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Woolworths Travel Insurance

Review 4 levels of cover offered by Woolworths Travel Insurance and choose a policy for your budget.

Zahra Campbell-Avenell
Zahra Campbell-Avenell

Updated

Travel insurance is an important expense for many trips, whether you're heading on a business trip interstate or heading off for an extended getaway overseas.

Woolworths travel insurance is not currently available via finder. You can visit their website at www.insurance.woolworths.com.au for more information or compare alternative options available below.

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warning A travel ban is in place for all Australians effective 25 March 2020. Most travel insurance brands will not cover you if you travel against a government warning. If you already have a policy, please contact your insurer directly for more information.
We are currently updating our site to reflect the Australian government’s advice. Some travel insurance policies will be temporarily unavailable.

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Woolworths, famous as one of Australia’s largest food retailers, now also offers a range of insurance products which includes travel insurance. Aiming to provide straightforward and affordable cover, Woolworths Travel Insurance offers a range of options that may suit a wide variety of travellers. Read on to find out more about what's on offer, or if you'd like to get a quote follow the secure links below to receive a quote for cover.

Policies available from Woolworths

  • Comprehensive. This policy is designed to offer a high level of cover. Woolworths Comprehensive Travel Insurance provides unlimited cover for overseas medical and hospital expenses and overseas 24-hour emergency assistance, helping ensure that help is on hand when you need it most. It also covers a range of other features, including cancellation and amendment fees, your luggage and personal belongings, loss of travel documents and credit cards, theft of cash, travel delay expenses and plenty more. Children and dependents under the age of 21 are covered for free when travelling with an insured adult, while some benefits are available with increased limits. This cover can be taken out for either worldwide or domestic journeys.
  • Basic. Woolworths Travel Insurance Basic Cover is a no-frills option that aims to provide essential cover at a more affordable price than comprehensive cover. It provides unlimited cover for overseas medical and hospital expenses and overseas 24-hour emergency assistance. In addition, cancellations and amendment fees, as well as your luggage and personal belongings, are all covered. Personal liability cover is included, while you can add on optional extras such as Wintersports Cover. Children and dependents under the age of 21 are covered for free when travelling with an insured adult.
  • Saver. The saver policy is designed to cover you for the bare essentials of your trip while being one of the most affordable Woolworths travel insurance policies. This policy includes unlimited overseas medical and hospital expenses cover and limited cover for lost/stolen luggage and personal effects.
  • Multi Trip. This type of cover is designed with frequent travellers in mind and is an annual policy. If you take more than a few journeys a year and are looking for travel insurance, this could potentially be a much more cost-effective option for you. Providing all the benefits of Woolworths Travel Insurance Comprehensive Cover, Multi Trip Travel Insurance covers multiple domestic and international trips each year—trips simply need to be no longer than 30 days. Features include overseas emergency medical assistance, overseas emergency medical and hospital expenses, and cover for cancellation fees and lost deposits. Children and dependents under the age of 21 are covered for free when travelling with an insured adult.
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Can seniors get Woolworths travel insurance?

Yes, in fact, Woolworths travel insurance is very popular with senior travellers. Here are some handy features for older travellers to know about their international policies.

Comprehensive policyBasic policySaver policyAnnual multi-trip policy
Age limitUp to 79 yearsUp to 79 yearsUp to 79 yearsUp to 75 years
Maximum trip duration 185 days185 days185 days30 days per journey
Cover for overseas medical?UnlimitedUnlimitedUnlimitedUnlimited
Cover for pre-existing conditions?
Cover for cruising?

What am I covered for?

Within the terms of your policy, and the conditions that may apply to different cover types, you are covered for:

  • Overseas emergency medical assistance. If you are injured or become sick while overseas, Woolworths Travel Insurance will provide assistance. This may also include the cost of your repatriation to Australia.
  • Overseas emergency medical and hospital expenses. If you injure yourself or become sick while overseas, Woolworths Travel Insurance will reimburse your medical and hospital expenses until you return home.
  • Cancellation fees and lost deposits. If your journey is cancelled or shortened by circumstances beyond your control, for example illness or job loss, your policy will pay your cancellation fees and lost deposits for travel and accommodation costs you have paid in advance and cannot recover.
  • Additional expenses. Woolworths Travel Insurance policies will also cover any extra travel or accommodation expenses incurred while you are unable to travel due to sickness or injury, including the cost of a relative or travelling companion staying by your side until you can return home.
  • Hospital cash allowance. You’ll receive a daily allowance for every day you are in hospital for more than 48 continuous hours overseas. There is no excess applicable to this section.
  • Accidental death. If you die during your journey or as a result of an injury suffered during your journey, your policy will pay an accidental death benefit to your estate.
  • Permanent disability. If you are injured during your trip and become permanently disabled, you’ll receive a benefit payment to help cover expenses.
  • Loss of income. If you’re disabled during your journey and are then unable to return to work, you’ll receive a weekly payment for a period of up to 26 weeks to help cover your loss of income.
  • Travel documents, credit cards and travellers cheques. If your travel documents, credit cards or travellers cheques are lost or stolen during your journey, you’ll be reimbursed for the cost of replacing them.
  • Theft of cash. Woolworths Travel Insurance will pay for cash, bank notes, currency notes, postal orders or money orders stolen from your person.
  • Luggage and personal effects. If your luggage or personal effects are lost, stolen or damaged on your journey, your policy will cover the cost of their repair or replacement.
  • Luggage and personal effects delay expenses. If your luggage or personal effects are delayed or misplaced by a carrier for more than 12 hours, your policy will cover the cost of purchasing emergency essentials such as clothing and toiletries.
  • Travel delay expenses. If circumstances beyond your control cause your journey to be delayed, your policy will cover the resulting additional meals and accommodation expenses.
  • Special events. If cancellations or delays mean you won’t be able to make it to a special event, for example a business conference or a wedding, the cost of additional travel expenses you incur to arrive on time will be covered.
  • Personal liability. This covers you if you are found to be legally liable and must pay compensation to a third party.
  • Rental vehicle excess. This policy feature covers the rental company excess if your rental car is involved in an accident or otherwise stolen or damaged.
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What won't I be covered for?

  • No cover if you do not act in a responsible way or if you do not act to reduce your loss as much as reasonably possible.
  • No cover if your claim is for a loss which is recoverable by compensation under any workers compensation or transport accident laws or by any government sponsored fund, plan, or medical benefit scheme.
  • You are not covered if your claim arises from errors or omissions in your booking arrangements or from your failure to obtain relevant visa, passport or travel documents.
  • No cover if you were acting illegally.
  • No cover if you’re in control of a motor vehicle without a current Australian licence.
  • There is no cover if your claim arises from riding a motorcycle, moped or scooter without a current Australian motorcycle licence, or if you’re a passenger on one of these vehicles operated by someone without a licence.
  • If you ignore a government travel advisory or advice in the mass media and travel to a particular country, you will not be covered.
  • You will not be covered under acts of war, or if your claim arises from a nuclear reaction or contamination from nuclear weapons or radioactivity.
  • No cover if your claim arises from a pre-existing medical condition.
  • No cover if you’re travelling against your doctor’s advice.
  • There is no cover if your claim arises out of pregnancy, childbirth or related complications, except under certain conditions.
  • No cover if your claims is related to depression, anxiety or mental illness.
  • There is no cover for sexually transmitted diseases.
  • You will not be covered if you engage in open water sailing, play polo, go mountaineering or rock climbing using ropes or climbing equipment (other than for hiking), go paragliding or participate in a range of other activities.

Steps to make a woolworths Travel Insurance claim

For non-emergency claims you must give Woolworths Travel Insurance notice of your claim as soon as reasonably possible by phoning 1300 10 1234. You’ll then be asked to complete and return a claim form, and may be asked to submit a range of information. If you delay in submitting your claim form, Woolworths may reduce the amount you are paid.

For emergency claims you should call MAPFRE Assistance on +61 2 8883 7079 (you can reverse charges from overseas) as soon as possible.

You must supply any documentation Woolworths requests in order to process your claim. This may include police reports, valuations, medical reports, original receipts or proof of ownership. In some cases you may also be required to supply translations of these documents into English.

Different claims also attract different requirements.

  • For medical, hospital or dental claims, contact Woolworths Travel Insurance as soon as possible, or MAPFRE Assistance if it's an emergency.
  • If your luggage and personal effects have been lost or stolen, report this immediately to the police and get a written notice of your report.
  • If your luggage and personal effects have been damaged or misplaced by an airline or other accommodation provider, you’ll need to report it to an appropriate official within 24 hours. Obtain a written report from the airline or provider, including any offer of settlement they may make.

You’ll need to provide full details of your claim in writing within 30 days of your return. Claims are processed within 10 business days of Woolworths receiving your completed claim form and all necessary supporting documentation.

Who can apply for Woolworths Travel Insurance?

In order to be eligible to apply for a Woolworths Travel Insurance policy, you must meet the following criteria:

  • You must be a resident of Australia
  • You must purchase your policy before you commence your journey
  • Your journey has to start and end in Australia
  • You cannot be more than 79 years old at the time you purchase a Comprehensive or Basic policy, and you cannot be more than 75 years of age at the time your purchase an Annual Multi Trip policy

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24 Responses

  1. Default Gravatar
    TaylahAugust 29, 2018

    When you book your travel insurance, does this come into effect instantly if a flight is cancelled before your departure date and you need to cancel a hotel or does it only cover you from the Departure date of your flight?

    Reply
    • Avatarfinder Customer Care
      JoshuaAugust 30, 2018Staff

      Hi Taylah,

      Thanks for getting in touch with finder. I hope all is well with you. :)

      Generally speaking, your trip cancellation cover starts on the day you bought your policy. That’s one good reason why you should buy your policy on or before you buy your plane ticket. The rest of your policy benefits commence from the start date stipulated on your certificate of insurance or terms and conditions.

      Please discuss further details of your cover with your insurer to get more specific answers to your concerns.

      I hope this helps. Should you have further questions, please don’t hesitate to reach us out again.

      Have a wonderful day!

      Cheers,
      Joshua

      Reply
  2. Default Gravatar
    MilaMay 22, 2018

    I would like to go to Russia. There I do not want to rent car if I choose $322.10, is it possible to reduce price?

    Reply
    • Avatarfinder Customer Care
      JeniMay 22, 2018Staff

      Hi Mila,

      Thank you for getting in touch with finder.

      If you have taken out a travel insurance with Woolworths for $322.10 where you were able to rent a car, getting a new one for your trip to Russia might be with a different cost. You may ask to take out the saver policy. The saver policy is designed to cover you for the bare essentials of your trip while being one of the most affordable Woolworths travel insurance policies. This policy includes unlimited overseas medical and hospital expenses cover and limited cover for lost/stolen luggage and personal effects.

      As a friendly reminder, while we do not represent any company we feature on our pages, we can offer you general advice.

      I suggest that you contact them directly at 1300 10 1234 between 8am – 8pm (AEST) Monday to Friday and 9am- 5pm (AEST) Saturday and Sunday (except public holidays).

      I hope this helps.

      Have a great day!

      Cheers,
      Jeni

      Reply
  3. Default Gravatar
    GloriaMay 17, 2018

    Hi, I am in Uruguay. I had a dental emergency on the 13th of May. I couldn’t get in touch with MAPFRE assistance on the +61293333903. Could you please tell me if I can claim when returning home on the 29th of May? Thanks.

    Reply
    • Avatarfinder Customer Care
      JeniMay 17, 2018Staff

      Hi Gloria,

      Thank you for getting in touch with finder.

      Yes, you can claim when you return home. What you need to do is to provide full details of your claim in writing within 30 days of your return. Claims are processed within 10 business days of Woolworths receiving your completed claim form and all necessary supporting documentation.

      I hope this helps.

      Have a great day!

      Cheers,
      Jeni

      Reply
  4. Default Gravatar
    BenJuly 3, 2017

    Hey Travel Insurance Woolworths team

    Just wondering what the situation is if I hire a push-bike and it gets stolen whilst in London?
    All the hire sites just straight up say that you’ll pay for it regardless of the situation of it being stolen.

    Am I covered by comprehensive travel insurance?

    Thank you!

    Reply
    • Default Gravatar
      LiezlJuly 4, 2017

      Hi Ben,

      Thanks for your question. Just to confirm though, you have reached finder, not actually Woolworths.

      Generally, you may be covered for hire equipment if kept in storage but not if unattended. I suggest you call the insurer directly to ascertain this.

      Cheers,
      Liezl

      Reply
  5. Default Gravatar
    WayneApril 13, 2017

    Very disappointed with the way Woolworths dealt with a claim and the amount of time it took the to reject a claim that could have been dealt with in a day. Also the fact that spectacles are not considered as a personal item! page 55 of PDI. In future I will make sure to read 60 pages of small print.

    Reply
  6. Default Gravatar
    MarinaMarch 14, 2017

    Hi, I am going on a cruise to Great Barrier Reef etc. departing on 12 January 2018 and returning 14 January 2018 and would like a quote on travel insurance for 2 people

    Reply
    • Avatarfinder Customer Care
      ZubairMarch 15, 2017Staff

      Hi Marina,

      Thank you for your question.

      You have contacted finder.com.au, a comparison and information service and not actually Woolworths Travel Insurance.

      Woolworths Travel Insurance is not currently one of the brands in our panel of travel insurers so you will need to contact them directly. If you would like to receive a quote for cruise travel insurance from the travel insurance brands in our panel, please head to cruise travel insurance home page.

      All the best,
      Zubair

      Reply
  7. Default Gravatar
    SueFebruary 27, 2017

    Hi, i am traveling to South Africa and will be handling primates (monkeys). Does your travel insurance cover this?

    Thank you,
    Sue

    Reply
    • Avatarfinder Customer Care
      ZubairMarch 1, 2017Staff

      Hi Sue,

      Thank you for your inquiry.

      Most insurers won’t usually cover you for handling animals. If this is for a job or volunteer work, it’s a good idea to check with the organiser to see if they provide any cover.

      Cheers,
      Zubair

      Reply
  8. Default Gravatar
    SharvenJuly 31, 2016

    I had a yearly Woolworth Travel Insurance and made a claim on 7th Jul 2016 and only heard from Claim Officer on 29 Jul 2016. In her own version the claim takes 10 days to review/settle and my claim was no done/settled and still she want more info. She never ever bothered to ask me on the 1st or 2nd day of the review that she want more info. I asked can I speak to your Manager/Team Leader/Senior Officer and she replied all are in the meeting and cant pass the message. Very non-ethical.

    Reply
    • Avatarfinder Customer Care
      RichardAugust 1, 2016Staff

      Hi Sharven,

      Sorry to hear about your experience. If you would like to make a complaint with Woolworth Travel Insurance, you can do so by following the complaints process laid out on this page.

      I hope this was helpful,
      Richard

      Reply
  9. Default Gravatar
    kylaMarch 21, 2016

    Hi IVE BEEN TRYING TO CONTACT YOU ABOUT A CLAIM AND YOUR PHONE TAKES MY CALL AND THEN HANGS UP . IVE BEEN TRYING FOR 5 DAYS WHATS IS GOING ON .

    Reply
    • Avatarfinder Customer Care
      RichardMarch 21, 2016Staff

      Hi Kyla,

      Thanks for getting in touch. You’ve come through to finder.com.au a financial comparison service. If you would like to contact Woolworths Insurance, you can do so by calling 1300 10 1234 or by completing the online contact form, which you can access by following this link.

      I hope this was helpful,
      Richard

      Reply
  10. Default Gravatar
    johnccpaFebruary 1, 2016

    Has anyone had any bad or good experience with Woolworths travel insurance.

    Reply
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