Compare BDCU Alliance Bank Savings Accounts

BDCU Alliance Bank is a customer-owned bank based in regional NSW. Headquartered in Bowral, it is part of the Alliance Bank Group with Bendigo and Adelaide Bank, and offers a wide range of transaction accounts, savings accounts and other financial products to its customers.

• How do BDCU Alliance Bank savings accounts compare?

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Product	Finder Score	Maximum Variable Rate p.a.	Base interest rate	Intro/Ongoing	Government Guarantee	Monthly Max Rate Conditions
Promoted Finder score 8.1 Great Rabobank High Interest Savings Account	Finder score 8.1 Great	Maximum Variable Rate p.a. 5.15%	Standard Variable Rate p.a. 3.70%	Intro/Ongoing 4 months	Government Guarantee	Monthly Max Rate Conditions Balances up to $250,000	Earn a high interest rate of 5.15% for the first 4 months and then 3.7% thereafter, with $0 account keeping fees and no monthly balance requirements.	Go to site More info Compare product selection Compare	loading
Promoted Finder score 9.1 Excellent Suncorp Bank Growth Saver Account	Finder score 9.1 Excellent	Maximum Variable Rate p.a. 4.55%	Standard Variable Rate p.a. 0.15%	Intro/Ongoing Ongoing	Government Guarantee	Monthly Max Rate Conditions Grow balance by $200 each month (excl. interest) Only 1 withdrawal No balance limit on earning interest	Get a solid interest rate on your entire balance, with minimal conditions in order to get the max rate. This account doesn’t offer card access but you can make 1 withdrawal per month & grow your net balance by $200 (excl. interest) to earn the max rate.	Go to site More info Compare product selection Compare	loading
Promoted Finder score 9.4 Excellent Ubank Save Account Finder AwardExclusive	Finder score 9.4 Excellent	Maximum Variable Rate p.a. 5.00%	Standard Variable Rate p.a. 0.00%	Intro/Ongoing 4 months	Government Guarantee	Monthly Max Rate Conditions Deposit $500 Savings up to $1,000,000	5% p.a. welcome bonus rate for new customers for the first 4 months, then an ongoing bonus rate of 4.6% p.a. when monthly deposit condition is met. Use code FINDER20 to score $20 after 5 card purchases in your first 30 days. See terms link on the app store.	Go to site More info Compare product selection Compare	loading
Finder score 9.1 Excellent AMP Bank GO Save	Finder score 9.1 Excellent	Maximum Variable Rate p.a. 4.50%	Standard Variable Rate p.a. 4.50%	Intro/Ongoing Ongoing	Government Guarantee	Monthly Max Rate Conditions Balances $0 - $250,000	Go to site More info Compare product selection Compare	loading
Finder score 9.1 Excellent Macquarie Savings Account	Finder score 9.1 Excellent	Maximum Variable Rate p.a. 4.85%	Standard Variable Rate p.a. 4.50%	Intro/Ongoing 4 months	Government Guarantee	Monthly Max Rate Conditions Balances up to $250,000	Earn a welcome variable rate of 4.85% p.a. for the first 4 months on balances up to $250k, then 4.5% p.a. ongoing variable rate on balances up to $1m. There are no monthly requirements to earn interest.	Go to site More info Compare product selection Compare	loading
Finder score 8 Great Newcastle Permanent Smart Saver Account	Finder score 8 Great	Maximum Variable Rate p.a. 4.00%	Standard Variable Rate p.a. 0.05%	Intro/Ongoing Ongoing	Government Guarantee	Monthly Max Rate Conditions Grow balance No more than 2 withdrawals	Go to site More info Compare product selection Compare	loading
Finder score 9.2 Excellent St.George Incentive Saver	Finder score 9.2 Excellent	Maximum Variable Rate p.a. 4.65%	Standard Variable Rate p.a. 0.40%	Intro/Ongoing Ongoing	Government Guarantee	Monthly Max Rate Conditions Grow balance $50 ($0.01 if under 21) Balance up to $249,999.99	Go to site More info Compare product selection Compare	loading
Finder score 9.7 Excellent ING Savings Maximiser Most Loved	Finder score 9.7 Excellent	Maximum Variable Rate p.a. 5.00%	Standard Variable Rate p.a. 0.05%	Intro/Ongoing Ongoing	Government Guarantee	Monthly Max Rate Conditions Deposit $1,000 5 transactions Grow your balance Balances up to $100,000	Go to site More info Compare product selection Compare	loading
Finder score 9.6 Excellent Westpac Life (18-29 year olds only)	Finder score 9.6 Excellent	Maximum Variable Rate p.a. 5.00%	Standard Variable Rate p.a. 0.40%	Intro/Ongoing Ongoing	Government Guarantee	Monthly Max Rate Conditions Make a deposit Grow your balance 5 debit card purchases Balances up to $30,000	Go to site More info Compare product selection Compare	loading

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How the Finder Score helps you find a better savings account

The Finder Score is a simple score out of 10. The higher a savings account's score, the better we think it is for the average customer.

We score each savings account in our database of hundreds based on a data-driven methodology with 2 main criteria: Does the account offer a high interest rate? And is it easy for savers to actually earn that rate?

Read the full Finder Score breakdown

Who is BDCU Alliance Bank?

BDCU Alliance Bank is part of the Alliance Bank Group. The Group is an alliance of four independent mutual entities (BDCU Limited, AWA Mutual Limited, Service One Mutual Limited and Circle Mutual Limited) with Bendigo and Adelaide Bank. This enables BDCU to offer banking products on behalf of Bendigo and Adelaide Bank, while also keeping its own branding and maintaining its local presence throughout the Southern Highlands region of NSW.

If you’re looking for a bank account to suit your financial needs, BDCU offers a variety of transaction accounts, savings accounts and term deposits. These accounts combine flexible features with competitive interest rates, as well as personalised customer service for every member.

What is Internet banking like for BDCU Alliance Bank?

BDCU’S Internet Banking portal allows members to access their accounts, check transaction details and statements, pay bills and transfer funds to other accounts. The bank also uses sophisticated firewalls and 128-bit SSL encryption to ensure the security of your funds.

There are three ways to register for BDCU Alliance Bank Internet Banking:

• Download a form. Complete a downloadable form and submit it by post or in person.
• Visit an Advice Centre. Visit your nearest BDCU Advice Centre to register in person.
• Phone BDCU. Phone BDCU’s customer service line to be talked through the sign-up process.

Notable features include:

• Secure worldwide account access 24/7
• View or print account balances and transaction history
• Pay bills via BPAY
• Transfer funds to other individuals or businesses
• View interest earned or charged

What about the mobile app?

Login Page	Account Balance	Payments

What transaction accounts are offered by BDCU Alliance Bank?

Concession Account

Designed for customers who receive an Australian Government pension, this account features funds available at call and no minimum monthly or opening balance requirements. Access is by card, Internet and phone banking, while an optional cheque book is also available.

FLEX Account

If the total value of loans and deposits you hold with BDCU exceeds , this account doesn’t charge any transaction fees. Other features include no opening or monthly balance requirements, card access and an optional cheque book.

Home Loan Offset Account

This transaction account can be linked to your BDCU home loan and provide a 100% offset benefit. There are no monthly fees, no fees for eligible transactions and no minimum balance requirement.

Retirement Account

Designed to help members over the age of 55 enjoy their retirement, this account offers hassle-free everyday banking. Your funds are available at call and there is no minimum opening balance.

What high-interest savings accounts are offered by BDCU Alliance Bank?

My Community Savings Account

This online savings account allows you to provide support to a nominated community organisation. It has no opening or monthly balance requirements, no monthly fees, and your funds are available at call.

Bonus Saver Account

This account pays bonus interest every month you deposit at least $10 and make no withdrawals. There is no minimum monthly balance requirement and no monthly transaction fee, and interest is calculated daily.

Junior Bonus Saver Account

This under-18s account pays bonus interest every month you deposit at least $10 and make no withdrawals. There is no minimum monthly balance requirement and no monthly transaction fee, while interest is calculated daily.

Christmas Club Account

Designed to help you save money for Christmas, this account has access restrictions to stop you dipping into your savings. It features a competitive variable rate and there are no minimum balance requirements.

What term deposits are offered by BDCU Alliance Bank?

If you want to securely invest your money in a term deposit, BDCU Alliance Bank offers term-deposit accounts with terms ranging from 1 to 24 months. With a minimum investment of $1,000, interest rates vary depending on your deposit amount and term chosen. You can also select to have interest paid on maturity, six-monthly or monthly.

What are the pros and cons of banking with BDCU Alliance Bank?

How do I apply for an BDCU Alliance Bank account?

If you’d like to apply for a savings account with BDCU Alliance Bank, you can do so in three ways:

• Download a form. Download, print and complete an application form before submitting it by post or in person.
• Visit an Advice Centre. Visit your nearest BDCU Advice Centre to register in person.
• Phone BDCU. Phone BDCU if you’d like to be guided through the process.

BDCU Alliance Bank offers competitive savings and transaction accounts with a range of flexible features. However, remember to compare accounts at finder.com.au to find the right product for you.

Compare other products from BDCU Alliance Bank

• BDCU Alliance Bank term deposits