Important Information
MyCover is no longer offering Travel Insurance. However, the information on this page has been kept for the benefit of existing customers.
You can compare alternative options available below.
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MyCover Travel Insurance has a range of policies for holiday and business travellers, which are designed to suit a variety of travel plans and budgets. Underwritten by Allianz, one of Australia’s largest and most-respected insurance companies, MyCover Travel Insurance is protection you can trust.
There are four different plan types to choose from with MyCover Travel Insurance. These include comprehensive international cover, Australia only cover, budget cover and frequent traveller cover.
With MyCover, policies can be bought online and tailored to your specific requirements.
MyCover is no longer offering Travel Insurance. However, the information on this page has been kept for the benefit of existing customers.
You can compare alternative options available below.
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You can find all of the following benefits with the International Comprehensive and the Multi-Trip plans, while Budget Cover and Australia Only cover have a more tailored selection of benefits to help keep costs down.
There are four different types of policy to choose from, including one option for domestic travel within Australia and three for international travel overseas.
See the benefits of:
Australia Only is a lightweight no-medical policy designed to offer more flexibility and peace of mind when travelling around Australia.
Cover | Single limits | Duo limits | Family limits |
---|---|---|---|
Cancellation fees and lost deposits | Unlimited | Unlimited | Unlimited |
Additional expenses | $25,000 | $25,000 | $50,000 |
Accidental death | $25,000 | $25,000 | $50,000 |
Luggage and personal effects | $10,000 | $10,000 | $20,000 |
Travel delay allowance | $2,000 | $2,000 | $4,000 |
Personal liability | $2.5 million | $2.5 million | $2.5 million |
Rental vehicle | $3,000 | $3,000 | $6,000 |
Note: Information in the table is correct as of September 2019
Get heavy duty international travel insurance without breaking the bank, and enjoy a high level of protection while overseas.
Cover | Single limits | Duo limits | Family limits |
---|---|---|---|
Cancellation fees and lost deposits | Unlimited | Unlimited | Unlimited |
Emergency medical assistance | Unlimited | Unlimited | Unlimited |
Emergency medical and hospital expenses | Unlimited | Unlimited | Unlimited |
Emergency dental | $1000 | $1000 | $1000 |
Additional expenses | $50,000 | $50,000 | $100,000 |
Hospital cash allowance | $5,000 | $5,000 | $10,000 |
Accidental death | $25,000 | $25,000 | $50,000 |
Permanent disability | $25,000 | $25,000 | $50,000 |
Loss of income | $10,400 | $10,400 | $20,800 |
Travel documents, credit cards and traveller’s cheques | 5,000 | $5,000 | $10,000 |
Theft of cash | $250 | $250 | $250 |
Luggage and personal effects | $10,000 | $10,000 | $20,000 |
Luggage delay allowance | $500 | $500 | $1000 |
Travel delay allowance | $2,000 | $2,000 | $4,000 |
Alternative transport expenses | $5,000 | $5,000 | $10,000 |
Personal liability | $2.5 million | $2.5 million | $2.5 million |
Rental vehicle | $3,000 | $3,000 | $6,000 |
Note: Information in the table is correct as of September 2019
Save money without foregoing essential protection with MyCover’s Non-medical Cover plan.
Cover | Single limits |
---|---|
Cancellation fees and lost deposits | Unlimited |
Accidental Death | $25,000 |
Permanent Disability | $25,000 |
Additional Expenses | $50,000 |
Travel Delay Expenses | $5,000 |
Alternative Transport Expenses | $2,000 |
Luggage & Personal Effects | $10,000 |
Luggage& Personal Effects Delay Expenses | $500 |
Personal liability | $2.5 million |
Note: Information in the table is correct as of September 2019
If you’re a frequent flyer, you might want to consider getting annual multi-trip travel insurance for cost-effective protection on every trip you take in a year, up to 37 days per holiday and 90 days for business travel.
Note that only single, and not duo or family cover, is available with annual multi-trip cover.
Cover | Single limits |
---|---|
Cancellation fees and lost deposits | Unlimited |
Emergency medical assistance | Unlimited |
Emergency medical and hospital expenses | Unlimited |
Emergency dental | $1000 |
Additional expenses | $50,000 |
Hospital cash allowance | $5,000 |
Accidental death | $25,000 |
Permanent disability | $25,000 |
Loss of income | $10,400 |
Travel documents, credit cards and traveller’s cheques | $5,000 |
Theft of cash | $250 |
Luggage and personal effects | $10,000 |
Luggage delay allowance | $500 |
Travel delay allowance | $2,000 |
Alternative transport expenses | $5,000 |
Personal liability | $2.5 million |
Rental vehicle | $3,000 |
Note: Information in the table is correct as of September 2019
Additional options that are available with MyCover Travel Insurance include increased luggage and personal effects cover, which allows you to purchase additional cover up to $5,000 for specific items of value (excluding jewellery) by paying an additional premium of $40 per $1,000 of cover.
Another option that is available to purchasers of the Comprehensive, Budget (International) or Annual Frequent Travellers plans is to remove the standard excess on these plans by paying an additional premium of $25.
As with most travel insurance policies, MyCover Travel Insurance does not cover some pre-existing medical conditions, although you can apply for pre-existing medical conditions cover for some conditions under plans Comprehensive and Australia Only.
Conditions which are covered automatically and require no declaration include asthma, osteoporosis, cataracts, epilepsy and hiatal hernia, as long as they have not caused you to be hospitalised in the past two years.
Conditions that MyCover Travel Insurance will not cover include:
As well as some pre-existing medical conditions, MyCover Travel Insurance is subject to certain exclusions, or circumstances in that cover will not be provided. These include:
If you should ever have to make a claim on your MyCover Travel Insurance policy, here’s how to go about it:
Q. How do I work out the international region that I'm travelling to?
Q. What is an excess?
Q. Is MyCover Travel Insurance available to people over 76 years of age?
Q. Am I covered if I work while I am overseas?
Q. Can I get a partial refund if I come home prematurely from my holiday?
Q. Why do you not cover medical expenses within Australia?
MyCover Travel Insurance offers sound protection for Australians overseas. The comprehensive policy includes cover for a range of different circumstances that make it invaluable for those wanting complete peace of mind while on holiday. And the ease with which you can select the benefits you want online make it a straightforward and satisfying way to buy travel insurance.
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Note: Where we mention the phrase or term, "unlimited cover", the word "unlimited" means that there's no capped dollar sum insured, however, other conditions and exclusions may still apply.
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