| Overseas Medical and Hospital Expenses | Unlimited |
|---|---|
| Cancellation and Amendment Fees | Cover chosen |
| Luggage and Personal Effects | $10,000 |
| Maximum Age Limit | No age limit |
Table updated August 2023
Teachers Health Travel Insurance offers cover for claims related to COVID-19 across a range of categories, including:
There are some scenarios that are not covered by Teachers Health Travel Insurance including any costs that are not a direct result of you or a travelling companion being diagnosed with COVID-19. This includes mandatory quarantine, border closures and government travel bans.
Teachers Health offers five different insurance policies. Comprehensive, Essentials, Domestic, Multi-Trip and Non-Medical.
The Comprehensive, Essentials and Domestic plans can be purchased as a single, duo or family.
Comprehensive
Essentials
Domestic
Multi-trip
Non-Medical
The insurer of this product is Allianz Australia Insurance Limited. It comes with a cooling-off period of 14 days and choice of $200 standard excess for international plans.
These are some of the main insured events covered by Teachers Health Travel Insurance. Some of these benefits may be exclusively available on the Comprehensive Plan.
As well as the benefits above, you can customise your policy with the following add-ons. Generally, these will increase the price of your policy but they do give you greater protection.
Unfortunately, travel insurance doesn't cover everything. Generally, Teachers Health will not pay your claim if it relates to:
This is not an exhaustive list of exclusions. Make sure you review Teachers Health's PDS for a detailed breakdown of what won't be covered.
You can submit your claim online via the Teachers Health Claims Portal.
You'll need your policy number and personal details ready. You should also have:
Teachers Health Travel Insurance offers good quality cover with strong limits. It includes some cover for claims related to COVID-19, is available to travellers of all ages, and will consider covering pre-existing medical conditions.
However, it may be a little more expensive that similar policies in the market, unless you're a member.
If you're still not sure about Teachers Health, you can compare other travel insurance companies here.
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Does this cover possible covid illness during trip ?
Hi Coral, Like many insurers, Teachers Health’s travel insurance covers some COVID-related issues, including getting diagnosed during a trip. The conditions vary, so it’s worth checking carefully – for instance, cruise travel won’t generally have COVID cover.
My wife and I are booking a 9 day trip to Hong Kong in early March and a 20 day trip to Vietnam and Cambodia in late November/early December.
Would a yearly comprehensive travel insurance policy be cheaper than a separate policy for each trip.
Hi Paul,
Thanks for your question.
It will depend on the level of cover and the insurer you choose to go with. We have a page that compares the cost of a single trip policy with that of an annual insurance for multi-trips. These costs were correct as of September 2015, so while these costs may have changed they should give you a general idea of where you’ll find the best value.
Please make sure to read the eligibility criteria, features, and details of the policy, as well as the relevant Product Disclosure Statement of the policy before making a decision and consider whether the product is right for you. If necessary, speak to the insurance brand to verify any details.
I hope this was helpful,
Richard