Kogan Money Home Loans

Compare mortgage rates from Kogan Money.

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Kogan Money Home Loans

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On this page you can find information about Kogan Money home loans. Skip ahead to the full table of products or read more about the lender.

Compare Kogan Money home loans

Compare Kogan Money home loan products below and hit "load more" to see a fuller selection of loans.

Data indicated here is updated regularly
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Name Product Interest Rate (p.a.) Comp. Rate^ Application Fee Ongoing Fees Max LVR Monthly Payment
Kogan Money Essential Variable Home Loan
2.77%
2.79%
$150
$0 p.a.
80%
$615.05
A competitive variable rate mortgage that's available with a 10% deposit.
Kogan Money Essential Variable Home Loan
3.07%
3.08%
$150
$0 p.a.
80%
$639.17
A flexible variable rate mortgage for investors. Available with a 10% deposit.
Kogan Money Essential Variable Home Loan
2.77%
2.91%
$150
$0 p.a.
80%
$615.05
A competitive variable mortgage with an offset account. Available with a 10% deposit.
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Kogan Money lender profile

  • Kogan is a large online Australian retailer. Famous for affordable electronics, it also sells everything from books and office supplies to toys, clothes and beauty products. The company has recently branched out into insurance, Internet and phone services and now mortgages.
  • While not a traditional lender in any sense, the retailer's mortgages are backed by two established players. Adelaide Bank handles full doc mortgages while Pepper Money backs Kogan's loans for self-employed and credit-impaired borrowers.

Kogan Money mortgage features

Kogan Money offers competitive fixed and variable rate mortgages for owner occupiers and investors.

FeatureDetails
Deposit sizeMost Kogan Money home loans let you borrow 90% of your property's value.
Bad creditKogan has mortgage products for lenders who have had credit problems in the past.
RedrawMost Kogan Money products allow you to redraw extra repayments from your mortgage.
Offset accountSeveral Kogan Money home loans come with a 100% offset account, including the Kogan Money Essential Variable.

How do I apply for a Kogan Money mortgage?

Eligibility

Kogan Money may have specific eligibility criteria for each product but some will apply to all products. For example:

  • Age. You must be over 18 years of age.
  • Residency. You should be a resident of Australia.
  • Employment. You should have a regular source of income.

Documents required

When you apply for a mortgage with Kogan Money you are required to provide certain information so make sure you have all your documents ready before you apply. The documents you will be expected to provide are:

  • Identification documents. You will need identification such as a driver's license, passport or birth certificate.
  • Proof of income documents. Recent payslips can establish your income.
  • Asset and liability documents. You need to provide documents showing your current assets (savings accounts, investments) and liabilities (your outstanding debt).

Detailed guide to home loan applications and paperwork

Looking for more mortgage options?

More guides on Finder

Home Loan Offers

Important Information*
Logo for Westpac Flexi First Option Home Loan - Basic Variable Rate (Owner Occupier, P&I)
Westpac Flexi First Option Home Loan - Basic Variable Rate (Owner Occupier, P&I)

Up to $3,000 refinance cashback. A flexible and competitive variable rate loan. Eligible borrowers refinancing $250,000 or more can get $2,000 cashback per property plus a bonus $1,000 for their first application. Other conditions apply.

Logo for St.George Basic Home Loan - LVR 60% to 80% (Owner Occupier, P&I)
St.George Basic Home Loan - LVR 60% to 80% (Owner Occupier, P&I)

Up to $4,000 refinance cashback. With this competitive variable rate loan from St.George, refinancers borrowing $250,000+ can get up $4,000 cashback and borrow up to 90% of the property's value. (Terms, conditions & exclusions apply).

Logo for Athena Liberate Home Loan - 70% to 80% LVR Owner Occupier, P&I
Athena Liberate Home Loan - 70% to 80% LVR Owner Occupier, P&I

A competitive variable rate mortgage for owner occupiers $0 application and $0 ongoing fees. This interest rate falls over time as you pay off the loan.

Logo for Suncorp Back to Basics Home Loan - Better Together Special Offer $150k+ LVR ≤ 80% (Owner Occupier, P&I)
Suncorp Back to Basics Home Loan - Better Together Special Offer $150k+ LVR ≤ 80% (Owner Occupier, P&I)

Get a competitive variable interest rate with no application fee or ongoing fees.

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