Hume Bank is a 100% customer-owned bank that has been part of the Albury-Wodonga region of New South Wales and Victoria for more than 60 years. With a focus on personal service and helping the communities it serves, Hume Bank offers a full range of banking products and services.
Based in Albury-Wodonga on the New South Wales/Victoria border, Hume Bank started life as the Hume Co-operative Building & Investment Society Ltd in 1955. Sixty years later it has 19 branches throughout regional New South Wales and Victoria, as well as 47 ATMs and almost 60,000 customers.
As well as credit cards, home loans, personal loans and insurance, Hume Bank also offers an extensive range of savings and transaction accounts. These accounts combine easy access to your funds with a number of competitive features, with products available to suit everyone from young savers to retirees.
We currently don't have that product, but here are others to consider:
How we picked theseThe Finder Score is a simple score out of 10. The higher a savings account's score, the better we think it is for the average customer.
We score each savings account in our database of hundreds based on a data-driven methodology with 2 main criteria: Does the account offer a high interest rate? And is it easy for savers to actually earn that rate?
We currently don't have that product, but here are others to consider:
How we picked theseWe currently don't have that product, but here are others to consider:
How we picked theseWe currently don't have that product, but here are others to consider:
How we picked theseThe Finder Score is a simple score out of 10. The higher a savings account's score, the better we think it is for the average customer.
We score each savings account in our database of hundreds based on a data-driven methodology with 2 main criteria: Does the account offer a high interest rate? And is it easy for savers to actually earn that rate?
Hume Bank’s online banking service, iBank, offers fast and easy access to your accounts at all times. It is a fully featured Internet banking service that allows you to perform a range of essential everyday banking tasks.
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The Essential Account offers a range of easy ways to access your funds, including unlimited free EFTPOS and electronic transactions. A Visa Debit card is also included, and if you deposit at least $2,000 a month or are under the age of 22 there is no monthly service fee.
This flexible everyday account comes with a Visa Debit card, 20 free withdrawals per month and no monthly access fees. Free access to your funds is available 24/7 via Internet and mobile banking.
The Hume Bank Retirement Account is designed for pensioners over the age of 67 and pays tiered interest on your balance, with higher rates for balances over $50,000. Other features include unlimited free electronic transactions; a free Visa card, cashcard or chequebook; and no monthly fees.
Designed for kids aged 11 and under, the Clancy Koala Account pays bonus interest when you deposit at least $10 per month and don’t make any withdrawals. There are no fees attached and parents can track their child’s progress online.
This account can be linked to an eligible Hume Bank home loan to act as a 100% offset facility and minimise your interest payments. It also features a free Visa Debit card and no account-keeping fees.
This high-interest online savings account pays bonus interest when you deposit at least per month and don’t make any withdrawals. There are no monthly service fees and you can enjoy the convenience of easy access to your funds whenever you want.
Hume Bank’s Reward Saver Account pays bonus interest whenever you deposit at least $10 per month and don’t make any withdrawals. There are no account-keeping fees and you can enjoy two fee-free branch withdrawals per month.
This account combines competitive tiered interest rates with the flexibility of fast and easy access to your funds. A free Visa Debit card is included and there are no account-keeping fees.
Hume Bank offers a range of term deposits with no set-up or monthly fees. The minimum deposit amount is $1,000 and negotiated rates are available on deposits of $150,000 or more. Terms range from 1 to 36 months, and there are also Regular Income term deposits available if you want to receive interest payments every 28 days.
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The BCU Boss Saver account allows you to earn an ongoing bonus interest rate of up to 5.1% p.a. on balances up to $100,000.
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Read Finder's review of the Great Southern Bank Future Saver. Find out if this account is right for you.
Read more…If you’d like to become a Hume Bank member and open an account, you’ll need to visit your nearest branch and take your driver’s licence along with you. Alternatively, you can phone the bank’s customer helpline (open Monday to Saturday) if you’d simply like to discuss the benefits of joining.
Hume Bank’s range of savings and transaction accounts offer a range of competitive features, but make sure you compare them with products from other banks to find the right option for you.