We’re reader-supported and may be paid when you visit links to partner sites. We don’t compare all products in the market, but we’re working on it!
Hume Bank is a 100% customer-owned bank that has been part of the Albury-Wodonga region of New South Wales and Victoria for more than 60 years. With a focus on personal service and helping the communities it serves, Hume Bank offers a full range of banking products and services.
Who is Hume Bank?
Based in Albury-Wodonga on the New South Wales/Victoria border, Hume Bank started life as the Hume Co-operative Building & Investment Society Ltd in 1955. Sixty years later it has 19 branches throughout regional New South Wales and Victoria, as well as 47 ATMs and almost 60,000 customers.
As well as credit cards, home loans, personal loans and insurance, Hume Bank also offers an extensive range of savings and transaction accounts. These accounts combine easy access to your funds with a number of competitive features, with products available to suit everyone from young savers to retirees.
We update our data regularly, but information can change between updates. Confirm details with the provider you're interested in before making a decision.
We update our data regularly, but information can change between updates. Confirm details with the provider you're interested in before making a decision.
We update our data regularly, but information can change between updates. Confirm details with the provider you're interested in before making a decision.
We update our data regularly, but information can change between updates. Confirm details with the provider you're interested in before making a decision.
We update our data regularly, but information can change between updates. Confirm details with the provider you're interested in before making a decision.
We update our data regularly, but information can change between updates. Confirm details with the provider you're interested in before making a decision.
We update our data regularly, but information can change between updates. Confirm details with the provider you're interested in before making a decision.
Hume Bank’s online banking service, iBank, offers fast and easy access to your accounts at all times. It is a fully featured Internet banking service that allows you to perform a range of essential everyday banking tasks.
Notable features include:
Monitor your accounts, balances and transactions
Transfer money between your accounts and to other accounts
Pay bills online
Schedule automatic payments
Activate your debit or credit card
What about the mobile app?
Image Source: App Store
Login Page
Transactions
Change PIN
What transaction accounts are offered by Hume Bank?
Essential Account
The Essential Account offers a range of easy ways to access your funds, including unlimited free EFTPOS and electronic transactions. A Visa Debit card is also included, and if you deposit at least $2,000 a month or are under the age of 22 there is no monthly service fee.
All Purpose Account
This flexible everyday account comes with a Visa Debit card, 20 free withdrawals per month and no monthly access fees. Free access to your funds is available 24/7 via Internet and mobile banking.
Retirement Account
The Hume Bank Retirement Account is designed for pensioners over the age of 55 and pays tiered interest on your balance, with higher rates for balances over $2,000. Other features include unlimited free electronic transactions; a free Visa card, cashcard or chequebook; and no monthly fees.
Clancy Koala Account
Designed for kids aged 11 and under, the Clancy Koala Account pays bonus interest when you deposit at least $10 per month and don’t make any withdrawals. There are no fees attached and parents can track their child’s progress online.
Loan Offset Account
This account can be linked to an eligible Hume Bank home loan to act as a 100% offset facility and minimise your interest payments. It also features a free Visa Debit card and no account-keeping fees.
What high-interest savings accounts are offered by Hume Bank?
iSave Account
This high-interest online savings account pays bonus interest when you deposit at least $50 per month and don’t make any withdrawals. There are no monthly service fees and you can enjoy the convenience of easy access to your funds whenever you want.
Reward Saver Account
Hume Bank’s Reward Saver Account pays bonus interest whenever you deposit at least $10 per month and don’t make any withdrawals. There are no account-keeping fees and you can enjoy two fee-free branch withdrawals per month.
Cash Management Account
This account combines competitive tiered interest rates with the flexibility of fast and easy access to your funds. A free Visa Debit card is included and there are no account-keeping fees.
Christmas Club Account
The Christmas Club Account pays high interest on the amount you set aside to fund your Christmas spending. There are no monthly fees and you can only make withdrawals during 1st November to 31st January.
What term deposits are offered by Hume Bank?
Hume Bank offers a range of term deposits with no set-up or monthly fees. The minimum deposit amount is $1,000 and negotiated rates are available on deposits of $150,000 or more. Terms range from 1 to 36 months, and there are also Regular Income term deposits available if you want to receive interest payments every 28 days.
What are the pros and cons of banking with Hume Bank?
Pros
Large selection of accounts. Whether you’re saving towards a particular goal or you simply want a flexible everyday account, Hume Bank offers products to suit.
Mobile banking available. As well as an easy-to-use Internet banking portal, Hume Bank also offers the convenience of mobile banking.
Visa Debit card. Many Hume Bank accounts come with a free Visa Debit card to allow easy access to your funds.
Cons
Limited branch network. If you like to do your banking face-to-face, make sure there are Hume Bank branches conveniently located close to you.
If you’d like to become a Hume Bank member and open an account, you’ll need to visit your nearest branch and take your driver’s licence along with you. Alternatively, you can phone the bank’s customer helpline (open Monday to Saturday) if you’d simply like to discuss the benefits of joining.
Hume Bank’s range of savings and transaction accounts offer a range of competitive features, but make sure you compare them with products from other banks to find the right option for you.
How likely would you be to recommend finder to a friend or colleague?
0
1
2
3
4
5
6
7
8
9
10
Very UnlikelyExtremely Likely
Required
Thank you for your feedback.
Our goal is to create the best possible product, and your thoughts, ideas and suggestions play a major role in helping us identify opportunities to improve.
Important information about this website
finder.com.au is one of Australia's leading comparison websites. We compare from a wide set of banks, insurers and product issuers. We value our editorial independence and follow editorial guidelines.
finder.com.au has access to track details from the product issuers listed on our sites. Although we provide information on the products offered by a wide range of issuers, we don't cover every available product or service.
Please note that the information published on our site should not be construed as personal advice and does not consider your personal needs and circumstances. While our site will provide you with factual information and general advice to help you make better decisions, it isn't a substitute for professional advice. You should consider whether the products or services featured on our site are appropriate for your needs. If you're unsure about anything, seek professional advice before you apply for any product or commit to any plan.
Products marked as 'Promoted' or 'Advertisement' are prominently displayed either as a result of a commercial advertising arrangement or to highlight a particular product, provider or feature. Finder may receive remuneration from the Provider if you click on the related link, purchase or enquire about the product. Finder's decision to show a 'promoted' product is neither a recommendation that the product is appropriate for you nor an indication that the product is the best in its category. We encourage you to use the tools and information we provide to compare your options.
Where our site links to particular products or displays 'Go to site' buttons, we may receive a commission, referral fee or payment when you click on those buttons or apply for a product. You can learn more about how we make money here.
When products are grouped in a table or list, the order in which they are initially sorted may be influenced by a range of factors including price, fees and discounts; commercial partnerships; product features; and brand popularity. We provide tools so you can sort and filter these lists to highlight features that matter to you.
We try to take an open and transparent approach and provide a broad-based comparison service. However, you should be aware that while we are an independently owned service, our comparison service does not include all providers or all products available in the market.
Some product issuers may provide products or offer services through multiple brands, associated companies or different labelling arrangements. This can make it difficult for consumers to compare alternatives or identify the companies behind the products. However, we aim to provide information to enable consumers to understand these issues.
Providing or obtaining an estimated insurance quote through us does not guarantee you can get the insurance. Acceptance by insurance companies is based on things like occupation, health and lifestyle. By providing you with the ability to apply for a credit card or loan, we are not guaranteeing that your application will be approved. Your application for credit products is subject to the Provider's terms and conditions as well as their application and lending criteria.
Please read our website terms of use and privacy policy for more information about our services and our approach to privacy.
