ClickLoans The Online Home Loan
Get a low variable rate without sacrificing flexible features.
If you need a basic low-rate home loan that still offers flexible features, the ClickLoans The Online Home Loan is worth a look. This owner-occupier home loan offers a highly competitive variable rate along with some features to help you take charge of your repayments.
About this loan
What are the feature and benefits of the ClickLoans The Online Home Loan?
- Loan purpose. This loan is only available to owner-occupiers, so it's not suited to investors.
- Loan amount and loan-to-value ratio (LVR). The ClickLoans The Online Home Loan has a minimum loan amount of $150,000 and no maximum borrowing amount. You can borrow between 70% and 80% of the property's value.
- Repayment type and frequency. The ClickLoans The Online Home Loan offers fortnightly or monthly repayments. You can make as many additional repayments as you like without penalty.
- Low fees. The ClickLoans The Online Home Loan carries no application or ongoing fees.
- Free redraw. Unlike many basic no-frills home loans, the ClickLoans The Online Home Loan offers a free redraw facility so you can access any additional funds you've paid into your home loan. There's no minimum redraw amount.
- Offset option available. While the ClickLoans The Online Home Loan doesn't come with a 100% offset account, you can choose to add one for a $199 annual fee.
What fees and charges come with this loan?
- Settlement fee: $0. This fee covers the legal and administrative costs of setting up your loan.
- Late payment fee: $10. A fee is payable if you're late on repayments.
- Offset account fee: There's a $199 fee if you wish to open an offset account.
How to apply
If you've examined your options and think the ClickLoans The Online Home Loan suits your borrowing needs, click the button below to be taken to the ClickLoans website. There you'll be guided through the online application process.
Home Loan OffersImportant Information*
Up to $3,000 refinance cashback. A flexible and competitive variable rate loan. Eligible borrowers refinancing $250,000 or more can get $2,000 cashback per property plus a bonus $1,000 for their first application. Other conditions apply.
Up to $4,000 refinance cashback With this competitive variable rate loan from St.George, refinancers borrowing $250,000+ can get up to $4,000 cashback and borrow up to 80% of the property's value (terms, conditions & exclusions apply).
A competitive variable rate mortgage for owner occupiers $0 application and $0 ongoing fees. This interest rate falls over time as you pay off the loan.