ClickLoans Home Loans

ClickLoans has home loan rates starting from 3.76%.

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ClickLoans is an online lender that offers a range of home loans for Australian borrowers. Check out the full table of ClickLoans products below or read more about the lender.

Compare ClickLoans home loans for January 2022

Name Product Interest Rate (p.a.) Comp. Rate (p.a.) Fees Monthly Payment

ClickLoans The Online Home Loan P&IHome≥ 20% Deposit

ClickLoans The Online Home Loan
  • App: $0
  • Ongoing: $0 p.a.
Pay no application or ongoing fees and get access to a free redraw facility with this innovative online lender.

ClickLoans The Online Investor Home Loan P&IInvestment≥ 20% Deposit

ClickLoans The Online Investor Home Loan
  • App: $0
  • Ongoing: $0 p.a.
Investors get a 100% offset account and pay no application or ongoing fees on this loan from an innovative online lender.

ClickLoans The Online Home Loan P&IHome≥ 30% Deposit

ClickLoans The Online Home Loan
  • App: $0
  • Ongoing: $0 p.a.
Get a discount for keeping your LVR at 70% or below with this innovative online lender.

ClickLoans The Online Home Loan P&I≥ 30% Deposit

ClickLoans The Online Home Loan
  • App: $0
  • Ongoing: $0 p.a.
Enjoy all the benefits of the Basic Home Loan and take advantage of an offset account.

ClickLoans The Online Investor Home Loan P&IInvestment≥ 30% Deposit

ClickLoans The Online Investor Home Loan
  • App: $0
  • Ongoing: $0 p.a.
Investors can get a 100% offset account and a low rate if they have a big deposit. 100% online application process.

Compare up to 4 providers

ClickLoans key facts

  • It's an online lender based in Sydney.
  • It offers home loan products for owner-occupiers and investors.
  • This lender only offers home loan products.

ClickLoans home loan features

Here are the key features and details you need to know about ClickLoans' mortgage products.

Minimum depositIt's possible to get a home loan from ClickLoans with a deposit as low as 20%.
Offset accountYou can get an offset account with several of its loans.
Repayment optionsClickLoans does not allow you to make interest only repayments on its loans.

How do I apply for a mortgage from ClickLoans?

When applying for any home loan, you will need various documents to establish your identity, your financial situation, employment status and details about the property.


The following information is general in nature and applies to most home loans. There may be specific criteria that apply for this lender.

  • Age. You must be over 18 years of age.
  • Residency. You should be a resident of Australia.
  • Employment. You should have a regular source of income.

Documents required

When you apply for a mortgage with ClickLoans you are required to provide certain information so make sure you have all your documents ready before you apply. The documents you will be expected to provide are:

📄 Property details. You can start a loan enquiry before you've bought a property. But to complete an application you need the address of the property and a signed contract of sale.

📄 Identification documents. You will need identification such as a driver's licence, passport or birth certificate.

📄 Proof of income documents. Recent payslips can establish your income.

📄 Asset and liability documents. You need to provide documents showing your current assets (savings accounts, investments) and liabilities (your outstanding debt).

How to apply for a home loan

More lenders to compare

Check out Finder's main home loans guide if you want to compare more home loans from a range of lenders. Or you could try one of the following lenders:

  • ING. This online bank is part of the global, Dutch financial group of the same name.
  • Commonwealth Bank. The nation's largest bank has a large selection of home loans and a convenient banking app.
  • UBank. This online bank is actually owned by NAB.
  • Athena. This digital fintech lender offers low-rate mortgages and an entirely online, convenient service.
  • Tic:Toc. This lender's online application tool can process your mortgage application fast. Backed by the Bendigo and Adelaide Bank.
  • Bank of Queensland. Outside of the Big Four this is one of Australia's larger banks. BOQ owns Virgin Money.
  • HSBC. The local Australian banking arm of this international bank offers various home loans.

More guides on Finder

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2 Responses

    Default Gravatar
    ScottOctober 3, 2019

    I am looking for a business loan for startup of a mowing business. I am currently receiving payment from the NEIS program. Looking for $10000 over 5yrs for truck and equipment

      Default Gravatar
      NikkiOctober 6, 2019

      Hi Scott,

      Thanks for getting in touch!

      You may refer to our list of business loans to compare your options. Given that you are on NEIS, please inform the lender about this as well. You will find a table that compares the features and benefits of each loan provider such as loan rate, interest and etc. This way it will be easier for you to see which provider fits you best.

      If you need further help, a quick guide on how to compare business loans is also stated on the page. You can also click the compare box beside each loan option and compare up to 4 options side by side for easier comparison. As a friendly reminder, carefully review the Product Disclosure Statement of the product before applying. You may also contact the insurance provider should you have any questions about their policy.

      Hope this helps and feel free to reach out to us again for further assistance.


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