In this guide

  • Our verdict
  • Details
    • Key details
    • Eligibility
  • Key features
  • How to apply
  • Compare other transaction accounts
  • Your reviews
  • Ask a question
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G&C Mutual Access Account

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G&C Mutual Bank Access Account

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Account keeping fee
$6
ATM withdrawal fee
$0
Overseas ATM withdrawal fee
$5
Overseas transaction fee of transaction value
3%

Our verdict

G&C Mutual provides easy to use everyday access account with multiple ways to access your money

This account could be suited to you if you’re looking for an easy way to access your money for everyday purchases, particularly if you’ve got another account with G&C Mutual. You’ll get a Visa Debit Card which you can use for everyday purchases as well as online.

There aren’t too many G&C Mutual branches around, so if you like to do your banking in a branch make sure you check if there’s one near you first. Otherwise, you do get access to Internet phone and mobile banking with this account.

Pros

  • Able to make a purchase online or anywhere on which Visa is accepted
  • Internet, mobile and phone banking are options to access your account
  • Funds available 24/7

Cons

  • Lack of ATM facilities

In this guide

  • Our verdict
  • Details
    • Key details
    • Eligibility
  • Key features
  • How to apply
  • Compare other transaction accounts
  • Your reviews
  • Ask a question

SGE – also known as G&C Mutual Bank – has a simple everyday access account as a part of its products that makes it easy to keep track of your daily spending. This at call account can be linked to other accounts, with a sweep facility available to help you in meeting your other financial needs.

Details

Key details

Product Name G&C Mutual Bank Access Account
Monthly account fee $6
Card access Visa
Own network ATM fee $0
International ATM Fee $5
International transaction fee 3%
Monthly deposit required to waive account fee N/A
Contactless Payments Apple Pay, Google Pay, Samsung Pay

Eligibility

Joint account availability Yes
Minimum opening deposit N/A
Residency status Permanent Australian residents with an Australian address

Key features

Picture not described

Monthly account keeping fee

You need to pay $6 monthly fee which can be waived if you balance is over $5,000.

Unlimited free transactions

Using any of these transaction methods will not count towards your monthly allowance; online banking, Moneyline, Visa debit purchase using "credit", Visa debit purchase online or over the phone, direct credits, deposits or enquiries at a G&C Mutual Bank service centre or direct debit.


How to apply

Eligibility

If you are interested in applying for the Access Account, you must first become a member of G&C Mutual Bank. To do this, and to open an account, you will either need to visit a branch or call the mutual bank. You can submit an enquiry form by applying online and have a representative contact you with more details on membership, the account and applying. You should first familiarise yourself with the eligibility requirements before going ahead and beginning to apply:

  • Minimum age. There are no set age requirements set for by G&C Mutual Bank for becoming a member or opening the Access Account.
  • Residency requirements. Membership is open to residents of Australia.

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Alison Finder

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