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Boomers Travel Insurance Review

Boomers Travel Insurance covers travellers of all ages on its comprehensive and domestic policies. Enjoy free cover for your kids and grandkids.

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Zahra Campbell-Avenell
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Travel insurance rules continue to change as a result of the pandemic. Some information may not be accurate at this time. It’s even more important to double-check all details that matter to you before taking out cover. Please note:
    • Some policies may not be available through Finder at this time
    • It’s unlikely that your policy will cover expenses from border closures

    Our Verdict

    • Boomers Travel Insurance matches some of the top travel insurance providers' cover limits. Enjoy unlimited cover for overseas medical expenses as well as unlimited cover for cancellation costs on both its domestic and international insurance policies.
    • This company offers a generous additional expenses allowance of up to $25,000 on its domestic policy, and $50,000 on its international policy. This will cover unexpected accommodation and travel costs if illness or misadventure that is out of your control affects your travel plans.
    • We're not overly impressed with Boomer's International Essential Policy. While it is certainly a budget option, it misses out key cover including accidental death and can only be taken out by travellers that are 59 and under.

    Review by our senior insurance writer James Martin

    Boomers travel insurance is designed to cover travellers that are young at heart. It offers policies with no age limits, online medical screening for pre-existing conditions, free cover for dependents up to 25 years old and a range of optional extras for your trip.

    Compare and review all five policies side by side in our guide.

    Boomers travel insurance is not currently available via Finder. You can head to the Boomers website or compare alternative options available below.

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    Summary of Boomers' International Comprehensive Policy

    Overseas Medical and Hospital ExpensesUnlimited*
    Cancellation and Amendment FeesUnlimited*
    Luggage and Personal Effects$15,000
    Maximum Age Limit120

    Table updated June 2020
    *Note: 'Unlimited' means that there's no capped dollar sum insured, however, other conditions and exclusions may still apply.

    Comparison of benefits

    Boomers offers four different insurance plans, each of which can be purchased for one traveller, two travellers, or an entire family. We've listed the single traveller rates in this table.

    BenefitsInternational ComprehensiveInternational EssentialsDomesticMulti-trip
    Overseas emergency medical and hospital expensesUnlimited*Unlimited*
    		Unlimited*
    Accidental death/permanent disability$25,000
    		$25,000$25,000
    Cancellation feesUnlimited*$10,000Unlimited*Unlimited*
    Additional expenses$50,000$25,000$25,000$50,000
    Travel delay expenses$2,000$2,000$2,000$2,000
    Return airfare$3,000$2,000
    		$3,000
    Luggage and personal effects$15,000$3,000$15,000$15,000
    Travel documents$5,000
    		$5,000
    Rental vehicle excess$6,000$3,000$6,000$6,000
    Personal liability$2.5 million$2.5 million$2.5 million$2.5 million

    Policy type and age eligibility

    Policy typeAge eligibility
    International comprehensiveNo age limit
    International essentials59 years and under
    DomesticNo age limit
    Annual Multi-trip74 years and under

    What options can I add-on to my Boomers travel insurance?

    In addition to the standard features outlined above, the International Comprehensive, Domestic and Multi-trip plans allow you to include the following options by paying a bit extra:

    • Snow Pack. For activities like skiing or snowboarding. Adds cover for emergency rescue services, your own and rented snow sport equipment, piste closure, and closure due to bad weather and avalanches.
    • Golf Pack. For golfers. Adds cover for your own or hired golf equipment, golf green fees, and a $250 bonus paid to you if you manage a hole-in-one during a game.
    • Cruise Pack. Extends your medical cover to cruise ships, includes ship to shore evacuation fees, and reimburses you for cabin confinement and formal attire damage.
    • Adventure Pack. For thrill-seekers and active travellers. Extends your cover to risky activities including abseiling, zip lining, quad biking, and more.

    What isn't covered by my policy?

    Some exclusions will depend on which plan you purchase, but general exclusions include:

    • Cases where the damage is your own fault or the fault of someone you're travelling with.
    • Age restrictions on the plans - some will only cover you if you're 74 or under, and the Essentials plan is only available to people 59 and under.
    • Claims which arise while you're doing anything illegal or criminal.
    • Claims involving pre-existing medical conditions which your insurer hasn't been informed about.
    • You are under the influence of alcohol or drugs at the time of the incident.

    Claim and contact details for Boomers

    Claims and contact details

    Emergency contact number: 1800 780 577

    Make a claim online: Start here https://claimmanager.com.au/aga/agreement

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