Holiday Rescue Travel Insurance

Here's a quick and easy way to find out if Holiday Rescue travel insurance is right for you.

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Holiday Rescue

We've done the research and put it all together for you. Holiday Rescue offers travel insurance underwritten by The Hollard Insurance Company. You can get a quick quote from our search tool or read on to learn about their different policy types and benefits.

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Popular Destinations

Americas
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Europe
Pacific
Africa
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DID YOU KNOW

  • You can filter your results to customise your cover!
  • You can choose from Basic, Standard or Comprehensive Cover
LoadingNot long to go now …

DID YOU KNOW

  • You can filter your results to customise your cover!
  • You can choose from Basic, Standard or Comprehensive Cover

Finder's favourite features:

1. Anyone can get cover with no age limits
2. Automatic cover for skiing and snowboarding, this includes cover for your gear and prepaid costs
3. Express claims - Holiday Rescue aims to have your claim resolved within 2 business days

What type of policies does Holiday Rescue offer?

There are three basic travel plans on offer, with their main features highlighted for you below.

International Comprehensive

International Essentials

Domestic

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Holiday Rescue's review of benefits

Holiday Rescue offers various features for each of their three travel plans, summarised in the table below.

Benefits International Comprehensive International Essentials Domestic
Emergency medical Unlimited Unlimited
Emergency dental $500 $500
Funeral costs $15,000 $15,000 $15,000
Holiday cancellation and charges $50,000 $50,000 $50,000
Delayed to a special event $5,000 $5,000 $5,000
Rental vehicle excess $5,000 $5,000 $5,000
Personal liability $1,000,000 $1,000,000 $1,000,000
Travel documents and bank cards $2,000 $2,000 $2,000
Luggage delay $500
Personal items $5,000

What's the excess I have to pay?

About half of your benefits have no excess and half have an excess of $100 per claim.

Here's what your excess will be for each claim you make:

Cover Feature Excess
Emergency medical $0
Emergency dental $100
Funeral $0
Holiday cancellation and changes $100
Delayed to a special event $100
Personal liability $100
Rental vehicle excess $100
Passports, documents and bank cards $100
Luggage delay $100
Personal items and cash $100

Can I get cover for a pre-existing medical condition?

Like most insurers, HRTI will cover many pre-existing conditions. Its application form requires you to describe any pre-existing condition you have outside of "an everyday cold" or tummy bug. You'll have to declare it if any of the following describes your condition:

  • You're waiting to see a medical professional about it.
  • You're waiting on a test or the results of a test.
  • You require ongoing treatment or check-ups.
  • You're supposed to be on medication for it.
  • You've seen a medical professional in the last 3 months.
  • You've had surgery or been in the hospital in the past 3 years.
  • It's related to heart problems, stroke or cancer.

After you declare the condition, HRTI will decide if they want to cover it and will treat it in one of three ways:

  • They'll automatically cover it at no additional charge.
  • They'll cover it if you pay an additional premium.
  • They won't cover it (but you'll be covered for everything else).

Can I get cover for my camera, jewellery or other expensive items?

If you have the comprehensive policy from HRTI, you'll have a total of $5,000 you can claim for lost and stolen items. But there's a limit to what you can claim for each type of item. Here are the sub-limits:

  • Clothing, shoes and toiletries: $1,500
  • Wedding rings, engagement rings and watches: $2,000
  • Mobile phone and tablets: $1,000
  • Laptops and cameras: $2,000
  • Other personal items: $1,000
  • Medication: $500
  • Cash: $250

Most insurers let you add extra cover for high-value items. Holiday Rescue doesn't advertise this feature, but give them a call them to find out if you can insure high-value items separately.

What won't be covered by my policy?

As always with any insurance plan, there are certain situations where the insurer will not pay a claim. You should check the specific plan you purchase for details, but in general Holiday Rescue will not cover you if:

  • If you partake in any criminal or illegal activity in the country you're in.
  • You're acting in an unsafe or irresponsible manner at the time of the claim.
  • You're caught up in a scam or fraud that you could reasonably have avoided.
  • It's related in any way to the use of drugs or alcohol.
  • Your claim arises as the result of a pre-existing medical condition that wasn't declared or approved.
  • You ignore warnings about a destination from the Department of Foreign Affairs and Trade and go anyway.

Get your quote with Holiday Rescue today

How do I contact Holiday Rescue?

Claims and contact details

Emergency assistance: Call +61 280 046 090

Text: +61 488 863 244

Email: rescue@holidayrescue.com

Call within Australia: 1 800 960 374

If you have any final questions...


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