Hume Bank Savings and Bank Accounts

Boost your bank balance with a savings account from Hume Bank.

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Hume Bank
4.6 based on 835 reviews

Hume Bank is a 100% customer-owned bank based in Albury, with its roots in the Albury-Wodonga region of New South Wales and Victoria. It offers everyday accounts, savings accounts, term deposits, home loans and business banking, with a focus on personal service and supporting its local communities.

Hume Bank and Geelong Bank came together as one organisation on 1 May 2026. Both brands still operate, and Hume Bank says existing customers don't need to do anything: their accounts, products and the way they bank stay the same.

  • Hume Bank's SWIFT code: CUSCAU2S

Hume Bank savings accounts

Finder Score Maximum interest rate Base interest rate Max rate type & duration Monthly Max Rate Conditions Table Description
Hume Bank logo
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Maximum Variable Rate p.a.
4.85%
Standard Variable Rate p.a.
4.85%
Intro/Ongoing
Ongoing rate
Monthly Max Rate Conditions
  • Balance $1+
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Hume Bank logo
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Maximum Variable Rate p.a.
5.3%
Standard Variable Rate p.a.
0.01%
Intro/Ongoing
Ongoing rate
(conditions apply)
Monthly Max Rate Conditions
  • Deposit $10 each month
  • No withdrawals
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Hume Bank logo
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Maximum Variable Rate p.a.
5.3%
Standard Variable Rate p.a.
0.01%
Intro/Ongoing
Ongoing rate
(conditions apply)
Monthly Max Rate Conditions
  • No withdrawal
  • Deposit $10 a month
  • Age 11 and under
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Hume Bank logo
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Hume Bank iSave
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Maximum Variable Rate p.a.
3.5%
Standard Variable Rate p.a.
3.5%
Intro/Ongoing
Ongoing rate
Monthly Max Rate Conditions
  • Balance from $1
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Hume Bank logo
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Maximum Variable Rate p.a.
3.3%
Standard Variable Rate p.a.
3.3%
Intro/Ongoing
Ongoing rate
Monthly Max Rate Conditions
  • Balance from $250,000
  • Recipient of an Age or Veterans' Affairs pension or self-funded retiree
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Hume Bank logo
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Hume Bank iSave Account (Business)
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Maximum Variable Rate p.a.
3.15%
Standard Variable Rate p.a.
3.15%
Intro/Ongoing
Ongoing rate
Monthly Max Rate Conditions
  • Balance from $10,000
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Hume Bank logo
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Maximum Variable Rate p.a.
2.3%
Standard Variable Rate p.a.
2.3%
Intro/Ongoing
Ongoing rate
Monthly Max Rate Conditions
  • Balance $50,000 to $249,999
  • Recipient of an Age or Veteran’s Affairs pension or self-funded retiree
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Hume Bank logo
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Maximum Variable Rate p.a.
2%
Standard Variable Rate p.a.
2%
Intro/Ongoing
Ongoing rate
Monthly Max Rate Conditions
  • Balance $1 to $49,999
  • Recipient of an Age or Veterans Affairs pension or self-funded retiree
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Hume Bank logo
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Hume Bank Business Account Tax Manager
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Maximum Variable Rate p.a.
0.01%
Standard Variable Rate p.a.
0.01%
Intro/Ongoing
Ongoing rate
Monthly Max Rate Conditions
  • Balance $1+
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How the Finder Score helps you find a better savings account

The Finder Score is a simple score out of 10. The higher a savings account's score, the better we think it is for the average customer.

We score each savings account in our database of hundreds based on a data-driven methodology with 2 main criteria: Does the account offer a high interest rate? And is it easy for savers to actually earn that rate?

Read the full breakdown

Want more interest on your savings?

Compare now and find a better rate.

Hume Bank bank accounts

6 of 6 results
Finder Score Monthly fee Own network ATM fee International transaction fee International ATM Fee
Hume Bank logo
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Hume Bank All Purpose Account
Apple Pay Google Pay Samsung Pay Garmin Pay
Finder score
Monthly fee
$0
Own network ATM fee
$0
International transaction fee
2.85%
N/A
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Hume Bank logo
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Hume Bank Community Link Account
Apple PayGoogle PaySamsung PayGarmin Pay
Finder score
Monthly fee
$0
Own network ATM fee
$0
International transaction fee
2.85%
N/A
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Hume Bank logo
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Hume Bank Loan Offset Account
Apple PayGoogle PaySamsung PayGarmin Pay
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Monthly fee
$0
Own network ATM fee
$0
International transaction fee
2.85%
N/A
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Hume Bank logo
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Hume Bank Essential account
Apple Pay Google Pay Samsung Pay Garmin Pay
Finder score
Monthly fee
$0
Own network ATM fee
$0
International transaction fee
2.85%
N/A
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Hume Bank logo
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Hume Bank Business Account
Apple PayGoogle PaySamsung PayGarmin Pay
Finder score
Monthly fee
$0
Own network ATM fee
$0
International transaction fee
2.85%
N/A
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Hume Bank logo
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Hume Bank Professional Trust Account
Apple Pay Google Pay Samsung Pay Garmin Pay
Finder score
Monthly fee
$0
Own network ATM fee
International transaction fee
N/A
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Finder Score for bank accounts

We assess multiple product features for transaction accounts from over 100 providers and assign each product a score out of 10.

Read the full methodology

Looking for a better bank account?

Compare everyday accounts and find one that works harder for you.

Hume Bank term deposits

Finder Score 3 Mths p.a. 6 Mths p.a. 9 Mths p.a. 12 Mths p.a. 24 Mths p.a.
Hume Bank logo
Hume Bank Business Farm Management Deposit Account
$1,000 min. deposit
$800,000 max. deposit
3 Mths p.a.
-
6 Mths p.a.
-
9 Mths p.a.
-
12 Mths p.a.
5.40%
24 Mths p.a.
-
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Hume Bank logo
Hume Bank Term Deposit
$1,000 min. deposit
3 Mths p.a.
3.60%
6 Mths p.a.
5.20%
9 Mths p.a.
5.10%
12 Mths p.a.
5.40%
24 Mths p.a.
5.10%
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Hume Bank logo
Hume Bank Regular Income Term Deposit
$5,000 min. deposit
3 Mths p.a.
-
6 Mths p.a.
5.10%
9 Mths p.a.
-
12 Mths p.a.
5.30%
24 Mths p.a.
5.00%
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Hume Bank logo
Hume Bank Business Term Deposit
$1,000 min. deposit
3 Mths p.a.
3.60%
6 Mths p.a.
5.20%
9 Mths p.a.
5.10%
12 Mths p.a.
5.40%
24 Mths p.a.
5.10%
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Finder Score for term deposits

Finder Score assigns Term Deposit products a score out of 10, comparing interest rates and features, to make comparison easier. We assess over 150 products from more than 90 providers, assessing products across different terms to determine an average score per product.

Read the full methodology

Lock in a great rate

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What are the pros and cons of banking with Hume Bank?

Pros

  • Large selection of accounts. Whether you’re saving towards a particular goal or you simply want a flexible everyday account, Hume Bank offers products to suit.
  • Online and app banking. You can bank online with iBank or on the go with the Hume Bank App for iPhone and Android, which also lets you lock, cancel, activate and reorder your card.
  • Visa Debit card. Many Hume Bank accounts come with a free Visa Debit card to allow easy access to your funds.

Cons

  • Regional branch network. Hume Bank's branches are in its local region rather than nationwide, so if you like banking face to face, check there's one near you. You can also bank by phone, online or in the app.

How to apply for Hume Bank savings account

Applying online for a new bank account is fast and easy. You'll need identity documents such as your driving licence or passport. For more about the process, check out our full guide to opening an account online.

You can open a Hume Bank account online, over the phone or at a branch. If you already bank with Hume Bank, you can open another account in iBank under the 'Products' tab. Online applications are for adults only, so younger customers need to call or visit a branch.

How to contact Hume Bank

  • Phone. 1300 004 863, or +61 2 6051 3211 from overseas.
  • Secure message. Send a message through iBank or the Hume Bank App.
  • Lost or stolen cards. 1800 808 550, or +61 2 9959 7686 from overseas.
  • Scams and fraud. 1300 705 750, 24 hours a day, 7 days a week.
  • Branches. Use the branch finder on Hume Bank's website to find your nearest branch.

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Alison Banney's headshot
Written by

Editorial Manager, Money

Alison is an editor at Finder and a personal finance journalist with over 10 years of experience, having contributed to major financial institutions and publications such as Westpac, Money Magazine, and Yahoo Finance. She is frequently quoted in media outlets like SmartCompany and SBS, offering expert insights on superannuation and money management. Alison holds a Bachelor of Communications in Public Relations and Journalism from the University of Newcastle, and has earned three ASIC RG146 certifications in superannuation, securities and managed investments and general financial advice, ensuring her expertise is fully aligned with ASIC standards. See full bio

Alison's expertise
Alison has written 599 Finder guides across topics including:
  • Superannuation
  • Savings accounts, bank accounts and term deposits
  • Budgeting and money-saving hacks
  • Managing the cost of living

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