⚡️⚡️⚡️
With energy prices rising, switch to a cheaper plan
💡
Compare Prices Now
⚡️⚡️⚡️
UniBank

Compare UniBank Savings Accounts

Take control of your financial future with a savings account from UniBank.

No reviews yet. Write a review

We’re reader-supported and may be paid when you visit links to partner sites. We don’t compare all products in the market, but we’re working on it!

Established as Unicredit in 1964, UniBank was created from a 2015 merger with Teachers Mutual Bank.

With a focus on providing financial products and services for Australians working and studying in tertiary and post-secondary education, UniBank offers an extensive range of everyday and savings accounts.

1 - 7 of 7
Name Product Maximum Variable Rate p.a. Standard Variable Rate p.a. Intro Period Government Guarantee Monthly Max Rate Conditions
Unibank Mighty Saver Account
Unibank Mighty Saver Account
1.00%
0.1%
Ongoing
  • N/A
N/A
UniBank Online Savings Account
UniBank Online Savings Account
0.40%
0.4%
Ongoing
  • Keep balance $2000+
Keep balance $2000+.
UniBank Reward Saver Account
UniBank Reward Saver Account
0.50%
0.1%
Ongoing
  • N/A
N/A
UniBank Cash Management Account
UniBank Cash Management Account
0.20%
0.2%
Ongoing
  • N/A
N/A
UniBank Pension Advantage account
UniBank Pension Advantage account
0.55%
0.55%
Ongoing
  • N/A
N/A
Unibank Summer Stash Account
Unibank Summer Stash Account
0.35%
0.35%
Ongoing
  • N/A
N/A
Unibank Edvest Cash Management Account
Unibank Edvest Cash Management Account
0.25%
0.25%
Ongoing
  • N/A
N/A
loading

Compare up to 4 providers

1 - 1 of 1
Name Product 3 Mths p.a. 4 Mths p.a. 5 Mths p.a. 6 Mths p.a. 7 Mths p.a. 12 Mths p.a. 24 Mths p.a.
UniBank Term Deposit $1,000 - $4,999
UniBank Term Deposit $1,000  - $4,999
0.60%
0.60%
0.60%
0.65%
0.65%
1.05%
3.20%
A Term Deposit Account that allows you to choose terms from 3 to 36 months at a guaranteed rate of interest.
loading

Compare up to 4 providers

1 - 7 of 7
Name Product Maximum Variable Rate p.a. Standard Variable Rate p.a. Intro Period Government Guarantee Monthly Max Rate Conditions
Unibank Mighty Saver Account
Unibank Mighty Saver Account
1.00%
0.1%
Ongoing
  • N/A
N/A
UniBank Online Savings Account
UniBank Online Savings Account
0.40%
0.4%
Ongoing
  • Keep balance $2000+
Keep balance $2000+.
UniBank Reward Saver Account
UniBank Reward Saver Account
0.50%
0.1%
Ongoing
  • N/A
N/A
UniBank Cash Management Account
UniBank Cash Management Account
0.20%
0.2%
Ongoing
  • N/A
N/A
UniBank Pension Advantage account
UniBank Pension Advantage account
0.55%
0.55%
Ongoing
  • N/A
N/A
Unibank Summer Stash Account
Unibank Summer Stash Account
0.35%
0.35%
Ongoing
  • N/A
N/A
Unibank Edvest Cash Management Account
Unibank Edvest Cash Management Account
0.25%
0.25%
Ongoing
  • N/A
N/A
loading

Compare up to 4 providers

1 - 1 of 1
Name Product 3 Mths p.a. 4 Mths p.a. 5 Mths p.a. 6 Mths p.a. 7 Mths p.a. 12 Mths p.a. 24 Mths p.a.
UniBank Term Deposit $1,000 - $4,999
UniBank Term Deposit $1,000  - $4,999
0.60%
0.60%
0.60%
0.65%
0.65%
1.05%
3.20%
A Term Deposit Account that allows you to choose terms from 3 to 36 months at a guaranteed rate of interest.
loading

Compare up to 4 providers

1 - 6 of 6
Name Product Maximum Variable Rate p.a. Standard Variable Rate p.a. Intro Period Government Guarantee Monthly Max Rate Conditions
Bank of Queensland Smart Saver Account - 36+ years
Bank of Queensland Smart Saver Account - 36+ years
2.00%
0.05%
Ongoing
  • Deposit $1,000
  • 5 eligible purchases
Deposit $1,000 , 5 eligible purchases.
MyState Bank Bonus Saver Account
MyState Bank Bonus Saver Account
1.60%
0.05%
Ongoing
  • Deposit $20
  • 5 debit card purchases
Deposit $20, 5 debit card purchases.
Bank of Queensland Future Saver Account - 14 to 35 years
Bank of Queensland Future Saver Account - 14 to 35 years
3.00%
0.05%
Ongoing
  • Deposit $1,000
  • 5 eligible transactions
Deposit $1,000, 5 eligible transactions.
Rabobank High Interest Savings Account
Rabobank High Interest Savings Account
2.10%
1%
4 months
  • N/A
N/A.
Commonwealth Bank NetBank Saver
Commonwealth Bank NetBank Saver
0.50%
0.3%
5 months
  • N/A
N/A.
NAB iSaver
NAB iSaver
0.80%
0.3%
4 months
  • N/A
N/A.
loading

Compare up to 4 providers

What is UniBank?

UniBank specialises in offering banking products and services for the tertiary and post-secondary education sectors. This doesn’t mean it only provides accounts for students; it also provides products for people working in these sectors as well as their families and even the wider education sector.

Its range of bank accounts includes the following:

What is Internet banking like for UniBank?

UniBank’s Internet banking portal provides access to your accounts via your desktop, mobile or tablet. The service streamlines your everyday banking and offers all the features you’d expect from Internet banking with a major financial institution.

Notable features include the following:

  • Enjoy 24/7 access to your accounts
  • Pay bills and transfer funds
  • Search transactions by keywords and receipt numbers
  • Set up SMS alerts
  • Review and print transactions and export into an accounting program

What about the mobile app?

Image Source: App Store
MenuAccount BalancePayments

What transaction accounts does UniBank offer?

  • Everyday Account. This transaction account offers easy everyday banking. It provides a Visa debit card and access to online banking as well as access to more than 3,000 ATMs. It is Android Pay and Apple Pay compatible, but does feature a monthly account-keeping fee. However, UniBank waives this fee for students.
  • Everyday Direct Account. This flexible everyday transaction account offers easy electronic access to your funds via Internet and mobile banking, plus it’s also available with Android Pay and Apple Pay. There’s no monthly access fee when you deposit at least $2,000 per month.
  • Bill Paying Account. This account helps you put money aside to cover your regular bills. There is no minimum account balance and you don’t need to pay access fees. The account gives you easy access to Internet banking, BPAY and direct debits to pay your bills.

What high interest savings accounts does UniBank offer?

  • Online Savings Account. With a competitive interest rate on balances of $2,000 or more, this account also offers easy access to your funds through online, phone and mobile banking. There is also no monthly access fee attached to the Online Savings Account.
  • Reward Saver Account. The Reward Saver Account pays generous bonus interest when you deposit at least $50 per month and don’t make any withdrawals. There are no monthly fees and you have the freedom to access your funds at any time.
  • Cash Management Account. This account combines a competitive interest rate with easy access to your funds via online, phone and mobile banking. There is no minimum balance requirement and no monthly fees.
  • Mighty Saver Account. The UniBank Mighty Saver is a savings account for people under 18 years of age. It pays bonus interest whenever you save as little as $10 a month, make no withdrawals and maintain a credit balance at all times. It doesn’t charge any monthly fees.

What term deposits does UniBank offer?

  • Term Deposit. Available with a deposit of $5,000 or more, UniBank term deposits are available with competitive interest rates on terms ranging from 3 to 36 months.

What are the pros and cons of banking with UniBank?

Pros

  • Wide range of accounts. With products for kids and students as well as everyday accounts and accounts to help you reach savings goals, UniBank offers plenty of choice to customers.
  • Products tailored for the education sector. Regardless of whether you’re a student or you work in the education sector, UniBank offers products and services designed with you in mind.
  • Banking options. UniBank offers all the same account access options you’d expect from a major bank, including debit cards, ATMs, and phone, Internet and mobile banking.

Cons

  • No nationwide branch network. UniBank has offices in WA, NSW and the ACT, but it does not have a nationwide branch network.

How do I apply for a UniBank account?

You’ll need to become a member of UniBank if you’d like to apply for an account. You’re eligible to join if you’re a current or retired employee, graduate or post-graduate of an Australian university. You’re also eligible if you’re a current student at an Australian university. Family members of UniBank members are also eligible to join.

You’ll need to provide your name, address, date of birth and proof of ID to join. Once you’re a member, you can find a downloadable account application form on the UniBank website.

UniBank offers a wide range of benefits to members of the education community, but make sure to compare its accounts with other products on the market to ensure you get the best account to help you manage your money.

More guides on Finder

Ask an Expert

You are about to post a question on finder.com.au:

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • finder.com.au is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder only provides general advice and factual information, so consider your own circumstances, or seek advice before you decide to act on our content. By submitting a question, you're accepting our Terms of Use, Disclaimer & Privacy Policy and Privacy & Cookies Policy.
Go to site