis, e.g. hernia or gastric ulcer |
Glaucoma | You have no ongoing complications for this condition |
Goitre | Fully covered |
Gout | Fully covered |
Graves' disease | Fully covered |
Hiatus hernia | Fully covered |
Hip replacement, knee replacement and shoulder replacement | The procedure was performed more than 6 months ago and less than 10 years ago |
Hip resurfacing | You haven't had any post-operative complications relating to the surgery |
Hypercholesterolaemia (high cholesterol) | You don't have a known heart or cardiovascular condition |
Hypertension (high blood pressure) |
|
Menopause | You don't have osteoporosis |
Migraine | Fully covered |
Peptic ulcer/gastric ulcer | In the last 12 months, the peptic/gastric ulcer has been stable |
Plantar fasciitis | Fully covered |
Raynaud's disease | Fully covered |
Skin cancer |
|
Trigger finger | Fully covered |
Urinary incontinence | Fully covered |
Underactive thyroid/ overactive thyroid | The cause of your underactive/overactive thyroid wasn't a tumour |
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I want to change details on policy purchased on line, I do not know where this is “This is something that you will need to do in your system by searching for the policy and pressing “update”.”response received when I emailed CHI insurance.
Please help,
Cheers,
Chris
Hi Chris,
Thanks for your question. Unfortunately, you’ve contacted finder.com.au, we are a comparison service and do not have access to this kind of information. You can contact them by calling (02) 9997 4810.
I hope this was helpful,
Richard
I am travelling with my father April 2015 from Australia to London through to Rome then fly to turkey for the Gallipoli service. I will be 61 years if age and my father will be 88 years of age. We are both in good health. My father takes no medication at all. He has had a knee replacement in the past 3 years though.
What sort of insurance should we be looking at for this trip.
Hi Keiran,
Thank you for your inquiry. The conditions regarding age limits and pre-existing medical conditions vary widely between insurers. You will need to speak with the insurer prior to taking out cover to ensure you will be covered for any pre-existing condition (i.e. your father’s knee). Most insurers will provide cover for people over 80 years of age but you may be required to pay a premium loading. We can’t recommend a specific policy for you without providing financial advice. It is best to take the time to compare quotes from a number of insurers and read through the product disclosure statement to find a cover option that will suit your needs.
All the best with your inquiry,
William