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ClickLoans The Online Investor Home Loan

With a competitive variable rate and an offset account, consider the Online Investor Home Loan with ClickLoans to finance your next purchase

The ClickLoans The Online Investor Home Loan offers a competitive variable rate starting from depending on your loan-to-value (LVR) ratio. If you maintain your LVR below 70%, you can benefit from no application or ongoing fees.

With a linked offset account, a redraw facility and flexible repayment terms, the ClickLoans The Online Investor Home Loan may be suitable to finance the purchase of your next investment property.

Interest Rate Max Insured LVR Max LVR
LVR <70%
4.14% p.a.
Comparison Rate
4.14% p.a.
70% 70%
LVR <80%
4.34% p.a.
Comparison Rate
4.34% p.a.
80% 80%
Product NameClickLoans The Online Investor Home Loan
Interest Rate TypeVariable
Comp Rate^ (p.a.)
Minimum Loan Amount$150,000
Maximum Loan Amount$2,000,000
Minimum Loan Term10 years
Maximum Loan Term30 years
Maximum LVR70%
Maximum Insured LVR70%
Mortgage Offset AccountYes
Mortgage 100% OffsetYes
Loan Redraw FacilityYes
Split Loan FacilityNo
Fixed Interest OptionNo
Loan PortableYes
Suitable for InvestmentYes
Extra RepaymentYes
Repayment TypePrincipal & Interest
Application Fee$0
Lender's Legal Fee$440
Valuation Fee$0
Ongoing Fees$0 p.a.
Settlement Fee$0
Discharge Fee$250


  • Can be used to purchase investment properties
  • 100% offset account
  • No application fee


  • No low deposit option
  • Legal fee of $440

Who is ClickLoans?

ClickLoans is a subsidiary of Australian Credit and Finance, one of the country's largest mortgage broking groups. This gives ClickLoans access to funding from some of Australia's top lenders. Specialising in standard home loans, ClickLoans offers a fast and easy online application and approval process to help make it as quick as possible for borrowers to find a loan.

Things to consider about the ClickLoans The Online Investor Home Loan

The ClickLoans The Online Investor Home Loan is available for the purchase of investment property. It allows you to borrow up to 70% of the purchase price of a property, with the ability to make weekly, fortnightly or monthly repayments to suit your income stream.

If you’re purchasing an investment property that you plan to re-sell in the future, you can opt to make interest-only repayments on the amount you borrow for a period of up to five years.

The low LVR of 70% helps you avoid paying for Lender’s Mortgage Insurance (LMI) which can help you minimise your upfront costs.

Features of the ClickLoans The Online Investor Home Loan

  • Maximum loan amount. The maximum amount you can borrow with the ClickLoans - Online Investor Home Loan is $2,000,000 and the minimum loan amount is $150,000.
  • Offset account. A linked offset account can help you to minimise the interest you pay over the life of the loan.
  • Redraw facility. Access additional repayments that you make towards your loan (minimum of $50 per transaction) through a redraw facility.
  • Flexible repayment terms. Choose from a weekly, fortnightly or monthly repayment schedule to suit your income stream. You can make additional repayments at any time without incurring a penalty. As an investor, you can take advantage of interest-only repayments for a period of up to five years.
  • Online application. You can apply for the ClickLoans The Online Investor Home Loan online which saves you both time and money. You can complete your online application within just 10 minutes.

What fees and charges come with this loan?

  • Application fee: $0. There’s no application fee charged for this loan.
  • Ongoing fees: $0. There are no ongoing or account-keeping fees for this loan.
  • LMI: $0. As the LVR on this loan as limited to 70-80%, you generally won’t have to pay lender's mortgage insurance.
  • Early payout fee: $0. You can pay off your loan ahead of schedule without penalty.
  • Legal fee: $440. The legal fee is charged to cover the legal costs associated with setting up your home loan.
  • Discharge fee: $250. The discharge fee covers the cost of organising your loan discharge documents.

How to apply for the ClickLoans The Online Investor Home Loan

If you think the ClickLoans The Online Investor Home Loan sounds right for you, then click on the ‘Go to Site’ button to be redirected to the ClickLoans website where you can complete the application online within just 10 minutes.

During the application process, ClickLoans will ask you 8 simple questions about your borrowing needs.

You’ll need to provide details about:

  • The value of the investment property
  • The loan amount
  • Your credit record and history
  • Whether you want to make principal and interest or interest-only repayments
  • Whether you are self-employed or a PAYG employee
  • The address of the investment property
  • Your contact details


In order to apply for the ClickLoans The Online Investor Home Loan you will need to be a permanent Australian resident and aged 18 years and over.

You’ll also need to supply:

  • Your name, address, date of birth and contact details
  • Your employment status and proof of income
  • Details of your assets
  • Details of your liabilities

The ClickLoans The Online Investor Home Loan is a competitive product that offers a range of useful features including an offset account and $0 application fee. Ensure that you compare different home loans on the market to see how the ClickLoans The Online Investor Home Loan stacks up against other products before deciding on whether it’s the right product for you.

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2 Responses

  1. Default Gravatar
    JasonOctober 27, 2016

    Does this loan come with a line of credit?

    • Default Gravatar
      JodieOctober 27, 2016

      Hi Jason,

      Thank you for contacting we are a financial comparison website and general information service we are not directly affiliated with any of the providers we feature on our website.

      In regards to the ClickLoans The Online Investor Home Loan there is no line of credit option, however, ClickLoans have the ClickLoans The Online Home Loan Line of Credit – Variable (Interest Only) that can be used for both owner occupier and investor purposes.


ClickLoans The Online Investor Home Loan

  • Interest Rate


  • Comparison Rate


  • App Fee / Annual Service Fee

    $0 / $0

  • Max LVR


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