In this guide

  • Review
  • Details
    • Key details
  • Key features
  • How to apply
  • Your reviews
  • Ask a question
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Border Bank Savings Plus

Border Bank Savings Plus Account

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Maximum variable rate
4.50% p.a.
Base interest rate
Minimum deposit


Save more and get rewarded with a no strings attached savings account from Border Bank.

A division of Police Bank, Border Bank offer banking products such as home loans, savings account and credit cards. Border Bank are a mutual bank. Mutuals are owned by their members who benefit from lower rates and fees. The Border Bank Savings Plus is a tiered account for savers looking for an incentive to save more. Different account balances attract different rates of interest. Balances over $250,000 are rewarded with 0.5% p.a. interest.


  • No minimum deposit required
  • Competitive interest rate
  • At-call access to funds


  • There's a $10 membership fee

In this guide

  • Review
  • Details
    • Key details
  • Key features
  • How to apply
  • Your reviews
  • Ask a question


Key details

Product Name Border Bank Savings Plus Account
Maximum Variable Rate 4.50% p.a.
Standard Variable Rate 4.50% p.a.
Monthly Account Fee $0
Minimum Opening Deposit $0
Minimum Age 18

Key features

No strings

Unlike other savings accounts, you are rewarded with interest regardless of your account activity for the month. There is no minimum deposit or minimum balance required to earn interest.

No fees

This is a fee free saving account. There is no charge to open the account and there are no monthly account keeping fees.

How to apply

Visit Border Bank website to start an online application for the Savings Plus account.

Become a general member of Border Bank first before you apply for the Border Bank Savings Plus account. To become a general a member, you can apply for a transaction account or other savings account such as the Bonus Saver, or you can request a membership by contacting the Border Bank service centre.

If you're a new customer to Border Bank, you'll need to verify your identity before you can open an account. Existing customers can apply through internet banking.

  • Identification. Provide one form of category A identification such as an Australian passport, driver's licence of state government proof of age card. You can also use two forms of non-photographic identification like a birth certificate and a Centrelink card.

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