With energy prices rising, switch to a cheaper plan
Compare Prices Now

Blue Monkey Travel Insurance

Choose from three levels of cover for your overseas or domestic trip with Blue Monkey Travel Insurance.

No reviews yet. Write a review

We’re reader-supported and may be paid when you visit links to partner sites. We don’t compare all products in the market, but we’re working on it!

Blue Monkey travel insurance is not currently available via Finder. You can head to the Blue Monkey website or compare alternative options available below.

Compare your travel insurance quotes

Made a search before? Retrieve your search results

At least one destination is required
Both dates are required
Add more travellers
Enter the age of each traveller between 0 and 99

Enter a valid email address

At least one destination is required
Starting date is required
Add more travellers
Enter the age of each traveller between 0 and 99

Enter a valid email address

Type or select country destination(s)

Popular Destinations

Can't find your destination? Just type it in the box above.

We compare products from

By submitting this form, you agree to the finder.com.au Privacy & Cookies Policy and Terms of Use, Disclaimer & Privacy Policy.

While travel insurance isn’t mandatory for travels to all countries, it’s a good safety net to have in place. An unforeseen circumstance could render you helpless due to lost or stolen documents, or in the event that you become ill and need medical care in a foreign country.

Travel emergencies can happen at any time and the out-of-pocket cost can be tremendous, but with a travel insurance policy you can travel comfortably knowing that you’re covered and protected from unforeseen travel incidents and expenses.

Blue Monkey is an authorised financial provider, providing travel insurance services and benefits to Australian residents 65 years and younger. Their Single and Annual Multi-trip policies provide policyholders with a number of travel benefits such as protection for lost or stolen luggage, medical coverage and flight and baggage delay that every traveller should have.

While the pre-existing conditions benefits are ideal for travellers who have a pre-existing medical condition they want covered for when they travel, their additional benefit options provide travellers with comprehensive travel protection.

Blue Monkey Travel Insurance policies

Blue Monkey Travel Insurance policies are designed to meet the individual and family travel needs of each and every traveller. Their insurance policies include:

One Trip Travel Insurance

Provides both domestic and international travellers with tailored benefits for their trips. This insurance policy is most suited for you and your travel companions, if you take only one to two trips per year. The One Trip Travel Insurance Policy comes with protection benefits that include but are not limited to:

  • Loss of luggage and personal effects
  • Loss of deposit and trip cancellation
  • Medical coverage for accidents, sickness, injuries and disease for trips outside of Australia only.
  • Baggage and flight delay (for Premier Policies only) and
  • 24-hour emergency assistance worldwide.

It is advised that you purchase a One Trip Travel Insurance policy soon after you book your trip to secure coverage immediately, covering you until your return home. In doing so, you protect yourself if you need to cancel your trip before take-off or need to make a claim while you are away.

Annual Multi-Trip Travel Insurance

This policy is designed for regular travellers. Kids travelling with an insured family member are covered at no additional cost, which makes this policy great for families.

The Annual Multi-Trip policy is cost-effective because one plan last for 12 months and protects even last-minute travels. While the Annual Policy covers as many trips as you can take during a 12 month period, protection for each trip is only valid for 90 days internationally and 45 days within Australia. The Annual policies are available for families, individuals and couples 65 years and younger and the benefits provided under this plan include protection for:

  • Loss of luggage and personal effects
  • Loss of deposit and cancellation cover
  • Medical expenses for accidental injury, disease or illness outside of Australia and
  • Baggage or flight delay
Back to top

Blue Monkey policy features compared

BenefitsInternational Single Trip International Premier Coverage Domestic Single Trip/Annual Trip
Basic EssentialPremierEssentialPremier
Emergency medicalUnlimitedUnlimitedUnlimited
Cash in hospital
    $100 Daily
Loss on deposits cancellation charges$2500$5000$10,000$2000$4000
Loss of luggage, personal effects travel documents
Loss of money
Delay luggage allowance
    $500 for more than 24 hours
    $500 for more than 24 hours
Travel delay accommodation
Flight delay
    $100 for more than 4 hours
    $100 (4 hours or more)
Accidental loss of life and permanent loss

Table updated: September 2019

Additional options you might consider

While Blue Monkey Travel Insurance provides insurance policies with various benefits for individual and family travellers, you may want to upgrade your policy with additional optional benefits, which include but are not limited to:

  • Personal liability protection
  • Coverage for public transport hijacking and kidnapping
  • Mortal remains repatriation and
  • Rental vehicle excess

What is an excess?

There is an excess applied to all claims which you must pay in the event a claim is made. You choose the excess you will pay when you purchase your policy; the higher the excess, the lower your insurance premium.

The excess options for International Policies are: $100 and $250, while the excess options for Australia Only Policies are: $50 and $100 respectively. However, the excess applicable for sections 8 and 11, Money and Flight delay respectively is $25 per event, regardless of your option choice.

Back to top

How does Blue Monkey cover pre-existing medical conditions?

The pre-existing medical conditions policy provides automatic coverage for individuals with a stated pre-existing condition and covers losses arising from the condition that aren’t subject to the general exclusions.

The following conditions are covered if they meet the applicable time frames as stated below:

Pre-existing conditionTime frame
AsthmaIf you haven’t had an asthma attack in the last 12 months that required medical treatment from a doctor.
GoutIf your gout has been stable for the last six months.
Diabetes, non-insulin dependentThis condition is covered if you have a blood glucose reading of 4 and 10 and it was diagnosed within the last 12 months and there was no complications during this time.
EpilepsyIs covered if you haven’t required treatment from a doctor for seizures in the last 12 months and you do not have any underlying medical conditions.
Hiatus herniaIs covered once there are no scheduled surgeries within the next two years.
Hip replacementIs only covered if the procedure was performed over six months ago.
High blood pressureIf you have a BP reading of 165/95 and below and you do not have any known heart conditions.
High cholesterolIs covered if you don’t have any known heart conditions.
Peptic ulcerThis condition is covered once it remained stable within the last 12 months.
StrokeIs covered once it happened over 12 months ago and there is no need for further rehabilitation or specialist review.
Prostate cancerIf you Gleason Score, Prostate Specific Antigen (P.S.A) reading is 3.0 or below.
Underactive thyroidIs covered if it’s not as a result of a tumor.

Blue Monkey Travel Insurance claims

To make a claim with Blue Monkey Travel Insurance, you must first inform the company immediately about an event that may lead to a claim. Once the company is aware of this event, complete the following steps for a smooth process:

  1. Request a claim form, complete it and attach the following documents:
  • Receipts for any expenses you paid
  • If applicable, any reports from the police, airline carrier or other authorities about an accident, lost or stolen luggage or documents and
  • Any other documents the company may require as proof
  1. Provide all required documents and claim forms within 30 days or as soon as possible after the event occurred.
  2. Provide all medical and other certificates needed as evidence to properly assess your claim.
  3. Resist making any promise of payment, making an offer or admitting to any liability without written consent from Blue Monkey Insurance Company.

Receive quotes for Blue Monkey Travel Insurance

More guides on Finder

Ask an Expert

You are about to post a question on finder.com.au:

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • finder.com.au is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder only provides general advice and factual information, so consider your own circumstances, or seek advice before you decide to act on our content. By submitting a question, you're accepting our Terms of Use, Disclaimer & Privacy Policy and Privacy & Cookies Policy.
Go to site