- Apple Pay, Google Pay
- Monthly fees: $0

You can check the list below to see if your bank offers real-time Osko payments, PayID or both. Also, keep reading for information on the differences between the two and how they work.
Osko and PayID are two features that allow customers to send and receive money instantly. However, these two features are slightly different, and banks can offer Osko payments without also offering PayID.
PayID with Osko (developed by BPAY) will enable you to use a unique, easy-to-remember ID for your bank account to replace your BSB and account number. For example, if someone needs to send you money, you can simply give them your PayID. Your PayID will be something unique to you, like your mobile phone number or email address.
Another feature of PayID is that after you've entered the person's PayID, it'll come up with their name so you can check you're sending the money to the correct person. When your bank has launched PayID to customers, it will invite you to register for your PayID via the Internet or mobile banking.
The New Payments Platform (NPP), which officially launched in February 2017, offers world-class payments infrastructure that's set to revolutionise the way Australians transact. The platform facilitates real-time, data-rich transfers between customers of different financial institutions, and allows Australians to set up a PayID to use instead of their BSB and Account Number.
Osko and PayID are two features of the NPP. To learn more about the NPP and how it can benefit you, check out our comprehensive guide to the New Payments Platform.
This is a business bank account with no monthly account keeping fees and a free ANZ Business Visa Debit card.
Whether you’re travelling overseas or just want easy access to your funds, here’s how to find the best debit card to suit your needs.
With convenient access to your funds and a host of flexible features, Bendigo Bank’s Everyday Account can help you manage your day-to-day finances with ease.
The Access account offers bcu customers accessibility, flexibility and convenience when conducting everyday banking transactions.
Online-only banks do not operate any physical branches resulting in reduced expenses and more affordable banking solutions for their customers.
For foreigners opening a bank account in Australia, the process is easy and user-friendly, and often comes with attractive deals and discounts on transaction fees.
Any funds in your Bank Australia Mortgage Offset are subtracted from your home loan principle and reduces your interest repayments while giving you on-call access to your funds.
Now is the best time to start looking at the new bank account offers and promotions available. There is fierce competition between banks for your business so you should take advantage of this opportunity and get yourself a deal.
International transaction fees can add up to a lot of wasted money. These debit cards are great for travelling and online shopping and will save you money by waiving this annoying fee.
I have dispute with one Bank due to fraud case. They have closed my account, and they are hostile with me but my PayID/ Osko payment is still there and they getting accidental payment made to me. How could I detach/cancel that service associated with my phone number?
Hi, you need to speak to your bank directly to request your PayID is cancelled / detached from your account.
Does WAW credit union support sending payment into PAYID
Hi Steffydambel,
If you are referring to BankWAW, yes, they support PayID. You can register your personal PayID through Internet Banking or BankWAW App. Alternatively, you can contact their team on 1300 368 555 or visit your local Service Centre.
Best,
Alison
ME Bank does not support receiving OSKO, or sending payments by PayID
https://www.mebank.com.au/support/error-when-receiving-funds-to-my-payid/
https://www.mebank.com.au/support/when-can-i-pay-others-by-pay-id/
Hi Ant,
Thank you for letting us know about this. We have updated our page to reflect the correct details with regard to ME Bank and Osko/PayID transfers.
Thanks,
Alison
does AUSWIDE bank have pay id
Hi Felisha,
I’m afraid Auswide Bank doesn’t have PayID. If you’d like to know more, you can reach out to them to ask when it it will be added, as most banks have a roadmap for adding this.
Regards,
Alison
Is BankSA doing Osko payments yet?
Hello Debbie,
Thank you for your comment.
According to BankSA, Osko, as well as PayID are coming soon to them. There’s no date yet but you need to keep an eye out for a message in Internet Banking or the Mobile Banking app inviting you to set up your mobile number as a PayID.
Regards,
Jhezelyn