In this guide

  • Our verdict
  • Details
    • Key details
  • Key features
  • How to apply
  • Compare other savings accounts
  • Your reviews
  • Ask a question

Easy Street Easy Savings Account

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Easy Street Easy Savings

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Maximum variable rate
2.00% p.a.
Base interest rate
2.00% p.a.
Minimum deposit
$0

Our verdict

Easy Street's Easy Savings Account charges no fees and has a competitive rate.

The Easy Savings Account has no minimum balance or fees, making it an easy and flexible way to earn interest on your savings.

Pros

  • No fees at all to pay
  • No special conditions need to be met to earn interest
  • Make as many withdrawals as you need and still earn interest

Cons

  • Minimum age of 18 to open an account
  • No branch access

In this guide

  • Our verdict
  • Details
    • Key details
  • Key features
  • How to apply
  • Compare other savings accounts
  • Your reviews
  • Ask a question

There's no requirement to save on a regular basis to earn interest, so this account is quite flexible.

Details

Key details

Product Name Easy Street Easy Savings
Maximum Variable Rate 2.00% p.a.
Standard Variable Rate 2.00% p.a.
Monthly Account Fee $0
Minimum Opening Deposit $2
Minimum Age 18

Key features

Interest rate up to 2%

You'll enjoy an ongoing interest rate of 2% with this stress-free savings account. Plus, you don't need to meet any deposit requirements to earn interest.

Interest rate calculation

The interest is calculated at the close of every day and paid to your account monthly.


How to apply

If you would like to take advantage of this account, you can start an application online.

Eligibility

There are some requirements which you should check first to make sure that you qualify for the Easy Street Easy Savings Account:

  • Community First Credit Union membership. Easy Street is a brand operated by Community First Credit Union. For this reason you must first become a shareholder and member by completing their online membership form and paying a $2 shareholder fee.
  • Age requirement. You must be at least 18 years of age to open the Easy Savings Account.

Compare other savings accounts

1 - 14 of 183
Name Maximum Variable Rate p.a. Base interest rate Intro/Ongoing Government Guarantee Monthly Max Rate Conditions
Bank of Queensland Smart Saver Account - 36+ years
BOQ logo
Maximum Variable Rate p.a.
5.15%
Standard Variable Rate p.a.
0.05%
Intro/Ongoing
Ongoing
Government Guarantee
Deposit $1,000
5 eligible purchases
Balances up to $250,000
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Aged 36+? You can earn 5.15% p.a. on balances up to $250,000 when you meet the account conditions each month.
Ubank Save Account
Ubank logo
Maximum Variable Rate p.a.
5.50%
Standard Variable Rate p.a.
0.00%
Intro/Ongoing
Ongoing
Government Guarantee
Deposit $500
Savings up to $100,000
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Use code EASY30 to score $30 after 5 card purchases in your first 30 days. See terms link on the app store.
BCU Boss Saver
BCU logo
Maximum Variable Rate p.a.
5.10%
Standard Variable Rate p.a.
0.55%
Intro/Ongoing
Ongoing
Government Guarantee
Deposit $500
5 Access Account debit card purchases
Balance under $100,000
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Earn an ongoing 5.1% p.a. when you deposit $500 per month and make 5+ card payments from your BCU Access Account each month. You can make withdrawals and still earn bonus interest.
Rabobank High Interest Savings Account
Rabobank logo
Maximum Variable Rate p.a.
5.60%
Standard Variable Rate p.a.
4.35%
Intro/Ongoing
4 months
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Balances up to $250,000 Go to siteView details
Earn a high interest rate of 5.6% for the first 4 months and then 4.35% thereafter, with $0 account keeping fees and no monthly balance requirements.
ING Savings Accelerator ($150,000 - $500,000)
ING logo
Maximum Variable Rate p.a.
5.40%
Standard Variable Rate p.a.
4.70%
Intro/Ongoing
4 months
Government Guarantee
Welcome rate applies up to $500K Go to siteView details
Ideal for higher balances, savers can earn up to 5.4% for the first 4 months and up to 4.7% thereafter. There are no conditions and $0 account-keeping fees.
Westpac Life
Westpac logo
Maximum Variable Rate p.a.
5.00%
Standard Variable Rate p.a.
1.85%
Intro/Ongoing
Ongoing
Government Guarantee
Make a deposit
Grow your balance
Keep the balance above $0 at all times
Go to siteView details
Suncorp Bank Growth Saver Account
Suncorp Bank logo
Maximum Variable Rate p.a.
5.05%
Standard Variable Rate p.a.
0.35%
Intro/Ongoing
Ongoing
Government Guarantee
Grow balance by $200 each month (excl. interest)
Only 1 withdrawal
No balance limit on earning interest

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Get a solid interest rate on your entire balance, with minimal conditions in order to get the max rate. This account doesn’t offer card access but you can make 1 withdrawal per month & grow your net balance by $200 (excl. interest) to earn the max rate.
Macquarie Savings Account
Macquarie Bank logo
Maximum Variable Rate p.a.
5.35%
Standard Variable Rate p.a.
5.00%
Intro/Ongoing
4 months
Government Guarantee
Balances up to $250,000 Go to siteView details
Westpac Bump Savings Account
Westpac logo
Maximum Variable Rate p.a.
5.00%
Standard Variable Rate p.a.
2.00%
Intro/Ongoing
Ongoing
Government Guarantee
Make a deposit
Grow balance
Keep balance above $0
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Newcastle Permanent Smart Saver Account
Newcastle Permanent logo
Maximum Variable Rate p.a.
4.50%
Standard Variable Rate p.a.
0.05%
Intro/Ongoing
Ongoing
Government Guarantee
Grow balance
No more than 2 withdrawals
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ING Savings Maximiser
ING logo
Maximum Variable Rate p.a.
5.50%
Standard Variable Rate p.a.
0.55%
Intro/Ongoing
Ongoing
Government Guarantee
Deposit $1,000
5 transactions
Grow your balance
Balances up to $100,000
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Westpac Life (18-29 year olds only)
Westpac logo
Maximum Variable Rate p.a.
5.20%
Standard Variable Rate p.a.
1.85%
Intro/Ongoing
Ongoing
Government Guarantee
Make a deposit
Grow your balance
5 debit card purchases
Balances up to $30,000
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St.George Incentive Saver
St.George Bank logo
Maximum Variable Rate p.a.
5.25%
Standard Variable Rate p.a.
1.85%
Intro/Ongoing
Ongoing
Government Guarantee
Grow balance $50 ($0.01 if under 21)
Balance up to $249,999.99
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Extra 0.10% p.a. for 3 months for new customers who apply online, balances under $250k. Kids may be eligible for $30 bonus (until 28/02/2025, T&Cs apply)
P&N Bank Savvy Saver
P&N Bank logo
Maximum Variable Rate p.a.
5.10%
Standard Variable Rate p.a.
0.55%
Intro/Ongoing
Ongoing
Government Guarantee
Deposit $500
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Balance under $100,000
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Alison Finder

Editorial Manager, Money

Hi there, looking for more information? Ask us a question.

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John

September 14, 2017

It is not clear what to do to earn the bonus interest on the easy saving account. In other words what do I have to do different between earning 2% on this account and earning 3%?


Avatar

May Finder

September 14, 2017

Hi John,


Thank you for your inquiry.


As of this writing, this Easy Street Easy Savings has an introductory rate of 3.00% p.a. (maximum variable rate) that includes a 1.00% p.a. bonus in addition to the standard variable rate of 2.00% p.a. There’s no condition in order this maximum variable rate to be met. It is available (only) for the first 6 months from opening the Easy Savings Account and on all balances.


Please note though that this offer commenced on 1 August 2017 and is available on our Easy Savings Account for new accounts and new deposits only. The introductory rate offer can change or be withdrawn at any time and will end on 31 October 2017. After 6 months, the standard variable rate applies.


Hope this helps.


Cheers,

May


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doug

August 31, 2017

Hi. What would my SMSF earn if we deposited $410,000 for 6 months.


Avatar

Joanne ibarreta Finder

August 31, 2017

Hi Doug,


Thanks for contacting finder.

For you to get a clearer picture on how much your SMSF would earn in a specific timeframe, please refer to this link https://www.finder.com.au/self-managed-super-funds/smsf-term-deposit and manually enter the deposit and number of months to calculate estimated earnings.


Cheers,

Joanne


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