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Whether visiting exotic locales overseas or discovering new venues in Australia, travellers should consider the common pitfalls associated with taking your life on the road. Medical issues, lost or stolen property and unexpected transport cancellations can quickly turn a dream holiday into a challenge. Australia-based Huddle Travel Insurance offers to take those risks out of the picture with its range of travel insurance cover options.
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Huddle offers both Basic and Comprehensive travel insurance policies. Here’s a comparison between the two cover options:
Compare Huddle’s Basic versus Comprehensive policies
| Benefit | Basic policy | Comprehensive policy | Excess |
|---|---|---|---|
| Overseas emergency medical assistance |
|
| $100 per person per claim |
| Overseas emergency medical and hospital expenses |
|
| $100 per person per claim |
| Cancellation fees and lost deposits | $5,000* | $12,000* | $100 per person per claim |
| Additional expenses |
| $12,000* | $100 per person per claim |
| Hospital cash allowance |
| $5,000 | Nil |
| Accidental death |
| $12,000 | Nil |
| Permanent disability |
| $25,000 | Nil |
| Loss of income |
| $10,000 | Nil |
| Travel documents, credit card and traveller’s cheques |
| $5,000 | $100 per person per claim |
| Theft of cash |
| $250 | $100 per person per claim |
| Luggage and personal effects | $5,000 | $10,000* | $100 per person per claim |
| Luggage and personal effects delay expenses |
| $750 | Nil |
| Travel delay expenses |
| $2,000 | Nil |
| Special events |
| $5,000 | $100 per person per claim |
| Personal liability | $1 million | $2 million | $100 per person per claim |
| Rental vehicle excess |
| $5,000* | $100 per person per claim |
| Pet care |
| $500 | Nil |
| Dependant children go free |
|
| $100 per person per claim |
*Sub-limits apply to these benefits
As with every insurance policy, there are certain things that you won’t be covered for. Huddle won’t pay out your claim if:
For a complete list of general exclusions, review the PDS to determine if this is the right policy for you.
Huddle Travel Insurance is available to Australians or permanent residents no more than 79 years old at time of purchase who make that purchase before the travel commences and for travel that begins and ends in Australia.
For medical, hospital or dental claims, Huddle asks that travellers contact the company as soon as practicable to expedite the approval process. Other claims are required to be submitted within 30 days of your return.
Huddle’s claims are processed within 10 business days after receiving a completed claims form with supporting documentation.
Refer to the PDS for additional Huddle claims information.
