| Overseas Medical and Hospital Expenses | Unlimited |
|---|---|
| Cancellation and Amendment Fees | Cover chosen |
| Luggage and Personal Effects | $10,000 |
| Maximum Age Limit | No age limit |
Table updated August 2023
Teachers Health Travel Insurance offers cover for claims related to COVID-19 across a range of categories, including:
There are some scenarios that are not covered by Teachers Health Travel Insurance including any costs that are not a direct result of you or a travelling companion being diagnosed with COVID-19. This includes mandatory quarantine, border closures and government travel bans.
Teachers Health offers 4 different insurance policies: Comprehensive, Essentials, Domestic and Multi-Trip.
The Comprehensive, Essentials and Domestic plans can be purchased as a single, duo or family.
Comprehensive
Essentials
Domestic
Multi-trip
Non-Medical
The insurer of this product is Allianz Australia Insurance Limited. It comes with a cooling-off period of 14 days and choice of $200 standard excess for international plans.
These are some of the main insured events covered by Teachers Health Travel Insurance. Some of these benefits may be exclusively available on the Comprehensive Plan.
As well as the benefits above, you can customise your policy with the following add-ons. Generally, these will increase the price of your policy but they do give you greater protection.
Unfortunately, travel insurance doesn't cover everything. Generally, Teachers Health will not pay your claim if it relates to:
This is not an exhaustive list of exclusions. Make sure you review Teachers Health's PDS for a detailed breakdown of what won't be covered.
You can submit your claim online via the Teachers Health Claims Portal.
You'll need your policy number and personal details ready. You should also have:
Teachers Health Travel Insurance offers good quality cover with strong limits. It includes some cover for claims related to COVID-19 and is available to travellers of all ages on the Comprehensive and Domestic plans (the Essentials and Multi-Trip plans are only for travellers aged under 75), and will consider covering pre-existing medical conditions.
However, it may be a little more expensive than similar policies in the market, unless you're a member.
If you're still not sure about Teachers Health, you can compare other travel insurance companies here.
Our verdict: AllClear Travel Insurance covers globetrotters of any age and more than 1,300 pre-existing medical conditions, including heart complications and diabetes.
Comprehensive review of the travel insurance policies on offer from ahm Travel Insurance.
Will you get your money back if your travel agent goes bust before processing your booking? Here's what you need to know.
Tick Travel Insurance offers competitive single trip insurance to suit a range of travellers with three levels of cover to choose from.
Medibank is a leading travel insurance provider in Australia offering cover for international comprehensive, international medical only cover and more. Read the finder.com.au review for a breakdown of the policy and more.
This article examines what is and isn’t covered by missed flight travel insurance and also takes a look at other types of trip interruption and cancellation cover.
Compare Westpac Travel Insurance, see features, and more.
NIB Travel Insurance: No age limit and cover for 40+ pre-existing medical conditions.
Compare benefits for COTA Travel Insurance.
Does this cover possible covid illness during trip ?
Hi Coral, Like many insurers, Teachers Health’s travel insurance covers some COVID-related issues, including getting diagnosed during a trip. The conditions vary, so it’s worth checking carefully – for instance, cruise travel won’t generally have COVID cover.
My wife and I are booking a 9 day trip to Hong Kong in early March and a 20 day trip to Vietnam and Cambodia in late November/early December.
Would a yearly comprehensive travel insurance policy be cheaper than a separate policy for each trip.
Hi Paul,
Thanks for your question.
It will depend on the level of cover and the insurer you choose to go with. We have a page that compares the cost of a single trip policy with that of an annual insurance for multi-trips. These costs were correct as of September 2015, so while these costs may have changed they should give you a general idea of where you’ll find the best value.
Please make sure to read the eligibility criteria, features, and details of the policy, as well as the relevant Product Disclosure Statement of the policy before making a decision and consider whether the product is right for you. If necessary, speak to the insurance brand to verify any details.
I hope this was helpful,
Richard